Looking for strategies to help your child manage college academics and social life? Many students struggle to balance academics and extracurriculars. College is a wonderful time of growth, new friendships and academic success, but juggling everything may be difficult. Without a strategy, your child may get lost in textbooks, spend too much time socializing and — gasp! — ignore their academics. (Every parent’s worst nightmare, right?)
After reading this article, you can help your child learn practical ways to manage time, prioritize, and balance work and life.
Time Management: The Foundation of Balance
Time management is key to collegiate balance. Talk to your child about taking charge of their day to balance academic and social obligations. Without adequate planning, you likely already know that your workload can overwhelm you. A systematic strategy might make managing schoolwork, project deadlines and social time with friends easier. Time management maximizes every moment, reduces stress and boosts productivity.
Prioritize Tasks with a Planner
College students need planners to stay organized, and it’s a good idea to update and review it every day. A thorough schedule, whether they use a notepad or Google Calendar, is essential. They can list their classes, assignments, examinations and personal commitments, such as social gatherings and relaxation time. It reduces stress and boosts productivity by allowing them to plan every hour of the day, and it also helps maintain consistency.
Dedicating study or club meeting hours eliminates disagreements and last-minute surprises. Reminders and color-coded categories help your child visualize their obligations in digital planners. Traditional planners allow them to check off accomplished activities, which might motivate them physically. This habit keeps your child on track and provides them with the confidence to juggle school and social life.
Set Realistic Goals
Setting goals is essential to time management. However, creating reasonable and achievable goals is important to success, and I love this quote: “The only way to eat an elephant is one bite at a time.”
Your child can divide big goals into manageable steps. For example, they can divide a 10-page research paper into steps like topic selection, research, outlining, drafting and editing and leave enough time for delays and adjustments when setting step deadlines.
Talk to them about how unrealistic goals can cause dissatisfaction, exhaustion and procrastination. If your child is a night owl, they might consider scheduling difficult work at night instead of waking up early. Finally, encourage small rewards like coffee or a walk with friends. You can tell them that if they tell you, you can have something small sent to their dorm rooms. Goal-setting builds confidence and a routine, not just productivity.
Maintain Academic Focus
Academic success takes more than attending classes and doing homework. It involves using methods to improve learning and keep you motivated. Focusing is difficult with many distractions, but the correct tools and habits may help. It’s a good idea to have a framework to support all goals, from study methods to campus resources without sacrificing fun.
Optimize Study Sessions
Does your student really know how to study?
Good learning is about quality, not quantity. Consider short, high-intensity intervals instead of marathons. Pomodoro, which involves 25 minutes of study followed by a five-minute break, helps maintain concentration and reduces fatigue. This method promotes serious study and breaks for recharging.
Productivity also depends on the environment, and it’s worth talking to your student about the following study spaces:
A quiet library
Study lounges
Noise-canceling headphones
Instrumental music
Productive study sessions involve both learning and application. Active recall and practice tasks strengthen understanding. Optimizing study methods will help them finish more in less time, freeing up time for socializing.
Leverage Campus Resources
Most colleges offer several academic resources to help students learn, including writing laboratories, tutoring facilities and subject-specific workshops. Encourage your student to use these resources to make difficult assignments easier:
Writing centers, which help with essays and research papers
Tutoring can explain complex themes
Many colleges encourage students to organize or join study groups, which increase academic achievement and allow for peer collaboration.
Faculty office hours are also useful. Professors can provide personalized help and in-depth course discussions.
Academically invested individuals
Ask for Help When Needed
One of the most ignored academic success methods is asking for help, which shows strength. If your child has trouble understanding a lecture, falls behind on tasks or feels overwhelmed, getting help can save time and frustration. They can contact lecturers during office hours — they’re happy to help and appreciate students who ask questions. Teaching assistants can also offer practical guidance for acing specific courses. Classmates and study group members might also provide new views or simplify topics.
Additionally, services and tools like essay helper can support your child’s academic journey by assisting with structuring and refining written assignments, saving them time while enhancing their work. Asking for help improves your comprehension and solidifies relationships with supporters, keeping you on track and building community.
Nurture a Healthy Social Life
A fulfilling social life is crucial to college. This includes making friends and building genuine connections that improve your life and give you a sense of belonging. Spending time with people provides emotional support, reduces stress and produces lasting memories. However, achieving this balance takes work, so encourage your child to choose activities that match their interests. Their commitments will help them balance their social life and academic obligations.
Join Clubs and Organizations
Campus groups or organizations offer a systematic means to meet people with similar cultural, athletic, academic or creative interests. For example, joining an environmental club helps a good cause with like-minded people who can become friends. Many clubs offer activities, workshops and outings to relax and socialize outside school. Group leadership may teach your child collaboration, communication and problem-solving, which are useful in school and work. They can also start a club if they can’t find the right one. Extracurricular activities create a sense of belonging and balance, making college productive and fun.
Communicate Boundaries
Healthy relationships require clear, respectful communication when balancing academic and social obligations. For instance, communicating with friends about major assignments or exams respects your child’s time and lets them focus guilt-free. Planning a group outing or coffee break during slow times can help them avoid feeling disconnected — trust and respect allows academics and a social life to coexist.
Strike the Right Balance
Balance doesn’t mean dividing your time equally between studies and socializing; it means letting neither dominate. Balance requires awareness, adaptability and constant change. You must prioritize, manage energy and make decisions that support long-term goals. Striking the right balance lets your child succeed in every aspect of college, from saying no to extra commitments to self-care.
Learn to Say No
The ability to say no is a powerful skill that many college students struggle with. Overcommitting to satisfy others and spreading yourself too thin can cause stress, fatigue and poor academic and social performance. Saying no doesn’t imply you’re uninterested or cruel; it shows you know your boundaries and can prioritize your health.
Communicating your decision respectfully and firmly without guilt is key. Learn to identify overcommitment, such as many leadership roles or extracurricular activities. Setting boundaries and focusing on what matters will give your child more time and energy for goal-aligned commitments.
Schedule Time for Yourself
College life makes self-care easy to overlook. However, remind your child that self-care is essential for physical, emotional and mental wellness. Simple self-care can include walking quietly, reading a beloved book, or meditating for ten minutes daily. Schedule frequent self-care to be energized for academic and social commitments. They can add yoga, running, or gym routines to their schedule to increase mood and vitality or refocus and feel purposeful in quiet moments. Prioritizing sets your child up for college success in all areas.
Build a Strong Support Network
Some college students need a strong support system to succeed. People who support and advise college students provide emotional stability and practical advice. College interactions, whether from mentors providing professional advice or friends assisting them through tough times ensures they’re never alone during struggles and successes.
Seek Mentorship
Mentorship is a crucial collegiate resource. A professor, advisor, or older student with comparable obstacles can mentor your child. Mentors assist you in choosing courses, internships and careers by assessing academic and personal improvement, such as:
A professor may suggest research opportunities
An advisor may help choose career-related classes
Your child can take advantage of mentorship by asking questions by attending office hours, networking events and college mentorship programs. These ties boost your child academically and emotionally during challenging times. A great mentor-mentee relationship can boost your child’s confidence and resources to succeed.
Rely on an Inner Circle
Remind your child about your family and others who inspire, encourage and support them. These interactions provide comfort and motivation during hard times. Remind them to say touch even when busy. Simple gestures like texting or planning an activity can deepen your relationship. You’ll both have somebody to lean on, even if your child is hundreds of miles away at school!
Help Your Child Find a Rhythm that Works
Balancing academics and social life in college isn’t about perfection but finding a rhythm that works. They’ll ace it some days and might feel overwhelmed during others, and that’s okay. What matters is staying adaptable, learning from missteps and making small, consistent improvements. Whether they’re studying or socializing, they can take breaks and enjoy light-hearted activities — play Plinko now for a quick breather that keeps things fun without derailing focus. Remember to check in on your child regularly with great questions: Are you prioritizing what truly matters? Are you taking time to recharge? And, most importantly, are you enjoying yourself?
If there’s one last tip, it’s to embrace flexibility. College life is unpredictable, and the ability to adjust plans without guilt is a skill that will serve your child well long after graduation. Flexibility is key to sustaining balance, whether it’s pivoting your study schedule to accommodate a spontaneous outing or stepping back from a commitment that no longer aligns with your child’s goals.
Relationships, lessons and experiences will form your child’s college experience. Encourage your student to stay open to chances, approach each day with intention and enjoy wins—big or small. Balance is a practice, not a goal, to create a rewarding, personalized college experience.
A certified nursing assistant (CNA) plays a vital role in the healthcare sector, assisting patients with daily living tasks such as bathing, feeding, and mobility, while also supporting nurses and other medical staff.
CNAs serve as the backbone of patient care, providing vital hands-on support and helping to maintain patient comfort and dignity. The path to becoming a CNA is both straightforward and relatively quick, making it an appealing choice for those looking to enter the healthcare field.
How long does it take to become a CNA?
On average, it takes four to 12 weeks to complete a CNA training program, depending on state requirements and the schedule of the chosen program. Federal guidelines mandate at least 75 hours of training, but many states require additional hours.
After completing the program, candidates must pass a state certification exam to qualify for employment. This article explores the exact timelines and steps involved in becoming a CNA to help aspiring professionals plan their journey efficiently.
General Timeline to Become a CNA
Becoming a CNA is a straightforward process that can be completed relatively quickly, depending on the structure and format of the chosen training program. On average, CNA programs last between four to 12 weeks, but several factors can influence this timeline. Whether a student opts for a full-time or part-time schedule is a significant determinant—full-time programs are more accelerated, while part-time courses accommodate those with other commitments and may extend the duration.
Another critical factor is the training format. In-person programs provide hands-on instruction and immediate feedback, making them a preferred option for many. Alternatively, online CNA courses offer flexibility, allowing students to complete theoretical components remotely, though clinical training must still be conducted in person. Additionally, state-specific requirements, such as minimum training hours and additional prerequisites, can affect the completion time.
This section outlines the general timeline for becoming a CNA, considering these key variables, and sets the stage for a deeper exploration of the steps and options available to aspiring CNAs.
How Long Does it Take to Become a CNA Online?
Embarking on a career as a CNA is a commendable choice, offering a swift entry into the healthcare field. Understanding the distinctions between a CNA and other nursing roles, such as licensed practical nurses (LPNs) and registered nurses (RNs), is key for setting clear career objectives.
The term “CNA nurse” is somewhat misleading, as CNAs are not licensed nurses. CNAs, also known as nurse aides or patient care assistants, provide support in healthcare settings by assisting patients with daily activities and reporting vital information to nursing staff. Their responsibilities include tasks like bathing, feeding, and monitoring vital signs. In contrast, LPNs and RNs undergo more extensive education and training, allowing them to perform a broader range of medical duties.
LPNs typically complete a one-year practical nursing program and are licensed to provide basic medical care under the supervision of RNs and doctors. RNs hold either an associate degree in nursing (ADN) or a bachelor of science in nursing (BSN) and have a wider scope of practice, including administering medications, performing diagnostic tests, and developing patient care plans.
Overview of Online CNA Programs
Online CNA programs have become increasingly popular due to their flexibility and accessibility. These programs allow students to complete theoretical coursework through online platforms, making it easier to balance studies with personal and professional commitments.
It’s important to note that while the theoretical components can be completed online, in-person clinical training is mandatory. This hands-on experience is necessary for developing practical skills and is typically arranged at local healthcare facilities.
Comparison of Online vs. Traditional Training Duration
The duration of CNA programs varies based on the mode of delivery and the student’s schedule. Traditional in-person programs often range from four to 12 weeks, depending on whether they are full-time or part-time. Online CNA programs offer similar timelines but provide greater flexibility.
Some accelerated online programs can be completed in as little as four weeks, while others may extend up to 16 weeks, accommodating students who may be working or have other obligations. Learn more about all your college admissions types.
Benefits of Flexibility and In-Person Clinical Requirements
The primary advantage of online CNA programs is the flexibility they offer, allowing students to access coursework at their convenience and progress at their own pace. This is particularly beneficial for individuals balancing work, family, or other commitments. Despite this flexibility, the requirement for in-person clinical hours remains.
These clinical sessions are paramount for hands-on experience, enabling students to apply theoretical knowledge in real-world settings under supervision. This blend of online learning and practical training ensures that graduates are well-prepared for the demands of the role.
Typical Completion Time for Online CNA Programs
The time required to complete an online CNA program varies based on several factors, including program structure, state requirements, and the student’s availability.
Accelerated programs can be completed in as few as four weeks, while more extended programs may take up to 16 weeks. For instance, some institutions offer six-week online CNA programs that combine online coursework with in-person clinical training.
How Long Does it Take to Become a Pediatric CNA?
Becoming a Certified Nursing Assistant (CNA) with a specialization in pediatrics involves completing foundational CNA training followed by additional education focused on pediatric care. This pathway equips professionals to provide support to children in various healthcare settings.
Understanding the Pediatric CNA Role
A Pediatric CNA is a nursing professional who works directly with young patients to provide hands-on care under the supervision of a registered nurse. These CNAs work directly with children of all ages who cannot care for themselves.
Basic CNA Training Duration
The initial step to becoming a Pediatric CNA is completing a state-approved CNA training program. The length of training programs for Pediatric CNAs varies, but they typically range from four to 12 weeks.
Additional Pediatric Training
After obtaining CNA certification, aspiring Pediatric CNAs should pursue specialized training in pediatric care. This specialized training might include:
Pediatric Advanced Life Support (PALS) Certification: PALS training is an important step as you prepare for a pediatric CNA role. It will help you learn how to handle life-threatening situations and medical emergencies specific to children, including pediatric CPR and other techniques. To become certified, you can take a PALS Certification class.
Pediatric Emergency Assessment, Recognition and Stabilization (PEARS) Certification: PEARS training is another excellent way to prepare for your future as a pediatric CNA. With a focus on emergency preparedness, PEARS Training can help you learn how to recognize and respond to medical emergencies in children.
The duration of these specialized courses varies but typically ranges from a few days to several weeks. Some certifications, like PALS, can be completed in as little as one day.
Gaining Practical Experience
Hands-on experience is vital for proficiency in pediatric care. Many healthcare facilities offer on-the-job training for CNAs transitioning into pediatric roles. This experience allows CNAs to apply their knowledge in real-world settings, further enhancing their skills.
Estimated Total Timeline
Combining the basic CNA program (four to 12 weeks) with pediatric specialization training (additional weeks or months), the total time to become a Pediatric CNA typically ranges from approximately six to 16 weeks. This timeline can vary based on program specifics, state requirements, and individual pacing.
A travel CNA is a healthcare professional who provides patient care across various locations, often filling temporary staffing needs in diverse healthcare settings.
Unlike traditional CNAs who work in a single facility, travel CNAs have the flexibility to work in multiple states, offering their services wherever there is a demand. This role not only allows for diverse work experiences but also requires additional considerations regarding licensure and training.
Training Requirements
The foundational step to becoming a travel CNA is obtaining standard CNA certification. This involves completing a state-approved training program, which typically ranges from four to 12 weeks, depending on whether the program is full-time or part-time.
The curriculum includes both classroom instruction and clinical practice, covering skills such as patient care, vital signs monitoring and basic nursing procedures.
Licensing for Multistate Practice
To practice across multiple states, travel CNAs must navigate varying state licensure requirements. The Nurse Licensure Compact (NLC) facilitates this process by allowing nurses, including CNAs in some cases, to hold a multistate license.
As of December 2024, 41 states participate in the NLC, enabling licensed nurses to practice in any member state without obtaining additional licenses. However, it’s important to note that not all states are part of the NLC, and the inclusion of CNAs varies. Therefore, travel CNAs must verify each state’s participation and specific requirements.
For states not part of the NLC, CNAs must apply for licensure by endorsement or reciprocity. This process typically involves submitting proof of current certification, completing state-specific applications, and sometimes undergoing additional background checks or competency evaluations.
Processing times and fees vary by state; for example, some states may process applications within two to four weeks, while others may take longer. It’s vital for travel CNAs to plan accordingly to ensure compliance with each state’s regulations.
Estimated Timeline
In total, aspiring travel CNAs can expect to invest approximately two to six months to complete training, obtain certification and secure the necessary licenses for multistate practice, like the following:
CNA training program: Four to 12 weeks
State certification exam: Varies by state, typically a few weeks
Multistate licensing (if applicable): Additional time for application processing, ranging from two to six weeks per state
This timeline can vary based on individual circumstances, state requirements and the efficiency of application processes.
Accelerated CNA Programs
Accelerated CNA programs provide a fast-track option for those eager to enter the healthcare field, often completing in as little as two to four weeks. These programs condense the standard curriculum into a shorter time frame, combining online learning with in-person clinical training.
Benefits
The key advantage is rapid entry into the workforce, allowing graduates to start earning sooner. Many programs offer flexible schedules, making them suitable for students with other commitments.
Challenges
The condensed format requires significant focus and time management, which may be challenging for some learners.
Typical Timeline
Completion times vary but generally range from two to four weeks, depending on state requirements and program design.
Accelerated programs are ideal for those prepared to handle an intensive schedule, offering a quicker path to certification and employment in healthcare.
Post-Certification Processes
After completing a CNA training program, aspiring CNAs enter the post-certification phase, which includes preparing for the certification exam and securing employment.
This phase is critical as it transitions candidates from trainees to practicing professionals. Understanding the timelines and steps involved helps streamline the journey to becoming a fully operational CNA.
Preparing for the CNA Exam
The CNA certification exam is a two-part test consisting of a written (or oral) section and a clinical skills demonstration. Preparing for this exam generally takes one to three weeks, depending on an individual’s familiarity with the material and the training they’ve completed. The exam evaluates knowledge of patient care principles, safety protocols, and the practical skills needed for success as a CNA.
To prepare effectively, candidates should take advantage of various resources designed to strengthen their understanding and confidence. Websites like Medical Hero offer detailed CNA practice tests that simulate the exam environment, helping candidates identify weak areas and become comfortable with the question formats. Additionally, platforms like CNA Plus Academy and Union Test Prep provide free and paid practice tests, flashcards, and study guides tailored to the CNA exam.
For candidates seeking a more structured approach, many local community colleges and training institutions offer review courses that focus on exam content and skill-building. Apps like Quizlet and Nurse Plus are also excellent for on-the-go study sessions, providing interactive flashcards and practice questions.
Lastly, reviewing the state’s CNA candidate handbook is necessary. These handbooks, often available through state nursing boards or testing providers like Pearson VUE or Prometric, outline specific exam requirements, skills checklists, and test-taking tips. Early scheduling of the exam is recommended, as testing center availability can be limited.
Finding Employment as a CNA
Once certified, the next step is securing employment. The average time to find a CNA position varies but typically ranges from a few weeks to a couple of months, depending on the local job market and individual effort.
CNAs are in high demand in various healthcare settings, including hospitals, nursing homes and home health agencies, which often expedites the hiring process.
When starting a new role, most CNAs undergo an on-the-job orientation that introduces them to the facility’s procedures, patient care expectations, and workplace policies. This orientation period can last anywhere from a few days to several weeks.
Some employers may require further training tailored to specific roles or patient populations, such as geriatrics or pediatrics.
You Can Become a CNA in Weeks
So, how long does it take to become a CNA?
Just weeks.
Becoming a CNA is a swift and achievable goal for those eager to start a healthcare career. Standard CNA programs typically take four to 12 weeks to complete, while specialized roles, such as pediatric or travel CNAs, may require additional training, extending the timeline.
The flexibility of full-time, part-time and online programs makes CNA training accessible to individuals with diverse schedules and commitments.
When you’re looking to enter the workforce quickly or transition into a meaningful career, the CNA path offers opportunities to make a difference in patients’ lives while fitting various lifestyles.
Start exploring available programs and resources today to begin your journey toward becoming a CNA in just a matter of weeks.
FAQs
What’s the fastest you can become a CNA?
An accelerated CNA can help you get your degree quickly. You might be in and out in three to four weeks, which means you can get into a new job fairly quickly in a high-demand environment. On average, CNAs earn $19.04 per hour, which amounts to earning $39,610 in one year.
Can I get my CNA online in my state?
Do your research on certification, but you can get online CNA training in your state. If you don’t have a campus close by or the flexibility to attend classes in person, you can consider getting your CNA training online. Contact your local community college or another college to learn more about your options.
Is the CNA exam hard?
While the CNA exam isn’t considered “extremely difficult” for most people who properly complete a CNA training program, it can be challenging for some due to the combination of written knowledge and practical skills testing. Actively engage with the training material and practice the required skills to understand the material before you take the exam.
As a parent, you’re probably no stranger to the financial strain college can impose. With rising tuition costs, fees, textbooks, and living expenses, it’s easy to see how many families feel overwhelmed. The idea of your child taking on significant student loan debt right out of the gate is unsettling for most parents. Fortunately, there’s a way to ease the burden: outside scholarships.
Outside scholarships offer valuable financial assistance to help your child cover college expenses without accumulating debt. But how do you, as a parent, guide your high schooler in finding and applying for these scholarships? The process can feel like navigating a maze, but with the right information and approach, it’s manageable — and well worth the effort.
This guide will show you how to support your child in securing outside scholarships, from discovering where to find them to crafting a winning application. Let’s explore the steps together.
Why Outside Scholarships Matter for Your Child’s College Education
While many parents are familiar with financial aid options like the Free Application for Federal Student Aid (FAFSA) for need-based financial aid like the Parent PLUS loan or school-specific scholarships like merit aid, outside scholarships are often an untapped resource. These scholarships are offered by private organizations, businesses, foundations or individuals, and they come with a number of distinct advantages.
First, outside scholarships aren’t tied to a specific college or university, so your child can apply to a wide range of opportunities, regardless of where they plan to attend. This significantly broadens the pool of potential aid.
Moreover, outside scholarships often have unique criteria, allowing your child to stand out based on talents, interests, or other characteristics. Some awards may be merit-based, while others may focus on extracurricular involvement, leadership, or community service. And many are not tied to financial need, so even if your family doesn’t qualify for need-based aid, your child might still be eligible for outside scholarships.
Simply put, these scholarships can help reduce your child’s reliance on loans and ease the financial stress for your family. But where should you and your child begin the search?
Preparation for the Scholarship Application
When applying for a scholarship, preparation is absolutely essential. It’s not just about submitting an application; it’s about presenting a complete and compelling package that makes your child stand out among the competition. To start, ensure that all the required documents are organized and up-to-date, including transcripts, test scores, and a detailed resume that highlights their extracurricular activities, community involvement, and any leadership roles. A well-crafted essay is also crucial, often being the key component that distinguishes one applicant from another.
The essay should be personal, insightful, and tailored to the scholarship’s focus, giving the committee a sense of your child’s passions, goals, and why they’re deserving of the award. Letters of recommendation are another important part of the application process. Help your child select recommenders who know them well and can speak to their strengths in detail, whether it’s a teacher, coach, or community leader.
Once everything is in order, it’s important to review the entire application multiple times for any mistakes or missing information. In addition to preparing these materials, it can be helpful to review past successful scholarship applications to understand what committees are looking for. For this, you can explore the resource Edubirdie docs page, where you’ll find a treasure trove of student notes, essays, and other academic documents. This page is a great place to see examples of strong student work, which can provide inspiration or a benchmark as your child prepares their own application. The more prepared and thorough your child is, the better their chances of securing that much-needed scholarship!
Where to Find Outside Scholarships
The scholarship search can feel daunting, but there are plenty of accessible resources to help your child get started. Here’s a list of effective places to look for scholarships that will make a difference.
1. Online Scholarship Search Engines
One of the easiest ways to start the scholarship hunt (and skipping the student loans!) is by utilizing online search platforms designed to match students with scholarship opportunities based on their background, academic performance, and interests. Some of the best websites include:
Fastweb: One of the most comprehensive databases of scholarships, tailored to each student’s profile.
Scholarships.com: Offers an extensive list of opportunities, along with helpful advice and tips.
Chegg Scholarships: Not only for textbook rentals, Chegg has a reliable scholarship search function.
Cappex: Known for its easy-to-use search engine and personalized scholarship matches.
Encourage your child to create an account and fill out their profile thoroughly. The more detailed their profile, the better the platform can match them with scholarships that fit their qualifications.
2. Local Community Organizations and Businesses
While national scholarships get a lot of attention, don’t overlook local opportunities. Many community organizations, local businesses, and even religious institutions offer scholarships to students in their area. These awards are often smaller but come with less competition, which increases your child’s chances of winning.
Encourage your child to check with local Rotary Clubs, Lions Clubs, and chambers of commerce. Small businesses, such as local banks and credit unions, also frequently offer scholarships. Reaching out to these organizations can pay off in unexpected ways.
3. High School Counselors and Financial Aid Offices
School counselors are often a gold mine of scholarship information. Many high schools keep lists of scholarships specifically available to their students or know about opportunities that aren’t widely advertised. Encourage your child to regularly check in with their school counselor or college guidance office for updates on outside scholarships.
If your child has already selected their prospective colleges, have them reach out to the schools’ financial aid offices to see if they maintain lists of external scholarships that their students frequently apply for.
4. Professional and Industry-Specific Scholarships
If your child is passionate about a particular field of study, there may be professional organizations that offer scholarships specifically for students entering that field. For example:
The American Institute of Architects (AIA) offers scholarships to future architects.
The National Society of Black Engineers (NSBE) provides financial support to students pursuing engineering careers.
The American Medical Association (AMA) has scholarships for students aiming for a career in healthcare.
Encourage your child to explore professional organizations in their field of interest — they often have scholarships designed to support the next generation of professionals.
5. Unique or Niche Scholarships
Scholarships come in all shapes and sizes, and some of the most interesting ones focus on niche qualifications or unique talents. Some scholarships are awarded based on seemingly quirky criteria, such as being left-handed or crafting prom outfits out of duct tape.
Here are a few examples:
The Duck Brand “Stuck at Prom” Scholarship: Awards students for creating prom outfits made entirely of duct tape.
The Vegetarian Resource Group Scholarship: Offers funds to students who promote vegetarianism in their communities.
The National Make It With Wool Competition: Rewards students who demonstrate skill in sewing or knitting woolen garments.
Encouraging your child to think outside the box can open doors to scholarships they might not have initially considered.
How Parents Can Support the Scholarship Application Process
Now that you know where to find scholarships, it’s time to focus on the application process. While your child will be doing the heavy lifting, there are several ways you can help make the journey smoother and more successful.
Scholarship deadlines can sneak up quickly, and missing just one requirement could mean losing out on an opportunity. Help your child create a spreadsheet or calendar to track deadlines, required materials, and submission dates. Keeping everything in one place will make the process much more manageable.
Every scholarship will have its own unique set of requirements. Some may request transcripts, while others will require essays, letters of recommendation, or specific formatting. Go over the instructions with your child to ensure nothing is overlooked.
Many scholarships require an essay as part of the application process, and this is where your child can truly shine. Encourage them to write essays that are personal, engaging, and relevant to the scholarship’s focus. Avoid generic responses. Scholarship committees want to know why your child is deserving of the award—and storytelling can make a big impact.
Essays are often the deciding factor for competitive scholarships, so this is where you can provide valuable support, whether that’s brainstorming ideas or proofreading drafts.
Some scholarships require letters of recommendation from teachers, coaches, or community leaders. Encourage your child to ask for these letters early, giving their recommenders plenty of time to write a strong, thoughtful endorsement. It’s also helpful to provide the recommender with specific details about the scholarship and a list of your child’s achievements to make their job easier.
Encourage your child to submit applications early, rather than waiting until the last minute. This will help avoid any technical glitches and give your child extra time for revisions if necessary. Make sure they double-check each submission for errors—scholarship committees won’t look kindly on typos or incomplete applications.
While helping your child through the scholarship process, watch out for these common mistakes:
Neglecting small scholarships: Smaller awards can add up over time, so encourage your child to apply for them as well.
Missing deadlines: Organization is key — don’t let an application fall through the cracks because of a missed deadline.
Overlooking follow-up: If your child wins a scholarship, remind them to send a thank-you note to the organization. This simple gesture can help maintain relationships and potentially lead to more opportunities in the future.
As a parent, supporting your child’s pursuit of outside scholarships can significantly reduce the financial burden of college. With the right resources and strategies, your family can unlock valuable funding opportunities that will help your child achieve their academic dreams without excessive student loans.
The key is to start early, stay organized, and encourage your child to pursue a range of scholarships, from local opportunities to niche awards. The journey may take some effort, but the potential rewards — a debt-free college experience — are more than worth it. After all, wouldn’t it be great to see your child graduate without a mountain of debt looming overhead and find ways to pay for everything beyond tuition, including room and board?
Your Child Can Get Outside Scholarships After High School
One of the most misunderstood ideas about getting outside scholarships is that many students think they can’t get them after high school, that they’ve “missed the boat,” but they can absolutely get outside scholarships after high school. I have a list of about 20 scholarships I want my current students to apply for after they’ve gone off to college!
Don’t give up on all the options, and take advantage of them. It’s never too late to achieve a debt-free degree!
Have you ever compared the tuition cost differences between in-state and out-of-state schools?
Did you gasp out loud when you saw out-of-state costs?
Yep, yep. It’s often thousands of dollars more expensive to go to an out-of-state university compared to an in-state university, and it’s because families don’t pay for these out-of-state institutions through their taxes, so their education costs are not subsidized and they receive higher costs.
It often makes students’ decisions easy. If your child’s comfortable with the idea of going to the flagship university in your state, he might think, “It’s cheaper, it’s close to home. Sign me right up.”
Should you migrate to your in-state university? Well, that depends! Don’t discount your neighboring states — and know a few things before you jump on the local state university bandwagon. Here’s what to know and how to get in-state tuition from out of state.
What is In-State Tuition?
In-state tuition refers to the lower cost of attending a public college or university for students who are residents of the state where the institution is located. This reduced rate is offered because public institutions receive state funding to help cover the cost of educating students who are from that state. Balancing coursework with tuition research can be challenging, so some students turn to quick assignment help to stay on track academically. To qualify, students usually need to meet specific residency requirements, such as living in the state for a certain period (typically 12 months) before enrollment, or having parents who are state residents.
In-state tuition is generally much more affordable than out-of-state tuition, which is the rate charged to students from outside the state. State governments subsidize in-state tuition, making it more affordable for residents, and it takes away some of the stress of paying for college. You have enough to worry about, including getting your child through high school.
What is Out-of-State Tuition?
Out-of-state tuition refers to the higher cost that students pay to attend a public college or university in a state other than the state where they have legal residency. This fee structure applies to students who do not qualify as residents of the state where the institution is located.
Out-of-state residents are considered non-residents and do not qualify for in-state rates. Out-of-state tuition might be two to three times more than in-state rates. This is because non-resident students do not contribute to the state’s tax revenue, which helps subsidize public universities. Some states have agreements, or exchange programs, that offer reduced out-of-state tuition rates to students from neighboring states.
Many students try to qualify for in-state rates or seek financial aid and scholarships to mitigate the costs, which we’ll discuss below.
How to Get In-State Tuition if You Live Out of State
Getting in-state tuition while living out of state can significantly reduce college costs. Here are several strategies your child can consider for how to get in-state tuition out of state.
Establish Residency
Establishing residency is one of the most straightforward ways to get in-state tuition. Residency requirements vary by state and university. Living in the state for a certain amount of time is one common way to establish residency.
Move to the state early: Many states require students to live in the state for at least 12 months before establishing residency. Your child can prove residency with an apartment lease, utility bills or vehicle registration form, for example.
Prove financial independence: Your child can show financial independence to prove they don’t rely on out-of-state parents for support, which can involve having a full-time job, filing state taxes and paying rent or a mortgage in the new state. Your child may need to show employer proof as above or show proof that he pays taxes in that state.
Driver’s license and voter registration: Encourage your child to obtain a state driver’s license, register their vehicle in the state and register to vote. They may also want to consider having other evidence to prove residency, such as utility bills in their name, employment records or state income tax returns.
Be aware of rules: Residency requirements vary by state, so you’ll need to review specific policies at your child’s college. Also ensure your child will meet the residency requirements well before any deadlines, typically at least a year before they intend to start classes.
Tuition Reciprocity Programs
Some states have agreements that allow students from neighboring states to attend school at reduced tuition rates (not always full in-state tuition, but lower than out-of-state rates). Many universities offer regional markets and reciprocity agreements, meaning colleges or universities offer students in different states in-state or reduced tuition for students who live in the same region.
Here are a few tuition reciprocity programs that might be open to your child, depending on where you live:
Western Undergraduate Exchange (WUE): WUE enables students from one of 16 Western Interstate Commission for Higher Education (WICHE) states and territories in the Western U.S. to enroll as nonresidents in 160+ participating public colleges and universities.
Midwest Student Exchange Program (MSEP): Applies to several Midwest states, including Indiana, Kansas, Minnesota, Missouri, Nebraska, North Dakota, Ohio, and Wisconsin.
New England Board of Higher Education (NEHBE) Tuition Break: Tuition Break covers New England states, providing savings for residents of the following six states: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont, and for colleges that participate.
Academic Common Market (ACM): For students in southern states pursuing programs not available in their home state, the ACM allows students in southern states to enroll in out-of-state public universities at in-state tuition rates if the program they are interested in is not offered by their home state. States include Alabama, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, Tennessee, Texas, Virginia, and others. Students must meet residency requirements in their home state and gain acceptance into the qualifying program at the partner institution.
Generally, the process involves checking your eligibility (such as state residency requirements and participating universities), majors eligible, GPA, application and other school requirements. Finally, you’ll apply directly to the school to let them know you’re applying using the tuition reciprocity program.
University-Specific Programs
Some universities offer their own discounted tuition or in-state tuition rates for out-of-state students with certain qualifications, such as meeting merit-based scholarship requirements, athletic scholarships or legacy programs (where alumni children qualify for in-state tuition).
Check into the options available to your child based on your own alumni status! It could be a huge relief to your family, though I will recognize that many students don’t prefer to attend where “mom and dad” went to school! (That’s another topic for a different day.)
Military Service
Many states offer in-state tuition rates to active-duty military members, veterans or their dependents, regardless of where they live. If you’re a military member, check into this.
Attend a Border State School
Some states offer what’s called border-state tuition for residents of neighboring states. For example, Minnesota and Wisconsin have a tuition reciprocity agreement, allowing residents to qualify for in-state rates at public universities across state lines.
Special Circumstances or Exceptions
Some states allow students to take advantage of waivers in certain situations or exceptions. For example, those who have immigrant or refugee status may take advantage of these options, and so might dependent children of state employees or those enrolled in specific majors that benefit your state. The best way to find out about these involves asking the schools your child may be interested in attending. Ask many questions!
Online Programs
Many schools offer online degree programs at in-state rates for all students, regardless of where they live. However, each school and state has specific residency requirements for tuition, so review them carefully. Also, ensure that this is the right option for your child — it’s not the right fit for everyone, particularly if you think your child would thrive at an in-person institution.
Institution-Specific Waivers
Certain colleges and universities might also provide tuition waivers or reduced rates based on specific requirements, such as academic merit. Schools might also have special agreements for students from particular counties or areas of your state.
Our college used to offer an out-of-state scholarship for students who attended an out-of-state college in an effort to boost our out-of-state numbers. Offers like that may be achievement-based or merit-based, depending on differing schools’ requirements. Your best bet is to ask questions if your student’s looking into an out-of-state institution. Email or call an admission counselor at that school for more information.
Undocumented Students
Some colleges and universities may offer in-state tuition to undocumented students. Check into institutions your child is considering if they accept DACA recipients or those in similar situations.
26% of states offer in-state tuition to undocumented students
24% offer in-state tuition if the student meets statutory requirements
22% require undocumented students to pay out-of-state tuition
4% require undocumented students to pay international student rates
In 11% of states, policies differ by institution, and another 11% of states have no statewide policy on tuition rates for undocumented students. Alabama does not allow undocumented student enrollment by state law.
Of public four-year institutions:
25% of states offer in-state tuition to undocumented students
27% offer in- state tuition if the student meets statutory requirements
25% require undocumented students to pay out-of-state tuition
In 10% of states, policies differ by institution, and 6% of states have no statewide policy on tuition rates. Arizona offers undocumented students regional tuition rates, Missouri requires undocumented students to pay international student rates. Alabama, again, does not allow students to enroll by state law.
Some states extend in-state tuition to dependents of state employees or public service workers, such as police officers or teachers, even if they don’t meet other residency criteria.
Native American and Tribal Agreements
Some states have agreements to offer in-state tuition to members of federally recognized Native American tribes, regardless of residency.
Are You Eligible for Reduced Rates?
There are several exceptions to standard in-state tuition rates that may allow students to qualify for reduced rates, even if they don’t meet the usual residency requirements.
Financial Benefits of Securing In-State Tuition
One of the best ways to look at an example of an apples-to-apples comparison. Let’s look at out-of-state tuition vs. in-state tuition rates for an education major at Texas A&M University.
First, the out-of-state costs for an education major at Texas A&M University for one semester:
Total estimated cost of attendance with tuition and fees
$30,429
Now, compare that cost with in-state tuition for one semester:
Category
Cost estimate
Room and board
$6,504
Books and supplies
$552
Travel
$1,066
Loan fees
$30
Personal expenses
$1,657
Total estimated cost of attendance with tuition and fees
$15,584.35
You can save a lot of money by attending college in state, so consider all your options. Your child should have excellent reasons for attending an out-of-state institution, particularly if they won’t get great scholarships to attend.
Consider All Your Options
Note: Out-of-state and in-state designations generally do not apply to private colleges, as their tuition rates are typically uniform for all students regardless of residency.
In fact, I always smiled when someone asked, “What’s the out-of-state cost at your school?”
Why? Because I had great news for families. The cost wasn’t any different for out-of-state students because I worked at a liberal arts college.
Liberal arts colleges and private universities charge the same price no matter where you’re from, and here’s why: Unlike public colleges and universities, private institutions don’t get funding from state governments. Therefore, private colleges and universities charge one tuition rate for all students, whether your child resides in the same state as the institution is located or not.
For example, if a liberal arts college is in Florida but your child lives in Minnesota, you’ll pay the same price whether you live in Florida or Minnesota.
Email or call an admission counselor at each college your student’s considering. it’ll make you feel more prepared to make some decisions about the college search, or it’ll at least give you a start in the right direction!
FAQs
Check out a few frequently asked questions that might still be on your mind.
Will FAFSA cover out of state tuition?
Out-of-state students pay higher tuition and fees than in-state students. It’s difficult to predict whether you’ll ultimately pay more. Note that most out-of-state students will have a gap between the cost of tuition and fees and the amount of aid they’ll receive, so ensure you make the right decisions for your family so you’re not swamped by federal student loans or private student loans.
How do people afford to go to college out of state?
If your child really wants to attend a particular college out of state, reach out to the financial aid office to learn more about the full costs. Merit or need-based aid may cover some of the costs.
What are the cons of going to college out of state?
The largest disadvantage of attending an out-of-state college is that the costs are higher than in-state fees. However, some states offer discounts to students in several different ways, which we discuss in the article above.
Most of us have been there: transitioning from high school to college puts us in the grownup league. This is the point where many things change, and we begin to think more maturely. One of the many things we begin to consider is a roof over our heads.
Things aren’t as simple as that; you shouldn’t dismiss the idea instantly. This guide will outline the options for students who want to buy a home while enrolled in college or university.
Should You Buy a Home as a Student?
Buying a house or an apartment is a big commitment, so the first question you should ask yourself is whether you should consider buying a property.
Even though this step has some pros and cons, the advantages outweigh the negative sides, so most people will say to go for it. Living under your roof means you won’t pay for a dorm room or rent, which can get costly, depending on the location.
This means you’ll need to account for mortgage payments, utility bills, and any other recurring costs. Additionally, using a moving cost calculator can help you estimate the expenses associated with relocating to your new home, so you can budget effectively.
The monthly payments will be higher, so a roommate can be a good idea. Having one means you can partially cover the payment and be more comfortable with your finances. Once you finish college, you can continue renting it and have an additional monthly income.
Committing to a home mortgage is recommended if you stay in the area. While that is true, moving to another state or country doesn’t mean you cannot keep the property. You can always sign a contract with an agency and let it deal with rent and maintenance. The best part is that you’ll continue getting monthly income.
How to Buy a Home as a Student
One of the main reasons students are hesitant about buying homes is generally instability. They work part-time or underpaid jobs, which often discourages them from considering a permanent roof over their heads. Even though this may make things difficult, it’s not entirely impossible.
Mortgage Loan
Most properties are purchased by taking out a mortgage, and it won’t be too different if you’re a student. Getting a loan and paying for it for several decades with interest is a good way to get your home now without thinking too much about saving enough to pay it at once.
Many mortgage companies are offering different kinds of loan programs each with various conditions. The result is some flexibility in choosing based on the interest rate or the down payment percentage.
Speaking of down payments, saving enough money can be a bit of a struggle as a student. Careful budgeting may help, but in a worst-case scenario, you can always check some of the assistance programs or go for a loan with no down payment. It’s important to understand that a mortgage is a secured loan, meaning your lender uses your home as collateral. This means if you quit making your mortgage payments, your lender could take your home away from you. In comparison, a personal loan does not use your home as collateral — they are unsecured loans. Learn more about how to get a personal loan.
Get a Co-signer
As a student, your credit score may not be ideal for getting a loan, but that doesn’t mean you won’t be able to get your new home. If you feel like you can afford the monthly payment but were denied the mortgage, your other option is a co-signer.
The idea behind this is simple: the person in question would be one with a better credit score than yours who can vouch for you. It’s a way of telling the lender you can make full payments on time. A co-signer is often someone very close to you, like a parent, sibling, or partner. The main reason is that they’ll take on the payment responsibility if you fail to do so.
Since the co-signer vouches for you, lenders will approve your mortgage, and you’ll be ready to purchase your new home. As long as you pay on time, everything will be fine. If you fail to do so, that responsibility falls on the so-signer, and they’ll need to continue making the payments instead of you. Keep in mind that this can hurt their credit score as well.
Consider All the Angles Before You Buy
Many students dismiss the idea of a home mortgage due to existing student loans. While having an existing loan may complicate things a bit, it won’t make it impossible to buy a home.
When applying for a mortgage, the first thing that lenders evaluate is your debt-to-income ratio or DTI. This gives them an idea of how much you make and the debt you’re currently in. Some have a fixed number and don’t approve applications below that, while others are more flexible. If your DTI isn’t as ideal as you want it to be, you can try to aim for flexible lenders.
On the other hand, if you’re not in a rush, you can start working on improving your score and apply for the loan again once the numbers are up.
Nothing beats the rewarding experience of getting that degree after years of hard work. However, the uncertainty of what comes after can also be nerve-wracking. As fresh graduates step into the world of adulthood, it’s important to have the best resources to navigate life, and one way to do that is by managing finances wisely.
Money management isn’t always a walk in the park, especially for fresh graduates. In the U.S., 51% of college graduates during the 2021-2022 period finished their studies with an average of $29,4000 in student loan debt, according to a CNN report. Saving up can be difficult when you start your 20s dealing with debt, but luckily, several resources like e-books can help you familiarize yourself with the nitty-gritty of finances and saving. If you’re looking for tips for getting on top of your finances, here’s a fresh graduate’s guide to the best e-book resources for money management.
Why E-Books, and Where Can You Find Them?
According to a National Institutes of Health study, students tend to prefer e-books because they’re accessible, convenient and can be downloaded and carried around. A Computers and Education study also mentioned that the interactive features of e-books, such as annotation functions, can enhance the reading experience.
While e-books are available on a variety of platforms, fresh grads on a budget will want to focus on just one to save both time and money. You can find a wide range of resources in Everand’s finance and money management category, such as Jesse Mecham’s “You Need a Budget” and Benjamin Graham’s “The Intelligent Investor” if you want to be financially wise.
These e-books are accessible through a reasonably-priced monthly subscription that’s often less than the cost of one physical book. Convenient and affordable options like these can make it easier to practice proper money management.
You can also find resources on OverDrive, where you can browse through your local library’s e-book catalog to learn the best insights on how to make the best money-saving decisions. Having easy access to helpful financial information can help kickstart a fresh graduate’s journey to managing and saving money in the long run. That said, here are some of the best e-books that can help college graduates learn about effective financial management strategies.
E-Books on Money Management for Fresh Graduates
Let’s take a look at a list of the best e-books on money management for anyone just graduating.
“The Money Book for the Young, Fabulous, and Broke” by Suze Orman
In our previous article on “Financial Planning Tips,” we mentioned Suze Orman’s classic work “The Money Book for the Young, Fabulous, and Broke” as a key source that can help you invest in financial education.
This New York Times bestselling title mentions some of the harshest financial realities that young people may encounter. It provides a realistic financial guide for how to properly manage money, deal with debts, and save for the future. It’s a perfect read for fresh college graduates looking to prepare for future financial challenges as they build their careers or future from scratch.
“Why Didn’t They Teach Me This In School?” by Cary Siegel
If you’re looking for an e-book that has more than enough information on managing money, then Cary Siegel’s “Why Didn’t They Teach Me This in School?” has you covered. The e-book contains 99 useful financial principles and advice that can help fresh college graduates improve their financial decisions so they can be debt-free and save enough money for the future.
As the title suggests, these money management tips are not typically taught in schools yet remain relevant in navigating the first few years of adulthood, so it might be best to give it a try. After all, it wasn’t recommended by Forbes, LifeHacker, and eBay as one of the best graduation gifts for college students for nothing.
“The Simple Path to Wealth” by J.L. Collins
Investing for the future need not be complicated, and that’s exactly what J.L. Collins’ “The Simple Path to Wealth” tries to say. More than an e-book, it can serve as a bible that provides simple yet crucial advice to achieve financial success based on Collins’ experiences.
These tips include saving 50% of your income, staying away from debt, and investing in index funds. The e-book also stays true to its title since it’s short and easy to read, but packed with loads of advice that fresh graduates can follow as they begin building their journey toward financial independence.
“Broke Millennial Takes on Investing” by Erin Lowry
Young people’s financial literacy rates are below 50% worldwide, according to a World Economic Forum report. This highlights the need for improved financial information, and Erin Lowry’s “Broke Millennial Takes” might do the trick.
The e-book provides basic yet hands-on details on investing, including some terminologies that might confuse fresh graduates who are looking to invest or save up money. It teaches young adults how to buy and sell stocks, when’s the best time to invest, and tips on managing student loan debt. This is a great read to help young adults get started on the basic steps of investing.
“Your Money or Your Life” by Joe Dominguez and Vicki Robin
Reading Joe Dominguez and Vicki Robin’s work, “Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence” can still provide fresh graduates with useful insights despite being first published more than two decades ago.
The classic work mentions helpful tips to manage your money properly, such as creating and following strict financial habits. The nine tips outlined in the e-book can guide fresh college grads to achieving financial independence in the long run by learning how to avoid debts and not getting too carried away with overspending whenever pay slips come in.
“I Will Teach You to Be Rich” by Ramit Sethi
Ramit Sethi’s “I Will Teach You to Be Rich” is a good read for young adults looking to pay off their student loan debts and learn the fundamentals of investing. Sethi provides real-world critical advice so readers can become successful in banking, budgeting, investing, and saving.
The e-book has strategies on how to invest properly without paying a financial advisor, as well as tips on buying a house and other big purchases that fresh college grads may be thinking of in the future. This is perfect for fresh graduates who are in their wealth accumulation phase and want to be wise in their financial decisions so they can enjoy financial freedom.
The real world can be overwhelming for fresh graduates, especially with looming financial responsibilities on the horizon. Reading these e-books can help young adults make responsible financial decisions to help them manage and save enough money for the future.
Set Realistic Goals
