by Melissa Brock | May 16, 2025 | Ask the admission office |
Your teen just announced the big decision: they want to attend a college with a jaw-dropping price tag.
And you? You’ve run the numbers, and they don’t add up.
This is one of the most emotionally complex crossroads in the college search journey — when their dream school clashes with your financial reality. As a parent, you’re proud of their ambition. But you’re also allowed to be practical. And yes, you can say no.
This article is your guide for navigating that moment with empathy, strategy and honesty.
The Moment You Hear the College Price Tag
You might remember the day. You were all sitting around the kitchen table, flipping through brochures or checking out dorms online. And then it happened: they named the school they fell in love with.
You nodded. You smiled. And then, when you saw the tuition: Your heart skipped a beat.
Maybe it’s $65,000 per year. Maybe it’s even more. And that’s before books, flights, housing and life.
Your instinct might be to panic. But don’t. This isn’t the end of the road — it’s just a curve.
And naturally, the next thought that follows is: how are we going to pay for all of this? While some families consider part-time jobs or work-study options for their teens. The reality is that juggling academics, extracurriculars, and a job isn’t easy. The question of whether it’s okay to pay for essay support comes up responsibly. Time gets tight — especially when papers, assignments, and deadlines start piling up. In such cases, some students choose to pay for research paper writing as a practical solution to manage their workload. Paying for research paper writing isn’t about avoiding effort — it’s about making strategic choices under pressure. It’s one way students try to stay afloat when there just aren’t enough hours in the day.
And let’s be honest: sometimes doing everything alone isn’t a sign of strength — it’s a fast track to burnout. Learning when to ask for help, delegate, or use available resources is part of growing into a capable adult. That’s adapting. And it frees up space to focus on what matters most: learning, not just surviving.
Don’t Dismiss the Dream Right Away
The worst thing you can do at that moment is shut it down too quickly.
Why? Because this isn’t just about numbers to your teen. It’s about identity, excitement, pride, and vision.
Take a breath and listen to why they want to go there. What is it about this school that stands out? The programs? The campus culture? Location? A specific professor or internship connection?
Sometimes the reason is clear and justifiable. Other times, it’s based on prestige, social media hype, or the name on a sweatshirt.
By understanding their “why,” you’re setting up a better conversation about the “how.”
Break Down the Full Cost (Not Just Tuition)
Many families get blindsided by the sticker price of college. But it’s essential to break it into parts — and compare schools using net price, not just listed tuition.
Net price = tuition + fees + housing + other costs – grants and scholarships.
Most colleges have a “net price calculator” on their website. Use it. Plug in your financial information, and see what the actual out-of-pocket cost might be.
You may find that an expensive school offers generous aid. Or you may confirm that it truly is out of reach.
Either way, you’ll have real numbers to work with — and those numbers make it easier to guide the decision.
Frame it as a Family Decision
College isn’t a consumer purchase. It’s a long-term partnership between your teen and your family.
So make that clear: this decision impacts all of you — not just them.
Here’s one way to frame the conversation:
“We’re proud of the work you’ve put in. Now we need to figure out what makes sense for all of us financially. We’re not saying no — we’re saying let’s look at every option seriously.”
This approach reduces defensiveness. It keeps the door open for compromise. And it teaches your teen one of life’s biggest lessons: major decisions need a full view of the picture.
Look at Value, Not Just Price
Yes, a college might cost $70,000 a year. But what are you getting for that price?
Look at:
- Graduation rates
- Average debt at graduation
- Starting salaries for graduates
- Internship or co-op opportunities
- Job placement support
- Alumni network strength
Then compare those metrics to other schools, including more affordable options.
Sometimes, a smaller public university offers better hands-on training and support than a “big name” private school. But your teen won’t know that unless you show them.
This is where it helps to shift the conversation from price to value.
Talk Real Numbers About Debt
This is where things get serious—and where many teens just don’t have the full picture.
Explain how student loans work. Break down monthly payments based on projected debt.
If your teen takes on $100,000 in debt, they may be facing over $1,000 in payments each month for 10 years.
That’s not just a number — it’s rent. It’s a car payment. It’s the ability to say yes or no to jobs, cities, and opportunities.
Let them feel the weight of that debt — not as punishment, but as reality.
Talk About Emotional Readiness, Too
While the focus is often on finances, it’s worth having a quiet, honest conversation about emotional readiness as well.
College is not just an academic step — it’s a lifestyle shift. Your teen will be living independently, managing their time, navigating peer pressures, and handling stress in a totally new environment.
Ask:
- Do you feel confident managing your own time and responsibilities?
- Are you choosing this school because it truly fits your goals — or because it looks good on paper?
- What kind of support system will you have there?
Sometimes, a smaller, more affordable school might offer more hands-on mentoring, stronger community, or more balance.
Encourage Campus Visits (Even to Less Expensive Options)
Let them walk the campus. Talk to current students. Sit in on a class.
Visiting more schools can reset the emotional narrative. Your teen might find a new favorite — one that feels just as exciting without the overwhelming cost. And sometimes, it’s not just about what the brochures say — it’s the feeling of being there. The energy, the people, the way they imagine themselves walking to class or grabbing coffee near the library. You can’t get that from rankings or Instagram posts. A school that seemed “too ordinary” on paper might feel just right in person. And those small surprises often turn into the best decisions.
Explore Alternative Paths
If your teen is still drawn to one school, consider creative ways to make it work — without risking your family’s future.
Ideas to explore:
- Start at a local or community college and transfer in later.
- Take a gap year and reapply with stronger scholarship positioning.
- Attend a more affordable school and pursue special programs like study abroad or dual degrees later.
These aren’t backup plans. They’re smart, strategic alternatives.
What If They Still Push Back?
They might feel defeated. They might blame you.
That’s okay.
Let them express their frustration, but remain firm in your boundary. You’re not punishing them. You’re protecting them.
Say:
“This isn’t the outcome you wanted, and I understand that. But I hope one day you’ll look back and see that we made this choice for your future.”
Use Real Outcomes as Proof
Instead of debating emotions, turn to data.
Use College Scorecard to compare outcomes. Such as salary after graduation, loan default rates, job placement. Sometimes the less expensive school leads to better long-term outcomes. It’s one thing to fall in love with a campus — it’s another to understand what life looks like after graduation. Where do graduates end up? Are they working in their field? Are they earning enough to manage their loans and live independently? These are the kinds of answers that make the financial conversation less emotional and more realistic. You’re not shutting down their dream — you’re helping shape it into something sustainable.
Don’t Forget Hidden Costs
Even with scholarships, hidden costs add up fast:
- Flights home during breaks
- Food off-campus
- Health insurance fees
- Laptop or software requirements
- Student activity fees
- Summer housing if they stay for internships
What seems “just barely manageable” may actually be a stretch.
Help Them See the Bigger Timeline
Ask: Where do you want to be at 25? At 30?
Do you want a flexible career path? The ability to travel? A down payment on a home?
That future gets a lot easier when they’re not carrying six-figure debt. College feels like everything right now — but it’s really just one chapter. They will be freer tomorrow if they take a chance on a new job, move to a new city, or say yes to an unpaid internship that opens doors. A school that fits financially gives them room to grow without feeling trapped. Remind them: success isn’t just about getting in somewhere — it’s about what’s possible once they get out.
Involve a Trusted Third Party
Sometimes hearing it from you feels personal. But hearing it from a counselor, financial advisor, or even a family friend can help them see things more objectively.
Create a Comparison Table Together
Put all colleges side by side. Compare:
- Total cost
- Financial aid offered
- Scholarships
- Average starting salary
- Job placement support
- Campus vibe
Let the facts speak for themselves.
Normalize Choosing a School That Fits Your Budget
Plenty of successful people went to public schools or started at community colleges. A smart decision now can set the stage for long-term freedom.
Build Excitement for Other Schools
Don’t let your “no” be the end of the excitement.
Redirect that energy:
“Let’s find a school that you love and that won’t leave you — or us — buried in stress.”
Look at programs. Clubs. Internships. Study abroad. Help them see what’s possible — not what they’re losing.
Give Them a Role in the Financial Planning
Let your teen fill out the FAFSA. Let them help look for scholarships. Have them create a basic monthly budget for college expenses.
When they take ownership of the financial side, they better understand the stakes.
Watch Out for Parent Loans
Many families rely on these loans, but they come with risks. Unlike federal loans for students, these are fully on you — the parent. High interest, few protections.
Think long-term. What does repayment look like? How does it affect your retirement plan?
If it feels like a burden, it probably is.
Start the Conversation Early
Don’t wait until acceptance letters arrive.
Start talking in junior year. Set a clear range of what’s affordable. Research schools together. Be upfront.
Avoid the heartbreak of “getting in” only to realize later that you can’t pay for it.
Involve Siblings (When It Makes Sense)
If there are other kids in the house, be mindful of fairness.
Maybe you have one college savings fund. Maybe you’re planning to contribute equally.
Explain this clearly so that all kids understand the bigger picture — and no one feels overlooked.
Celebrate the Smart Choice
Finally, when the decision is made, celebrate it.
Highlight the opportunities. Buy the hoodie. Schedule the visit day. Get excited together.
Your teen needs to feel that this choice is not second-best — it’s strong, strategic, and full of potential.
Saying No Is a Step Toward Something Better
Saying no to an expensive college is hard. But it doesn’t mean giving up on your teen’s dreams.
It means helping them find a way to reach those dreams without sinking under debt or stress.
It’s an act of love, not limitation.
When you say no thoughtfully, firmly, and with care — you’re not ending the conversation.
You’re starting one that matters more: how to build a smart, flexible, debt-conscious future.
And that’s a lesson your teen will thank you for — sooner than you think.
by Melissa Brock | May 16, 2025 | Financial aid and scholarships |
If you’re the parent of a teenager in high school, you’ve probably already heard of the Free Application for Federal Student Aid (FAFSA). But what if you don’t want to disclose your financial information or have doubts about your eligibility?
Whatever your situation, we always suggest that even if you don’t think you’ll qualify, it’s best to still submit the FAFSA, because your institution may put institutional funds on your financial aid award based on your income.
However, we’ll describe how to pay for college without the FAFSA if you really don’t want to fill it out, so read on.
What is the FAFSA? (And Why People Might Not Use it)
The FAFSA is an online form you can fill out to learn whether you’re eligible for government aid, like Pell Grants, Direct Subsidized and Unsubsidized student loans, work-study programs and more. Apart from the federal government, many colleges and states also use the FAFSA to give away their need-based financial aid.
Its importance notwithstanding, not every family is inclined to prepare and submit the FAFSA every year. Some of them are sure their reported income will exceed the eligible limits for any aid. Others opt not to share their financial information because they regard it as a very intimate subject. In addition, families who are unlawfully non-residents or have legal obstructions may be prohibited from applying.
If you do not use FAFSA for any particular reason, whether it be a free choice or otherwise, here’s how to maneuver college costs.
Step 1: Understand the true cost of college without FAFSA.
Before making any financial commitments, it’s essential to know what college cost lies under the surface, and it’s more than just tuition. The full cost of attendance (COA) also includes fees, room and board, books, supplies, transportation, and personal expenses.
The largest starting point for understanding the cost of college: Checking out the net price calculator on each college’s website. The net price calculator helps you to see the approximate amount of money it’ll cost you for each school. The tools give estimates of the out-of-pocket costs based on your income, assets, academic profile, and much more. The net price calculator is just an estimate, but it gives you a clearer picture of whether a college is within your financial reach. It can help you make sound decisions, help you secure further funds comfortably, so you’re not caught unawares later.
Step 2: Focus on merit-based scholarships.
If you don’t plan to file the FAFSA, you’ll want to focus on finding merit-based scholarships. These scholarships reward class performance, test scores, leadership, sports, or talent — not financial need.
Many colleges, mostly private colleges, offer large merit-based scholarships to attract the best students. For example, if your student has a high GPA, top SAT/ACT scores, or excels in the arts, sports, or community service, there’s a high chance that your child could qualify for a large scholarship.
Many colleges reveal their automatic or competitive merit awards on their financial aid pages. Most offer your child merit-based scholarships based on the application, without requiring an extra application or the FAFSA.
Don’t overlook the deadlines at each school — some institutions have early merit-based scholarship cutoffs. It’s not the end of the world if you miss a deadline (it’s not like your child has gotten expelled from college), but you’ll have to widen your search to other colleges.
Tip: Apply to schools known for giving out quality merit aid. Many colleges use these scholarships to entice students, so they are more likely to compete for your child’s attendance.
Learn more: Private vs. federal student loans for college
Step 3: Apply for private scholarships.
Besides merit-based awards that are granted by colleges and universities, you can also find private scholarships offered by companies, nonprofits and religious organizations, among others. The most attractive thing about these is that the majority of them do not require the FAFSA.
These scholarships can range from $500 to the whole tuition fee are awarded for academic excellence, volunteer work, leadership, your intended career path, ethnicity and more.
You can find scholarships through:
- Scholarship databases
- Local community organizations, such as Rotary clubs and PTA groups
- Your employer or your spouse’s employer, as many offer scholarships to employees’ children
- Banks and credit unions
Tips for success: Get started early, keep track of everything and rework your existing essays when possible. The more applications you fill out, the higher the chance that one of them will work out. Ask your child to treat scholarship applications as if they were a part-time job. Steadiness is the road to success!
Check out Dayna’s story:
Dayna worked with College Money Tips this past year and applied for three scholarships (two were family foundation scholarships, another was a scholarship for her dad’s job). She won a $400, $2,000 and a $1,500 scholarship — amounting to $3,900 — cha-ching! She also received merit-based scholarships and ultimately received $30,400 in private and merit-based scholarships!
Step 4: Consider tuition discounts and employer programs.
Familiarize yourself with programs sponsored by employers. Some companies provide employees with tuition reimbursement or scholarships for their kids. You can check to see if your child can get this by working part-time or check more to learn whether you can get this option through your full- or part-time job.
For example, a mom or dad who works for a national grocery chain can receive a tuition reimbursement of $1,000 to $5,000, even if they are in a part-time position.
Programs like this don’t usually require the FAFSA and can drastically decrease your bill.
Step 5: Use college savings or payment plans.
If you’ve set aside college savings using a plan, now’s the right time to utilize it. You can use a wide variety of accounts to pay for college, including ordinary savings accounts, 529 plans, children’s custodial accounts (such as a UTMA/UGMA) or investment accounts.
But what if you don’t have a tidy sum to pay? Most universities offer monthly payment plans, which is handy because you can break fees into six to 10 installments over the semester or academic year. These plans are usually interest-free, making them more affordable and cost-effective than either private student loans or credit cards.
Find out about the school’s payment plans and the fees (if any) related to them at the school’s financial office.
Pro tip: Using a savings and payment combo will help you maintain your cash flow and avoid unnecessary debt. Planning even a few months will give you the flexibility you need.
Step 6: Consider less expensive college options.
Finally, look into less expensive college options. Your child can achieve their goals without attending an expensive school.
Consider these substitutions:
- Community college: Attend community college for the first two years, then transfer to a four-year school. You can save a lot of money if your child spends two years at a community college.
- In-state public universities: In-state public universities usually give residents lower tuition fees and some merit money, even without the FAFSA. Learn how to get in-state tuition when you live out of state.
- Tuition-free colleges: Tuition-free colleges like Berea College and College of the Ozarks can be a great alternative to filing the FAFSA, but note that you’ll still pay for room and board.
- FAFSA-free colleges: Some colleges, such as Grove City College, do not give out government aid to students. These colleges can discuss how they can offer aid to your student in detail, so call the financial aid office to ask more questions.
- Online programs: Accredited schools that offer online programs can save tuition and expenses on campus.
- Live at home and commute: Your child can also commute to a local university if it’s close to home. You’ll only pay for tuition and save a lot of money on room and board.
These can offer great alternatives if your child is unsure about their career path or if they want to have as little debt as possible at an early stage.
Final Thoughts: Is Skipping the FAFSA Worth it?
If you’ve decided not to fill out the FAFSA, ensure you’re not missing out on free money, because most colleges and universities will suggest that you fill it out for their internal processes. Some scholarships and colleges demand completing the FAFSA, even if you happen not to meet federal grant criteria.
Nonetheless, if you are unable or unwilling to use the FAFSA, there are still numerous strategic and productive tools to assist you in dealing with college costs. Merit scholarships, tuition discounts, private aid and payment plans can enable families to afford their children’s higher education without dependence on the government. (And it’s
Paying for college without the FAFSA is possible, though you may see a disappointing aid award. It just takes more research, planning, and resourcefulness.
FAQs
Take a look at our frequently asked questions if you still have questions about paying for college without the FAFSA or how to pay for college without loans.
What salary is too high for FAFSA?
FAFSA doesn’t have a formal salary limit. A modest background doesn’t guarantee that you won’t receive any financial aid. Many families whose income exceeds $100,000 can still receive scholarships, grants or work-study programs. Furthermore, your child will likely qualify for unsubsidized loans if they file the FAFSA, but it’s important to recognize that you must repay these because they’re loans.
What is the alternative to FAFSA?
The most recommended options involve taking advantage of specialized scholarships, non-profit private scholarships, university scholarships, employer benefits and university fee installment plans. Many of these sources are accessible to the general public and do not require financial need documentation besides the fact that funds can be directly applied for from the source, may that be institution-based, company-based or organization-based.
What happens if you don’t file the FAFSA?
By not filing FAFSA, you won’t be able to obtain federal student aid, such as the Pell Grant, subsidized loans or work-study. Moreover, you might forgo state and college financial aid that relies on the information on the FAFSA form. However, some options, such as private scholarships, merit-based institutional grants and other non-federal funding opportunities are still available to you.
by Melissa Brock | May 1, 2025 | Ask the admission office |
Military families face unique challenges from frequent relocations to the emotional strain of deployments. As their children grow and prepare for college, these families must also navigate the financial complexities of higher education.
Fortunately, VA loans, one of the most valuable benefits available to veterans, active-duty service members and eligible surviving spouses, can be strategically used to support college-bound teens. While VA loans are primarily designed for homeownership, military families can leverage them in creative ways to ease the transition to college and ensure financial stability, including through VA college loans.
Understanding VA Loans
VA loans are mortgage loans backed by the U.S. Department of Veterans Affairs. They offer numerous advantages, including:
- No down payment requirement
- Competitive interest rates
- No private mortgage insurance (PMI)
- Flexible credit requirements
These benefits make it easier for military families to afford a home and with strategic planning, to use that home as a financial asset in support of their children’s education.
Can a Veteran’s Son or Daughter use their VA Loan Benefit?
No, VA loan benefits are not transferable to the children of veterans. However, a veteran can apply for a joint VA loan with their son, but the son must meet certain criteria and does not receive the VA benefits directly.
Buying a Home Near the College Campus
One of the most direct ways a VA loan can support college-bound teens is by purchasing a home near their chosen college or university. If a military family has Permanent Change of Station (PCS) orders or plans to live near their teen’s college, buying a home instead of paying for dormitories or off-campus rentals can be a smart move. Here’s why:
- Cost savings over time: Rather than paying thousands of dollars annually for dorm fees or rent, military families can invest that money into a mortgage. Over a four-year period, these savings can be significant especially with no down payment and favorable interest rates through a VA loan.
- Investment potential: Owning a home in a college town opens the door to future income opportunities. Once the child graduates, the home can be sold potentially at a profit or rented out to other students. In this way, a VA loan-financed home can become a long-term investment that continues to yield returns.
- Stability and security: College students benefit from having a stable home environment. With ownership, families can ensure their teens have a quiet, private, and safe space to study and live, as opposed to the often chaotic nature of dorm life or renting with strangers.
Refinancing to Free Up College Funds
For families who already own a home through a VA loan, refinancing options such as the VA Interest Rate Reduction Refinance Loan (IRRRL) or a VA cash-out refinance can provide access to extra funds to support college expenses.
VA Cash-Out Refinance
A VA cash-out refinance allows eligible homeowners to refinance their existing VA or non-VA loan and take out cash from their home equity. The funds from this refinance can be used for any purpose including tuition, books, laptops, or room and board.
For example, if your home has built significant equity over time, refinancing to pull out $20,000 or more can ease the burden of college costs without needing to resort to high-interest private loans.
IRRRL for Lower Monthly Payments
While the IRRRL doesn’t allow cash-out, it can help reduce your monthly mortgage payment. This savings can then be redirected toward college expenses, providing greater financial flexibility during the college years.
Multi-Generational Living Solutions
Military families often consider multi-generational living as a strategy to support aging parents or growing children. For college-bound teens, a larger home financed through a VA loan could mean the student can live at home while attending a local college, eliminating the need for campus housing or additional rent. Roommates or boarders (if allowed by VA guidelines and local zoning laws) can share housing costs, easing financial strain.
Buying a multi-bedroom home could also accommodate other siblings creating a supportive, cost-effective family hub during the college years and beyond.
Building Credit and Financial Literacy
Helping teens understand how VA loans work and involving them in the homeownership process can also be an educational experience. Teens can learn about budgeting and mortgage payments, understand long-term investment through real estate and begin to build credit through associated utilities and bills (if placed in their name, with guidance).
These lessons prepare them not just for college, but for life after graduation.
Supplementing Financial Aid and Scholarships
While VA loans aren’t direct financial aid for education, they can ease financial pressures elsewhere, freeing up resources for tuition. Many military families qualify for educational benefits such as:
When combined with a VA loan strategy (such as buying near campus or refinancing), families can create a comprehensive financial plan at any age of high school (freshman through senior year) that reduces debt and improves long-term stability.
Considerations and Requirements
Before using a VA loan in support of a college-bound teen, families should keep the following in mind:
- Occupancy requirements: The VA requires borrowers to occupy the home as their primary residence. However, exceptions may apply if the spouse or dependent child will occupy the home while the service member is deployed or living elsewhere due to military duty.
- Loan limits and eligibility: Although there is no longer a maximum loan limit for most VA borrowers, lenders may have their own limits. Always check with a VA-approved lender.
- Property type: VA loans are for primary residences. Duplexes and multi-family homes may be eligible if the borrower occupies one of the units.
Think Outside the Box if You Have Military Connections
Military families have sacrificed greatly in service to their country, and VA loans are one of the many ways the nation gives back. By thinking creatively and strategically, families can use VA construction loan benefits to support their college-bound teens in meaningful ways whether through homeownership near campus, refinancing to fund tuition, or reducing housing costs. In doing so, they not only ease financial burdens but also create a legacy of stability and opportunities for the next generation.
by Melissa Brock | Apr 14, 2025 | Ask the admission office |
Writing a compelling college essay is one of the most important steps for standing out in the admissions process. It’s an opportunity for students to showcase their personalities, experiences and unique perspectives. However, most students fall short in their essays due to not understanding the right writing approach.
If you want your essay to perfectly align with admissions readers’ expectations and requirements, it’s a good idea to understand the common pitfalls and mistakes that students often make. Read on to learn how you can help your student with their essays.
7 Most Common College Essay Writing Mistakes Students Make
Here are seven common writing mistakes that almost every student makes, which can sabotage their chances of success.
1. Trying to Impress Admissions Readers
Students often try their best to impress admissions readers, which sometimes causes them to lose their authentic voice and style.
Your child should skip the “humble brag,” or essays which focus on showcasing their mounting success. It can seem fake and forced and diminish the essay’s essence and your student’s lived experience. There’s a delicate balance between showcasing their success and bragging about it, and you have to toe that line.
Simple, realistic, personalized essays are generally more well-received than essays that look like they’re trying to beef up their involvement in Model UN. (Also, fudging or making the application look more impressive than it actually is: huge no-no. Admissions readers can almost always see through the exaggerations.)
2. Repeating the Activities Section
Your child should avoid rehashing the entire activities section of the essay or their transcript, because this makes the essays redundant. Remember, admission officers already know your grades, test scores and activities. Therefore, listing or discussing them again makes your child lose the opportunity to provide new insights.
College administrators want you to write essays so they can gain a deeper understanding of your child as a person. They should take it as an opportunity to showcase other aspects of your child, such as their thoughts, growth or personality.
3. Choosing a Cliche Topic
If you want to stand out, you have to think out of the box. Admission readers get tired of reading essays on the same cliche topics like “winning the championship,” “moving schools” or “learning teamwork.”
These lived experiences aren’t necessarily “bad,” but unless your child offers a completely unique perspective on the topic, they’ll be just another ho-hum essay. Ultimately, you want to steer clear of these topics: sports, mission trips and pandemic woes. Admission readers are tired of these topics. Also, avoid triggering topics (such as sexual assault) that could cause an admission reader to stop reading.
4. Telling Without Reflecting
Every story contains a moral, a lesson or a reflection, so ensure your child doesn’t overlook this point. They may present strong, captivating storylines but forget to explain what they learned or how it changed them. Furthermore, if your child can make an admissions reader feel during the essay, those are gold.
The college essay should help readers assess how you think and reflect on your experiences. An essay without deep self-reflection remains a “surface level reflection” and can never fully engage the reader. For admission officers, the key is not just the event itself but how your child thinks and feels about it.
5. Using Fancy Words Unnaturally
Adding complex, fancy words never makes your essay appear professional and appealing. Many students make this mistake and add vague, pretentious terms in their writing just to sound smart.
In reality, this approach makes your essay feel stiff or confusing. Admission readers don’t want a vocabulary lesson — they want clear, honest communication. Use a tone, structure and language you and your child can easily read. If your child speaks like they write, you’re likely on the right track.
6. Ignoring the Prompt
It might sound too obvious, but many students don’t answer the essay prompt. This is one of students’ most common mistakes when writing college essays.
They either misunderstand the prompt entirely or add irrelevant, unnecessary and vague points to it that make their content appear confusing. If you’re looking over your child’s essays, ensure they answer the prompt.
For example, let’s say your child is attempting to answer the following Common App question: “The lessons we take from obstacles we encounter can be fundamental to later success. Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience?”
It’s a problem if they never mention an obstacle at all!
7. Not Proofreading Properly
A great essay loses its impact when it’s full of writing errors. Typos, grammar mistakes and awkward sentences make your child’s writing feel rushed or careless and can significantly undermine credibility. It also clouds the message and makes it hard to follow. For students tackling academic writing assignments, creating a strong narrative essay outline is an essential skill, especially in community college writing courses.
Tips To Improve College Essay Writing
Here are some simple and helpful writing and editing tips that you can follow to boost the effectiveness of your child’s college essays. Also, reach out to [email protected] for a free proofread!
- Proofread your writing: To ensure your student’s essays are error-free and polished, proofread them thoroughly before submission. Reading content aloud can help you hear and identify mistakes your eyes might have skipped. If you think some points sound “off,” you can fix them to ensure a seamless and coherent writing flow. Moreover, it also helps you enhance the clarity and readability of your child’s work.
- Check one type of error at a time: When organizing college applications, encourage your child not to burn out by focusing on one error at a time. It’s impossible to fix everything at once. Therefore, review in sessions: First focus on correcting grammar, then spelling, punctuations and then focus on flow.
- Use a paraphrasing tool for clarity: If you and your child are tired of repeatedly rephrasing the same idea and a sentence still feels unclear or complicated to fix, use a reliable paraphraser to do the job for you. The paraphrasing tool helps students and writers to rewrite their content and enhance its clarity and readability while keeping the core message intact. If a sentence still sounds awkward after multiple rewrites, consider using an AI humanizer.
- Ask a trusted proofreader to check it out: A fresh reader can spot unclear parts, grammar errors or awkward phrasing you missed. Ask someone who knows writing. Feedback helps improve structure, tone and flow. Choose someone who will give honest advice, not just praise. Good feedback makes a big difference.
Learn more: Differences Between Test Optional, Test Flexible, Test Blind
Avoid Simple Mistakes to Make a Big Impact
Writing a great college essay is important, and avoiding common mistakes can help you stand out. Many students try too hard to impress or repeat information from their applications. Instead, focus on being yourself and sharing personal experiences that show your growth.
A strong essay highlights your unique voice and perspective, helping admission officers connect with you. Make sure to be clear and reflect on your experiences as you write. Revising and asking for feedback can turn your essay into a powerful story. Use this chance to share who you are and make a lasting impression.
Learn more: How Long Do Admissions Officers Read Applications?
FAQs
Read on for more frequently asked questions about common college essay mistakes so you and your child avoid them!
What are common college essay mistakes?
Many students try too hard to impress admissions readers, repeat everything in the activities section (but admissions readers already know your students’ involvement because they’ve spelled it all out in that section), choosing a topic that an admission reader has read a million times, not adding important reflection (they want to read what your child has learned through an experience!), ignoring the prompt or forgetting to address it and not proofreading properly.
What are red flags in a college essay?
There are several red flags in a college essay, including poor writing, grammar and typos. Your child’s essay should be as perfect as they can make it. Also, consider what admissions officers are looking for in their applicant pool — curious, inquisitive students who want to work on a team. If your child appears to be close-minded, writes words that might offend someone or a group or appears to hate working with others, do you think they’d want to admit them? Probably not.
What should you not write about in college essays?
Skip writing about mission trips, sports and anything related to your adventures during the pandemic — these essays are overused and admission readers tire of reading about these topics. Also, encourage your student to skip triggering topics, like sexual assault, that could cause an admission reader to quit reading.
by Melissa Brock | Apr 10, 2025 | Ask the admission office |
When your child is about to head off to college, you have got plenty on your mind. Between housing details, textbooks and budgeting for tuition, the last thing you want is another complicated decision. But picking out the right tech device is not something you want to rush, and finding the best device for college students is important.
Maybe you think a laptop makes the most sense, or perhaps your student keeps mentioning how great a Chromebook might be. Whatever the case, choosing the right device means your child spends less time frustrated by technical issues and more time actually enjoying college life.
This guide will help you find clear, practical advice on how to make the best tech choice for your college-bound student without breaking the bank.
Why Choosing the Right Device Matters
First thing first: Your college student will use their tech device daily for taking notes, researching papers, connecting with professors and even relaxing after class. The right choice helps them stay organized, productive and less stressed. Picking the wrong device, however, can lead to frustration, technical headaches and wasted money.
Think of this tech purchase as something that directly impacts your student’s academic performance and day-to-day happiness. That’s why choosing wisely matters so much.
Know Your Child’s College Needs
Before choosing, think about your child’s major and campus lifestyle. A powerful laptop might be necessary if your student heads into engineering, architecture, graphic design or video production. These fields often use specialized software that needs a bit more processing muscle.
On the other hand, if your child plans to study English, history, business or social sciences, they likely won’t need expensive, high-end hardware. A device geared toward word processing, research and collaborative projects is more than enough.
Also, consider lifestyle factors if your student commutes or travels a lot; lighter devices with longer battery life matter. Heavier options with more features might be fine if they will mostly stay on campus.
Popular Tech Choices, Explained
When you are exploring tech devices for your college-bound student, you will find an overwhelming number of options. Each device comes with its own strengths and ideal uses, so narrowing down your choices might seem tough at first. To make this easier, let’s clearly break down the most popular tech options available.
Laptops
Laptops are versatile workhorses suited for students needing powerful software, multitasking or heavy-duty programming. They usually have plenty of storage, fast processors and full-sized keyboards perfect for extensive writing assignments. But high-end models can be pricey and heavier to lug around campus all day.
Tablets
Tablets like the iPad are incredibly portable and perfect for reading textbooks, note-taking with a stylus and quick tasks. They are convenient and lightweight but often fall short of typing longer papers or running specialized software. While they are attractive for their portability, tablets might still require accessories like external keyboards.
Two-in-One Convertibles
These hybrid devices combine laptop power with tablet convenience. They offer touchscreen capabilities, portability and flexibility. Convertibles are ideal if your student loves tech versatility and frequently switches between note-taking by hand and typing papers. However, their prices can get steep quickly, so you will want to be sure your child will genuinely use both functions.
Chromebooks
Chromebooks are practical, reliable and affordable devices popular among college students. They are cloud-based, straightforward to use and perfect for students whose tasks involve online research, writing, email and collaboration. Because Chromebooks have fewer parts and a simplified operating system, they are also less likely to break or need complicated repairs.
Key Features to Consider
When choosing tech for your child’s college experience, it’s easy to get distracted by flashy features. But a smart choice focuses on practical details that really make a difference. Here are some essential features you will want to keep in mind to ensure your student’s device stands up to daily campus life.
Battery Life
Long battery life matters a lot. Students often move between classes, cafes, dorms and libraries without easy access to outlets. Aim for at least eight to 10 hours of battery life, ensuring your student is not tethered to wall sockets all day.
Durability
College life can be messy. Tech devices regularly experience bumps, drops, spills and everyday wear and tear. Consider something rugged or at least highly rated for durability. Protective accessories like cases and screen protectors are also good investments.
Weight and Size
Never underestimate portability. A heavy laptop might seem fine at first, but after weeks of carrying it around, your child will quickly feel the strain. Choose something easy to toss in a backpack without causing shoulder aches.
Budget
It’s tempting to splurge on high-end gear, but be realistic. Consider affordability alongside features. Paying extra for capabilities your child won’t use, is money better spent elsewhere. A well-chosen mid-range device often strikes the perfect balance.
Operating Systems, Simplified
Choosing the right operating system can significantly influence your child’s overall college experience. While it does not have to be overly technical or complicated, each system comes with distinct features that cater to different academic needs and lifestyles. Here is a clear and simple overview to help you understand the differences and confidently select the best match for your student.
Windows
Windows laptops run a wide variety of programs, making them ideal for engineering, architecture, gaming or business majors. They offer flexibility, power and compatibility but can also run pricier, especially at higher specs.
MacOS
Macbooks are reliable, sleek and highly popular with creative students majoring in graphic design, film, journalism or music production. Macs tend to be intuitive, long-lasting and high-quality — but they do carry premium price tags.
ChromeOS
Chromebooks use Google’s simple, user-friendly Chrome operating system. They are great for students primarily working online, and they are usually more affordable. These devices also boot quickly, do not easily catch viruses and provide seamless integration with online apps and services.
Finding Good Deals and Saving Money
Buying college tech does not have to break your wallet. To stretch your budget, consider shopping during back-to-school sales. Many retailers offer student discounts or bundles that can significantly lower costs. Buying refurbished devices from reliable sellers is another smart option, especially if your child does not need brand-new hardware.
If you are leaning toward simplicity, affordability and reliability, exploring trusted online sellers offering Chromebooks for sale can lead you straight to excellent deals on tech perfectly suited for college life. Also, comparing prices online and keeping an eye out for limited-time promotions can help you maximize your savings even further.
Mistakes to Avoid When Picking College Tech
It’s easy to overlook certain details. Here are common pitfalls you should avoid.
- Overpaying for unused features: Do not buy more tech than your student realistically needs. Fancy specs often go unused, wasting money you could spend elsewhere.
- Ignoring software compatibility: Check with your child’s college or department to confirm what software they will use. Not all devices run every software program. Ensuring compatibility upfront saves frustration later.
- Forgetting about warranty and support: A good warranty or strong customer support can save headaches later. It’s especially important when devices travel frequently or if your student lacks tech troubleshooting skills.
Accessories You Shouldn’t Overlook
When preparing your child for college, remember the main device is just part of the equation. The right accessories can make a big difference, improving your student’s productivity, protecting their investment, and adding convenience to everyday tasks. Taking a moment to choose quality accessories can significantly enhance your child’s overall college experience.
External Drives or Cloud Storage
Even with reliable devices, accidents happen. Important documents, research projects and assignments need a safe backup. Cloud storage solutions, such as Google Drive, Dropbox or affordable external hard drives, can ensure your student never loses critical files at crucial times.
Headphones or Earbuds
Dorm rooms and campus cafes are lively places. Noise-canceling headphones or high-quality earbuds can help your student focus in busy environments. They are also handy for relaxing with music or streaming content without disturbing roommates.
Protective Cases and Covers
You’d be surprised how many devices get damaged from simple falls or spills. Investing in a sturdy, padded case or waterproof sleeve can significantly extend the life of your child’s tech device.
Wireless Mouse and Keyboard
Long study sessions can strain wrists and fingers, especially when typing term papers or reports. A wireless mouse and external keyboard or an ergonomic workstation can offer ergonomic comfort, improving posture and productivity during late-night study marathons.
Learn more: Handy Summer Checklist for Rising Juniors and How to Prepare for College as a Freshman
How Much Power is Actually Enough?
When you are shopping for college tech, you will often see technical terms thrown around: RAM, SSD, CPU and graphics cards. It can feel confusing and overwhelming, so let’s simplify it using a checklist.
Processor (CPU)
You would not need an overly powerful processor for typical college tasks, research, writing papers, watching lectures and video conferencing. Intel Core i5 or AMD Ryzen 5 processors are great choices offering balanced performance for typical student needs. If your student plans to run heavy software for engineering or design, upgrading to something like an Intel Core i7 or AMD Ryzen 7 is wise.
Memory (RAM)
Most students find 8GB of RAM sufficient. It easily handles multitasking between documents, web browsing, video calls and streaming media. If heavy applications like video editing or complex calculations are part of your child’s coursework, opt for at least 16GB RAM.
Storage
Storage is where all your child’s data, from school assignments to personal files, lives. Most laptops now come with Solid State Drives (SSDs), which are faster and more reliable than traditional hard drives. Aim for at least 256GB of SSD storage. Chromebooks usually have smaller built-in storage because they are designed to use cloud-based solutions that are ideal for students who are comfortable working online.
Considering Tech Support and Repairs
College students tend to rely heavily on their tech devices, which makes tech support crucial. Consider what support services or warranties come with the device you choose.
Many universities offer on-campus tech support for students. Some also provide software licenses at no cost. Be sure to check your student’s school resources. They can save money and reduce stress if technical issues arise.
College Tech Myths You Can Ignore
When choosing tech devices, you are bound to encounter some common myths or misconceptions. Clearing these up can help you feel more confident in your decision.
Myth: Expensive Always Means Better
Price isn’t always linked to practicality. A more expensive laptop doesn’t automatically make it better for your student. Devices with just the right features tailored to actual needs will always outperform pricier options packed with unnecessary extras.
Myth: You Must Stick to Big Brand
Popular brands are popular for good reason, but smaller or less-known brands can offer equally reliable options at lower costs. Checking genuine user reviews and warranties can help you make an informed choice, even if the brand is not instantly recognizable.
Myth: Tablets Fully Replace Laptop
Tablets are incredibly convenient and easy to carry, but they are not always adequate replacements for laptops, especially for heavy writing or specialized software. Unless your student primarily reads, researches or annotates, tablets should be supplementary rather than primary devices.
Planning Ahead: Future-Proofing Your Purchase
You are likely hoping this purchase will last your child through their entire college career, so a little future-proofing is worth considering.
Look into the upgradeability of the device you are buying. Some laptops allow RAM and storage upgrades, extending their usability. Chromebooks, while less upgradeable internally, rely heavily on cloud services, meaning they naturally stay relevant longer through software updates.
Read more: Planning for Multiple Kids in College and Dorm Hacks on the Cheap
Wrapping Up Your Decision
By now, you are probably feeling more confident about choosing the right tech for your college-bound student. Remember, the perfect device is simply one that matches your child’s academic requirements and fits comfortably within your budget. This choice isn’t just about hardware or specs; it’s about providing your child with the tools they will genuinely use and rely on every day. Trust your judgment, involve your students in the decision, and you will set them up not just for academic success but also for a smoother, happier transition into college life.
by Melissa Brock | Mar 25, 2025 | Ask the admission office |
Neurodivergence is a term that includes conditions such as ADHD, autism, dyslexia and other learning differences. It describes the challenges and opportunities that students with such conditions face.
Undoubtedly, your child must find a college or university that not only has the necessary support systems in place but also promotes:
- An environment of academic competence
- Opportunities for personal development
- Appropriate accommodations
- Individualized resources
This article reveals the best colleges for neurodivergent students and how to determine the right one for your child. Read on for more information about which programs to consider.
What Makes a College Neurodivergent-Friendly?
A neurodivergent-inclusive college offers full-fledged social, academic and emotional services for students. These institutions respect that neurodivergent students have special needs and they introduce elaborate programs that target those issues. They may offer:
- Dedicated support programs: Programs at these institutions may help with executive function coaching, social skills development, and special learning methods with the help of academic and personal support.
- Flexible learning accommodations: Neurodivergent-friendly colleges may offer expanded test-taking time options, note-taking support, private places to study and alternative assignment choices.
- Small class sizes: Smaller classes can help professors find time for each student and bring individualized instruction to their classes. Small classes can open new avenues for learning.
- Comprehensive career services: Goal setting, job placement and internships can specifically help neurodivergent students. These programs meet individual needs and contribute to an increased number of students from diverse backgrounds who embark on successful career paths.
- Social support and peer mentoring: Many colleges across the U.S. implement peer mentorship programs that give peer advice and create inclusive social environments. Choosing the right environment can help you construct a social environment that fosters a feeling of belonging.
- Assistive technology: Assistive tools, such as speech recognition software, organizational apps and adaptive learning platforms can make the learning experience much more efficient and push neurodivergent students to succeed.
Note that these options aren’t the only benefits for neurodivergent students.
Top Colleges for Neurodivergent Students
Many colleges and universities give excellent support to neurodivergent students. Here are some of the best schools for neurodivergent students, including a mix of big universities, small liberal arts colleges and specialized programs.
Landmark College
Location: Putney, Vermont
Perks for neurodivergent students: Devoted to students with learning differences (including ADHD, autism and dyslexia)
Landmark College in Putney, Vermont, is one of the very few institutions in the United States solely devoted to educating students with learning differences, including ADHD, autism and dyslexia.
A well-organized classroom is part and parcel of the school’s curriculum. The college adds personalization to individual differences, and all services are adjusted according to students’ requirements. The college also provides time management skills courses, tutoring and assistive technology for students. Students enrolled in these courses not only get support but also acquire specific skills to improve their learning efficiency. Small classes allow students to get all the attention they need and learn the best tactics to help themselves with academics.
Landmark College offers specialization in education and offers tremendous personal support to students.
University of Arizona
Location: Tucson, Arizona
Perks for neurodivergent students: Strategic Alternative Learning Techniques (SALT) Center, academic coaching, specialized tutoring, social integration opportunities
The University of Arizona in Tucson is home to one of the most ingenious student support programs, the Strategic Alternative Learning Techniques (SALT) Center. The SALT Center offers “academic coaching,” a one-on-one executive function improvement skills class such as time management, organization and study strategies.
The program enhances the learning process by providing the necessary resources and specialized tutoring. Neurodivergent students at the University of Arizona receive a quid pro quo relationship with the university due to their acceptance in an environment where the faculty knows how to support students and give them the necessary accommodations, including combining academic support with social integration opportunities, including structural assistance.
Rochester Institute of Technology (RIT)
Location: Rochester, New York
Perks for neurodivergent students: Spectrum Support Program, academic and social support, career readiness opportunities, STEM career development opportunities
RIT in Rochester, New York, provides a Spectrum Support Program, which is specially created to assist autistic students. The students can get academic and social support on a one-on-one basis. The college offers a special range of programs for neurodivergent students and the institution integrates the students into the environment by giving them hands-on projects and making them part of career readiness programs.
RIT offers a social integration program and mentorship opportunities voluntarily that are designed to help students decide the course of their academic and personal lives. RIT is for students who are passionate about careers in science, technology, engineering and mathematics, as it strongly emphasizes career development in those areas.
University of Connecticut
Location: Storrs, Connecticut
Perks for neurodivergent students: Beyond Access Program, cognitive coaching, peer mentoring, extra support in organization, time management, self advocacy
The Beyond Access Program at the University of Connecticut in Storrs is an initiative that assists students with various neurodivergent conditions. Cognitive coaching and peer mentoring are the main instruments of the support program, which assist students in their academic work by enhanсing their time management and other skills.
The program fosters an atmosphere where everyone is included, thereby providing these students with the means to succeed. Moreover, the Beyond Access Program helps students seeking extra support with organizational abilities, time management, self-advocacy and so on. Neurodiversity is central to UConn’s broader mission of inclusivity and accessibility, which can appeal to neurodivergent students seeking a holistic education.
Drexel University
Location: Philadelphia, Pennsylvania
Perks for neurodivergent students: Autism Support Program, learning specialists who offer career counseling and social skills training, internships and work placements
The Autism Support Program at Drexel University in Philadelphia supplies students with both academic and social talks, which can go a long way in enabling student success in their coursework. Students have access to a learning specialist, who can offer career counseling and social skills training.
Service learning (service while learning) fuels Drexel’s co-op program. Internships and work placements offer invaluable, practical real-world experience to neurodivergent students, which helps them grow in experience and get better job opportunities. Drexel displays a harmonious interplay of strong academic support and hands-on experience during co-op sessions.
Beacon College
Location: Leesburg, Florida
Perks for neurodivergent students: Committed to students with learning disabilities and ADHD, including small classes and individualized academic support
Beacon College in Leesburg, Florida, is fully committed to students with learning disabilities and ADHD. The environment includes small class sizes and individualized academic support that prepares students for life after graduation.
Beacon’s teaching staff uses methods tailor-made for teaching, and that makes learning interesting for neurodivergent students. The culture focuses on student independence and the skills needed for a career in a highly supportive academic setting.
University of Denver
Location: Denver, Colorado
Perks for neurodivergent students: Learning Effectiveness Program (LEP) to assist with executive functioning, academic support, social integration; offers peer mentoring
The Learning Effectiveness Program (LEP) at the University of Denver helps neurodivergent students with executive functioning skills, academic support and social integration. The program serves as a personal academic coach that helps peer mentoring and conducts workshops set up especially for the student designed to help the student reach his/her goals.
The University of Denver’s belief in diversity and its provision for tailor-made academic support to every student is a serious pro for those looking for neurodivergent guidance.
Marshall University
Location: Huntington, West Virginia
Perks for neurodivergent students: College Program for Students with Autism Spectrum Disorder, emphasizing advising and career success in an inclusive, supportive environment
The College Program for Students with Autism Spectrum Disorder at Marshall University in Huntington, West Virginia, offers academic, social and other functional skills support. The program creates opportunities designed to help the students become well-prepared for college life and develop relevant skills for independent living.
Marshall University emphasizes advising and career success and offers an inclusive, supportive college atmosphere, which makes it a better option for neurodivergent students looking for a well-structured support system.
How to Choose the Right College for Neurodivergent Students
You’ll need to consider a wide variety of considerations when choosing a college that will best suit your child’s needs. Here are some key aspects to evaluate:
- Class sizes and learning environment: Smaller classes can offer students special attention and can have an incredible impact on student success, so consider a school with smaller class sizes.
- Available accommodations: Verify that the college provides essential learning accommodations such as extra time on tests, assistive technology, and a support system that specializes in a specific area.
- Campus culture and inclusivity: Visit the college and decide whether the campus enables you to be part of a group of neurodivergent students.
- Academic support programs: Look for programs developed specifically for neurodivergent students and get information about the assistance provided.
- Coaching opportunities: Colleges that help students find mentors and offer coaching programs can help them work through a wide variety of academic and social issues.
Learn more: What is Rolling Admission?
Additional Resources for Neurodivergent College Students
Neurodivergent students can be more successful and have a better time in college if they get additional resources. Below are some useful tools and communities:
- Online communities and support groups: Websites like Understood.org, ADDitude and Autism Speaks offer suggestions and the opportunity to get support from peers.
- Scholarships and financial aid: Several groups offer financial support to ASD students, including the National Center for Learning Disabilities (NCLD) and the Autism Society.
- Assistive technology and study tools: Applications such as Grammarly, Kurzweil 3000, and Evernote can help your child with organization and acquiring knowledge.
Find the Right College for Your Neurodiverse Student
Every student wants to find the perfect college, and you likely want to find one that accepts and caters to your child’s needs. Research and explore various academic programs, visit college campuses, and pose the right questions so you and your student can make the most rational decisions.
Look for a college that fits your child’s study habits and support needs, visit college websites and talk to admission counselors and students on campus who study to get a nice peek into their academic community. The appropriate college fit can be a significant factor in self-support, self-assurance and the highest educational level of knowledge.
Learn more: How to Reach Out to Colleges
FAQs
Still have questions about the best college for neurodivergent students? Let’s take a look.
Which college is good for students with ADHD?
Generally, Landmark College, the University of Denver and Beacon College offer great options for students with ADHD because they offer focused educational options and enable individualized support. However, note that it’s important to visit college campuses before you make a final decision about which college fits your child.
Which college is the best for people with autism?
RIT, Marshall University and the University of Arizona offer awesome autism support programs centered on both students’ academic and social needs. Consider visiting these schools to ensure you choose the right option for your child.
Which college major suits an autistic person?
Autistic students might consider STEM fields, graphic design, psychology and special education with a structured and focused approach and focus on students’ personal strengths.
If a student with neurodiversity appropriately chooses a college with the different tools they need, college life can be an exceedingly positive journey for them, complete with formal training executive functioning skills.
by Melissa Brock | Mar 18, 2025 | Build relationships |
According to the Academic Stress and Mental Well-Being in College Students: Correlations, Affected Groups, and COVID-19 research, “academic stress may be the single most dominant stress factor that affects the mental well-being of college students. Even though college years are usually portrayed as exciting with new opportunities and experiences, academic pressure is also part of the process.
Unfortunately, high expectations can contribute to anxiety, stress, depression and other mental health conditions. Understanding the psychological impact of stress caused by the environment of higher education is essential in order to address and combat the challenges of mental health and college students combo like a pro.
Why Do Students Feel Overwhelmed?
Life’s journey is multi-sided, and so are the challenges, including college students and mental health. The sources of academic pressure may vary, from too much work that makes students seek essay, research paper and dissertation writing services to personal issues, homesickness, procrastination and more. The most common reasons for overwhelming feelings include:
- Work/load dilemma: Undergrads usually have to deal with a hectic academic schedule, requiring them to juggle various exams, tests, projects and assignments they should complete to keep up with the curriculum.
- Sky-high expectations: Professors, tutors, family members and friends create an overwhelming sense of responsibility in young people who are afraid to take the wrong step and fail.
- Lack of money: Financial troubles, the rising cost of education and the money they need to live independently can create anxiety and insecurity.
- 24/7 competition: In many educational institutions, young people find themselves stuck in a kind of race. Every day is like a new level in a computer game, where you have to do your best no matter what. Grades, part-time job opportunities, internships and finding-yourself dilemmas are just a couple of competitive areas.
- Work-life balance: Intense college demands mean too little time for socializing with friends, having some me-time and relaxing. Many students feel emotionally exhausted and face burnout as a result.
- Poor time management skills: Many college students have not the slightest idea of how to manage their precious time properly, so it is easy to overschedule yourself without noticing it.
The Psychological Cost Students Pay for Academic Stress
Some stress is natural and motivates us to keep going, succeed and reach the stars. However, the reality is that persistent stress can become a huge obstacle in academic life, affecting students’ performance and overall desire to progress. Not only is college stress quite real, but it also causes a range of issues:
- Anxiety and depression: If your child suffers from nonstop stress, anxiety and depressive disorders may develop. Your child may experience sadness, abnormal fatigue, worry, lack of motivation to keep going and difficulty focusing on the simplest tasks. Being totally overwhelmed by routine tasks, undergrads tend to have regular panic attacks.
- Burnout: Different types of pressures in both academic and extracurricular niches can become the main causes for burnout. The latter usually has the following symptoms: class performance drops, your child feels emotional exhaustion and may have a strong sense of detachment from studies and social activities.
- Low self-esteem: Pressure can ruin self-confidence, making your child doubt their abilities and self-worth.
- Sleeping too little/too much: Sleep patterns can get seriously disrupted due to constant stress. As a result, students suffer from excessive sleeping or insomnia. Both issues have a negative impact on physical and mental well-being.
- Substance use: Young people may turn to drugs, alcohol, or too much caffeine in order to combat stress. Unfortunately, substance abuse doesn’t help solve problems. Instead, they tend to multiply.
- Health problems: When suffering from chronic stress, your child’s immune system weakens, which means they’re more prone to illnesses, headaches, digestive problems, etc.
Learn more: Myths about the College Search and Planning for Multiple Kids in College
How to De-Stress in College
What can your child do to battle anxieties and keep their stress at manageable levels? Let’s take a look.
1. Sleep!
Your child may miss sleep with an overpacked schedule. But dealing with college tasks and responsibilities can be tough when sleep-deprived. In order to stay productive and avoid stress, encourage your child to get seven or eight hours of sleep.
2. Regular Exercise
One of the best ways to blow off steam is by doing regular workouts. College and university students who put physical activities on their to-do lists tend to suffer from stress less frequently in contrast to those who do not exercise. Encourage them to choose the physical activity that works best for them. It can be yoga, swimming, walking, biking or anything else they like. Just move!
3. Breathe In, Breathe Out
Encourage your child to try breathing techniques. Your child can try box breathing, belly breathing, alternate-nostril breathing or anything else that helps relieve stress in minutes, especially before a test or exam.
4. Listen to Music
Music can help calm or stimulate the brain, and it’s good for your child’s body as well. Playing classical music during study sessions helps relaxation, and choosing the right dorm room essentials can help you. (Check out our dorm hacks.)
5. Find Support
If your child can’t cope with academic stress without extra help, create a strong network of like-minded people. Whether they start a study group or take part in various leisure, social and academic activities, it can help meet new people.
6. Fix Eating Habits
What your child eats every day can fix their energy, and the more high-quality food they ingest, the more it helps withstand stress. Avoid high-fat and high-sugar snacks, which are a temporary pleasure and provide their body and mind with zero energy. Eat regularly (don’t skip meals!), stay hydrated (always have a bottle of water!), choose healthy snacks and limit coffee, cigarettes and alcohol.
7. Worry Less
Sounds difficult, but it’s crucial to cut stress whenever possible. What disturbs your child? Is it something worth worrying about?
No? Excellent! Prioritize worries since it is an essential step toward reducing stress.
8. Accept that Perfection Doesn’t Exist
Nobody’s perfect, and it’s acceptable to make mistakes. Tell your child they’re a precious human being, must care for themselves, and forgive the mistakes they make in their academic journey. If their essay on Hamlet got a C, that’s no big deal. The world will not fall apart because of that. To err is human!
9. Relinquish Control
Tell your child they can control things and can’t control others, so have them focus on the things they can control. They can control their behaviors and choices, but they can’t control other people. They cannot control their professor’s test but they can control their preparation routine and manage their time wisely to boost their skills before the test.
A gap year after high school may help your child grow and mature a bit before they opt for college.
Avoid Psychological Consequences as Much as Possible
Your child may not be able to avoid academic pressure once they enroll in college, and this kind of negative experience can have severe psychological consequences. Every participant of the academic process (undergrads, professors, parents) must recognize that college stress is a serious issue and we should all prioritize mental health.
At College Money Tips, we work to help students find the right fit for their situation, and that includes considering the right school for their academic and social requirements. Reach out to us now if you’re not sure how to tackle finding the right fit.
by Melissa Brock | Feb 25, 2025 | College Money Tips |
Tech is one of the biggest expenses for students, but does your child really need the latest and most expensive things? Many parents assume that a brand-new laptop or the latest smartphone is a must for success. But what if there were smarter ways to get the same results without using too much?
You don’t need to spend more than necessary to get your child the right technology for college. There are plenty of ways to cut costs without sacrificing performance. Some devices come with special student pricing, while others hold their value well even when bought second-hand. The key is knowing which options offer the best balance between cost and reliability—and that’s what we’ll cover in this guide.
Let’s get started.
Why Tech is Important for College Students
College life is about technology. From submitting assignments to participating in virtual lectures, students depend on units every day. A reliable laptop ensures you can take notes, research effectively, and complete courses without delays. At the same time, a smartphone keeps them connected, whether for group projects, planning courses, or reaching out in emergencies.
Apart from academics, these gadgets help people stay organized and productive. Cloud storage, note-making apps, and calendar reminders help them to meet deadlines. Many professors also use online portals for study materials and communication. Thus, access to technology become even more important.
But even if technology is necessary, it is equally important to use it wisely. Not all expensive gadgets are worth the cost. Understanding what is necessary and where to find budget-friendly options can help parents make smart choices without using too much.
Smart Tips to Save on Tech for College Students
Technical expenses may increase quickly, but smart decisions can help you cut costs without sacrificing quality. Here are some suggestions to guide you through the best ways to save money on required technology.
Choose the Right Laptop Without Overspending
A laptop is one of the most important tools for students, but that doesn’t mean you need to use a fortune. Many affordable alternatives offer good performance, and student discounts can reduce costs even more. Before buying a purchase, it is important to understand what your child actually needs for their courses.
Do students really need an expensive laptop?
Many students assume they need the most powerful and high-end laptop, but that’s not always the case. The best choice depends on the major and the programs they want to use. Parents should focus on functionality over brand names and avoid paying extra for unnecessary functions.
A brand-new laptop isn’t always necessary—lightly used models can offer great value while saving hundreds of dollars. If you prefer a new one, that’s completely fine, while a used laptop can also be a good choice. Well, we will discuss the advantages of used laptops, but before that, let’s go over how to find the best deal on a brand-new one.
Comparing Laptop Types
Not all systems are built the same, and picking the right one depends on your child’s needs. Some majors require powerful software, while others can function with basic models. Here’s how different laptop types compare:
MacBooks: Great for creative fields, but often more expensive.
Windows laptops: Offer a variety of models for different budgets and needs.
Chromebooks: Affordable and good for basic tasks, but may not support all software.
Student Discounts on Laptops
Many brands offer exclusive student discounts through educational programs. Companies such as Apple, Dell, and Microsoft provide special prices, extended guarantees, and students included. Checking with the college shop or official brands can help you find the best deals before buying.
Why Buying Used is a Smart Choice
New gadgets can be expensive, but buying a used device can save you 30–50% without sacrificing performance. Many people use laptops, smartphones, and tablets to do new work, especially if they are maintained well. For those parents who want to cut costs, it is an option worth considering. A common concern is whether used equipment is stolen, damaged, or closed.
Apple devices, for example, are good choices. MacBooks, iPhones, and iPads are built to last, and they have a longer value than many other brands. A used or refurbished Macbook, for example, can act as new for years at a lower price. The key is to know how to confirm a used device before buying. In the next section, we will go over the best ways to check if a laptop, phone, or tablet is safe and worth the investment.
Steps to Check a Used Device for a Good Deal
Buying a used laptop, phone or tablet can save a lot of money, but only if you check the device properly before purchasing. A few simple steps can help you avoid stolen, damaged, or locked devices. Whether you’re considering a Windows laptop, an Android phone or an Apple product, these checks ensure you get a reliable device, similar to being on top of cell phone repair.
Run a Serial Number or IMEI Check
Before purchasing a used device, it’s important to check its serial number to verify its history. This helps confirm whether the device has an active warranty or has undergone major repairs. If you’re buying an Apple product, using an Apple serial number lookup can provide details about its warranty status, repair history, and any hardware replacements.
For iPhones and iPads, checking the IMEI number is also necessary to ensure the device is not blacklisted due to theft or unpaid bills and it is not carrier-locked, which could limit its usability.
If you’re unsure how to check an Apple serial number, there are detailed guides available online that walk you through the process.
Inspect the Laptop or Phone for Physical Damage
Even if the device is verified as authentic, a physical check is just as important.
Laptops:
● Check battery health—a weak battery may need replacement soon.
● Inspect the screen and keyboard for any cracks or missing keys.
● Feel for overheating issues after a few minutes of use.
Smartphones/Tablets:
● Test the touchscreen responsiveness and check for dead pixels.
● Open the camera app to make sure both front and back cameras work.
● Plug in a charger to confirm the charging port is functional.
By following these steps, you can confidently buy a used device that works like new—without paying full price.
Choosing a Budget-Friendly Smartphone
A new smartphone isn’t always a necessity for college. While it might be tempting to upgrade, holding onto an existing phone can save hundreds of dollars. Encouraging your child to use their current phone for another year or two can free up money for other college expenses. If an upgrade is absolutely necessary, choosing the right phone plan can also help cut costs.
Best Student Phone Plans
Picking the right plan is just as important as choosing a device. Some cost-saving options include:
● Prepaid vs. family plans: Prepaid plans are flexible and often cheaper, while family plans offer discounted group rates and shared data.
● Student discounts and budget carriers: Many carriers offer lower rates for students, and smaller carriers often have more affordable options than big networks.
Comparing plans based on cost, coverage, and data limits ensures your child gets the best deal without overspending.
Saving on Software and Subscriptions
Software and membership can quickly be added, but many essential equipment are available for students at low costs and for free. Taking advantage of student exemptions and avoiding unnecessary expenses can help to keep spending under control.
Free or Discounted Student Software
Many institutions provide free access to Microsoft Office and Google Docs, so there is no need to pay for them. Students in creative fields may also get a discount in Adobe Creative Cloud Plan, making high-end software more affordable.
Avoiding Subscription Traps
Streaming and music services often offer student discounts, but multiple subscriptions can still add up. Sharing family plans is a simple way to save while keeping access to entertainment.
Also, to simplify setup in dorms or shared spaces, it’s smart to share WiFi via QR for quick, secure access on all devices. You don’t need to spend more than necessary to get your child the right technology for college. There are plenty of ways to cut costs without sacrificing performance.
Cloud Storage and Free Academic Tools
Students don’t need external hard drives when free cloud storage options are available. Tools like Grammarly and Zotero also provide free academic support, making schoolwork easier without extra costs.
Tech Accessories: Where to Save and Where to Spend
Tech Accessories: Where to Save and Where to Spend Accessories do not need to be expensive initially, but the wrong ones can be very expensive in the long run. Some must be spent a little more on, but others can be purchased for much less with no difference in quality. Being aware of where to spend and where to save can save you money without the loss of quality accessories.
Avoiding Overpriced Accessories
Popular brands overcharge accessories with much higher prices than they need to be purchased for. Accessories such as charging cables, phone cases, and adapters usually have equivalents from third-party manufacturers that are just as good for much less money. Purchasing from established brands that deal in accessories, and not the device manufacturer, can save you a great deal of money without any loss of quality.
Essential Accessories Worth Buying
Proper accessories can improve both productivity and convenience. Here are some essential accessories: Noise-canceling headphones make it easier to focus in shared rooms, especially in online classes; an external hard drive provides extra storage and ensures that important files are backed up, and a USB-C hub allows seamless connection of multiple devices, which is useful for laptops with limited ports.
Investing in reliable accessories can improve the total experience and prevent frequent replacements.
Where to Find Discounts on Accessories
Purchasing accessories during back-to-school sales or tech discount sales can lead to good savings. Many stores have bundles or special student deals, so it is worth getting essentials then. Online marketplaces and certified refurbished accessories can also be a cheap way to obtain high-quality products at a lower price.
Repair Instead of Replace: Fixing Problems on a Budget
When a gadget breaks right, it’s simple to assume you need a new one. But most common problems can be solved quickly and for much less than a new gadget. Exploring repair possibilities can keep your gadget running longer and save you money.
Why You Should Repair Rather than Replace
Replacing a device is often seen as the most convenient solution, but many issues are minor and easily fixable. A slow computer, for instance, may need a new battery or a software update rather than an entire replacement. Cracked phone screens and aging charging ports are issues that can be repaired easily for less than purchasing new ones. However, the final decision depends on your unique needs and the condition of the device.
Common Tech Repairs That Save Money
Most individuals waste so much money on new devices that a quick solution would be enough. Laptop batteries, for instance, lose battery life due to age, but a new battery is far less expensive than a new laptop. Also, cracked phone screens can be repaired easily and for far less than a new model. Minor repairs like replacing a wrong charging cable or adding storage can also make a device function better without emptying your wallet.
Checking Warranty Before Paying for Repairs
Before paying for a repair, it’s always worth checking whether the issue is covered under warranty. Most brands include protection for hardware repairs, so that means some repairs can
be carried out for free or less. If a device is still covered under warranty, having it repaired by an approved service provider can be the most intelligent option to avoid unnecessary expense.
Best Repair Services for College Students
Choosing between an official service center and a third-party repair shop depends on reliability, cost, and warranty protection. Official service centers provide authentic parts and may include extra support if the device is still under warranty. Third-party shops tend to have cheaper services but inquire about their reputation and whether they provide any type of warranty on the work. Some universities have on-campus tech support, which may have low-cost or even free repair services for minor repairs.
Look into Several Tech Ideas Before You Make a Move
Every parent wants to provide everything, the right technology for college, but spending a small fortune is not necessary. Budgeting for cheaper alternatives, shopping for older models, and inspecting purchases before purchase can translate into huge savings. Repairing rather than replacing can also prolong a unit’s life. Above all, good money habits now lead to better money choices for students in the future and a life of long-term success.
by Melissa Brock | Feb 25, 2025 | College Money Tips |
Sending a child off to college can be challenging financially and emotionally, especially over significant distances. Independent living in college can help your child mature and grow, but it can also add a lot of extraneous expenses to their tuition that many families do not have. Even if your child secures a part-time job during school, it may not help pay for all of their room and board.
As a cost-saving alternative, it’s not unusual for parents to purchase a home near campus to remain close to their children during their college years. Not only does buying a home near your child’s college help you stay close and involved in their lives, but moving during college can be a smart financial decision in many circumstances. While this option isn’t suitable for all families, you may want to consider the potential economic benefits before making a firm decision.
Daily Commute Savings
Depending on you and your child’s schedule and transportation methods, relocating to their college town can save them (or you) a ton of money on the commute. If your child needs to use public transit or ridesharing to travel long distances, those costs can add up during the semester. If you’re there to provide rides or cars for them to use, those travel expenses can be saved. You can also provide a safe and sober means of transportation for your child, which is never a bad thing; moving closer to them can help with this.
Reduced Housing Costs
Paying for your child to live in a dorm or rented home near campus can cost a lot of money. While you’ll pay similar costs per month for a mortgage (unless you are paying in cash), the money goes toward a home you’ll own—an asset. If you and your child are living in the house together, you won’t have to worry about separate lodging expenses.
Depending on the home, market, and mortgage, you may even pay far less for a new home per month than your current living situation. In order to lock in an ideal mortgage rate, be sure to compare lenders and rates, understand your mortgage options, and research homebuying programs in the state or county you’ll need to buy. Getting loan insights from Mr. Rate can also help you make a more informed decision about smart home purchases. You’ll also want to see what type of homebuying programs are available to you as a new resident; you may save a ton of money on your down payment, interest rate, or closing costs.
Less Long-Distance Travel
When a semester ends and a lengthy break starts, they may want to come back home to save money or visit you. Depending on how far the college is from your home, this can cost a lot of travel money, especially if airfare is involved. Round-trip airfare can cost hundreds of dollars, and if they study overseas, you’ll have to spend thousands per trip. Fare doesn’t even include travel purchases like hotels, airport meals, baggage, parking, car rentals, and more.
Your time together will also be limited to short semester breaks; your child may miss out on birthdays, vacations, or other important dates. When you live near campus, your child doesn’t have to worry about traveling on a break. You won’t have to spend hundreds or thousands on airfare or train fare. Living nearby will help your wallet immensely while allowing you to see your child more often.
Lower Cost of Living
Do you live in an area with a high cost of living? Groceries, property taxes, and insurance rates can make saving for retirement or college difficult. If your child’s college is in a state with a lower cost of living, you can save a lot of money and enjoy more expendable income. Compare the cost of living in your current state to your child’s college state. Many college towns are more affordable to accommodate the young student population, especially when compared to larger cities. When you pay less for daily expenses, you can focus more on savings, supporting your child, or spending more on fun.
Meal Savings
When your child lives independently on campus, they will need to pay for groceries or college meal plans themselves in many cases. These meal plans are expensive, as they provide food for entire semesters. Even if room and board includes meals, these living costs can add up to thousands of dollars each semester. When you live near your child’s campus, they can come home for meals, and you’ll see much lower meal costs. Sharing the grocery bill is beneficial for both of you, especially if your child has specific dietary needs, preferences, or restrictions. You will no longer have to worry about meal plans or expensive room and board costs since you provide the room and board for them!
Rental Income Potential
You may have the space for your child to host roommates in your new campus home, which can be a great opportunity to generate rental income to offset the purchase. If you only live in the home for a portion of the year, you can also allow short-term rentals when the house is unoccupied. You can live rent-free with the right amount of rental income! When your child graduates, you can continue to receive rental income even when you both move out. College towns make it generally easy to find tenants, as college students and families will always need lodging each year. Keeping the home and renting it out may earn you more income over time than selling it entirely.
Potential Tax Benefits
Depending on where you currently live and where your child’s college is, you may have additional tax benefits when you relocate. Some states have no state income tax, like Florida. Other states may have lower property taxes to help you save money on your new home. If you decide to rent out the house, you will likely be able to claim tax deductions that lower your tax bill each year. Compare the tax benefits of where you currently live and the state you’ll be moving to in order to see if you’ll see some financial benefits with a move. States like New Jersey are notorious for high property taxes, and you may save money with a move away from areas like these. You may see fewer tax benefits when you relocate, so research is key.
Scholarship Access
While many scholarships are offered regardless of a student’s location, some exclusive scholarships are provided to local or state residents only. When you and your child move closer to the college campus, you may see an increased amount of scholarships to help your child afford some or all of their tuition. Scholarships are financial rewards offered by the university or third parties to help cover tuition costs. Usually, scholarships will have a certain requirement, such as writing a compelling essay, having a certain major, or belonging to a certain minority group. Sometimes, location can play an access. Local companies may offer scholarships to local students. Research the school’s scholarship options to get a good idea of the requirements. Keep in mind that scholarship requirements and amounts often change each year.
Job Access
Unless you’re moving from a major metropolitan area, a college town will likely have more job access for your whole family. Colleges provide plenty of employment opportunities in many fields, including medical, teaching, and hospitality. Regardless of your area of expertise, you’ll likely find some ideal opportunities in a college town. When you move, you may need new employment, so job access is crucial. Even if you don’t need employment options, your child may want to start working to help provide spending or saving money. College towns also thrive on providing ideal part-time jobs where students can easily balance school and work. These roles may also be beneficial when you retire and want some extra income.
Lower Healthcare Costs
Major college towns typically have excellent medical centers affiliated with the university. These college medical centers often offer more affordable healthcare as part of their student training programs. From hospitals to dentists, universities will offer much lower healthcare rates to allow recent graduates and training students to learn from real patients. The healthcare you receive will still be of the highest quality and safety, but you’ll find more attractive rates. Health insurance companies may even offer exclusive discounts for using campus medical facilities. Even outside of campus, medical costs are generally lower in college towns, especially when compared to larger metropolitan hubs. Healthcare providers may offer healthcare savings plans or exclusive discounts for college students, too.
Affordable Amenities
College towns are packed with fun things to do and sights to see, from concerts to sports games. To draw in the college student audience, many of these amenities are provided at lower costs than in larger cities, and sometimes, they’re even free. You can include more leisure activities in your budget without spending a ton of money. If you’d like to get more education under your belt, some adult classes or seminars are free and convenient to get to due to your proximity to campus. Many universities offer enriching art museums, community gardens, history exhibits, art fairs, and other campus events that you won’t find in other towns. As a bonus, many of these excursions are completely free.
Post-Graduation Investment
After your child graduates, you both may wish to relocate when no longer tied to the college campus. Buying a home isn’t necessarily a bad choice in these circumstances; the house will be a valuable asset for you or your child to rely on. You can sell it to pay off the mortgage or help your child get on their feet. Homes near college campuses are hot and can sell for ideal rates, or you can collect substantial rental income as an alternative. Regardless of what paths you or your child take post-graduation, buying a home can help keep your finances on track. If you’re interested in real estate investment, you can consider it part of your portfolio! You may even want to buy additional real estate in the same town to enjoy the college student rental income.
Retirement Benefits
Some states are financially friendlier toward retirees than others. Buying a home near your child’s campus may yield some of those benefits if you stay in the home long-term. Some states don’t tax retirement benefits, allowing you to save more during your golden years. College towns offer a lot of amenities and walkable areas without having to pay a ton of money for expensive retirement towns. Even if your child leaves the state post-graduation, you may find the area attractive to retire in. When you don’t have to spend money on retirement, you can save more and enjoy similar amenities.
Will You Relocate to Your Child’s College Town?
Not all families will want to purchase a new home in their child’s college town. Some families may have multiple children going to different colleges, so living nearby isn’t viable for everyone. Purchasing another home may not be affordable for all. Other families may not want to live in their child’s college town for various reasons. It’s important to assess your current lifestyle and financial situation to determine if buying a home close to your child’s campus is right for you.
Another point to consider is the fact that living at home may limit your child’s ability to learn about independent living in their college years. If you’re concerned about your child’s growth and independence, you may want to find other methods to save money during college. They can also take advantage of different opportunities to live independently, such as summer camps or travel groups.
In conclusion, you should compare your current living situation to your child’s college town. Compare property tax rates, home prices, job access, and other costs of living. While purchasing a home near your child’s college can be a very smart move financially due to job access, lower living costs, and fewer travel purchases, you’ll want to put your family’s goals and needs first to make the most informed decision.
by Melissa Brock | Feb 24, 2025 | College Money Tips |
College tuition costs continue to rise. Parents often struggle to manage the costs even with substantial financial aid, and students are (justifiably) fearful of the debt they’ll amass trying to pay their own way. The hope of course is that action will ultimately be taken to reduce student debt burdens and lower the cost of college. For the time being though, lots of families need to find creative solutions — including parents adopting side hustles to pay tuition.
Benefits of Side Hustling to Help You Save for College
Chances are, if you’re familiar with the term “side hustle,” it’s primarily with regard to young adults working full time for the first time. These days, we often expect young people to be working “day jobs” and “side hustles” simultaneously as they look to save up money and establish financial independence. But this isn’t the only use for a side hustle. It can also be a worthwhile venture for a mom — and perhaps a single mom in particular — looking to manage college tuition costs.
Usually, conversations about managing those costs begin with talk of savings, and this is perfectly logical. If you’re a mom hoping to pay for some or all of your child’s (or children’s) tuition costs, you should be looking for ways to save. If you start early, you can take advantage of a variety of methods that help to build on savings over time, and ultimately establish very useful funds that can be applied to tuition checks when the time comes. At the same time though, savings options do fundamentally draw money from your existing income. They are effectively costs that affect your bottom line, perhaps for years at a time.
This speaks to the key benefit of adding a side hustle to your tuition plans. While savings drain your core income, a side hustle provides you with extra income — allowing you to make additional money that you can funnel directly toward payments (or perhaps directly into a savings account, deepening on timing and arrangements). Of course, a side hustle still requires time and effort. But it’s fair to think of it as a way to make extra money for tuition, rather than to further drain the core income you depend on as a working mother.
The other key benefit, as we just alluded to, is that by generating extra income, you may be able to add generously to a savings account or similar, stable investment that can appreciate over time. If, for instance, you are managing a 529 plan for college costs, the money within that plan grows by a small percentage each year. Funneling side hustle earnings into the plan gives you more money that can appreciate over time, rather than just more raw funds.
Now that we’ve covered some of the benefits of side hustles for moms looking to manage college tuition costs, let’s look at some of the best specific jobs worth considering. It’s important to note that a strong, well-crafted resume can increase your chances of landing your dream job. Moms often have limited time yet still want their applications to stand out. In such cases, turning to CraftResumes can help you present your skills and experience in the most compelling way.
Side Hustle 1: Crafting
With so many ways to sell goods online today, a lot of moms will develop profitable side hustles simply making and selling their own goods. Whether that means homemade tee shirts, jewelry, household decorations, or Christmas ornaments, if the products are well made they can be sold online.
Side Hustle 2: Blogging
It takes strategy and diligence to make a profitable blog. But if you know what to write, you speak to a particular audience, and you learn some SEO basics, you can generate enough attention to make some money simply writing in your free time.
Side Hustle 3: Proofreading
Students and professionals alike are always in need of proofreading services, and today you can easily link up with clients for this kind of work through freelancing sites online.
Side Hustle 4: Transcribing
Like proofreading, transcription services are always in demand on freelance platforms (such as Upwork and others like it). It tends to be easy work to perform in free time, and while pay isn’t lucrative, it does add up.
Side Hustle 5: Taking Paid Surveys
There are all sorts of opportunities to answer paid surveys, and some of them take only minutes at a time. This is a job a working mother can do in a carpool line, at the park while younger kids play, etc.
Side Hustle 6: Selling Art
This is a terrific side hustle for working moms who happen to have a talent for art, naturally. But here again, the internet and social media have made it much easier to sell valuable work. In time, a mother with talent in this space can even develop what is essentially a personal business, generating more and more meaningful income as attention and appreciation for the work spread.
Side Hustle 7: Selling Photos
Everything we just noted regarding art applies to photography, for those who have more skill in this area. Here too though we’ll also note that stock photo sales can make for a handy side hustle, because profits can be generated for work already done. That is, even if you’re only making $1 per download on a photo, those dollars may keep coming in for months or years.
Side Hustle 8: Selling Baked Goods
For those moms who have a talent for baking (or making any sort of treat, really), there is also some potential to generate meaningful side income. Whether through online or local sales, there’s always a market for tasty goods!
Side Hustle 9: Testing Products
Numerous services exist that help to pair willing participants with product-testing opportunities, both digitally and in person. Simply by trying out a product in your own time and offering your thoughts on it, you can earn some decent payments.
Once in-person shopping returns to a normal activity level (after the pause of 2020), secret shopping will be an option that some will actually have fun with. This is basically a practice by which a company will pay people to browse through its stores and report on the quality of the service.
Side Hustle 11: Altering Clothing
This is another option in the craft and artistry department. But for moms who are skilled with alterations, there is always the option of setting up a part-time local business.
Side Hustle 12: Tutoring
Tutoring is an excellent part-time option that can sometimes involve fairly appealing rates. Sometimes online but particularly in person, a skilled tutor can reasonably ask for $50 an hour or more.
Side Hustle 13: Assisting With Test Prep
This is very similar to tutoring. But for those moms who want more guaranteed business, test prep is a sort of tutoring niche that makes for a great side hustle. There will always be kids seeking help with standardized testing, and helping them with the process is both rewarding and profitable.
Side Hustle 14: Teaching Private Lessons
It’s a broad category, but teaching a skill — be it in music, sports, art, etc. — is also an excellent side hustle. Here, as with tutoring, $50 or more per hour is a reasonable ask, meaning the extra funds can really add up.
Side Hustle 15: Teaching Online Courses
In a similar vein to tutoring and teaching private lessons, moms with expertise in certain subjects also have the option of setting up full online courses. This can take a fair amount of work, as it involves conveying expertise and doing the marketing work that will attract paying students or subscribers. But the real appeal is that a well-made online course can be used repeatedly to generate more profits from new students.
Side Hustle 16: Personal Training
For moms with experience in fitness, personal training is also an excellent option. Particularly if there’s an opportunity to take on a few client at one time, side income from an activity like this can quickly add up.
Side Hustle 17: Coaching or Refereeing
Moms who enjoy sports can also have a little bit of fun with a local side hustle participating in youth sports. At parks and community centers and the like, there is often a need for children’s team coaches or referees. These can sound more like demanding jobs, but the truth is they usually involve just a few hours’ work each week.
Side Hustle 18: Web Design
Web design is always in demand, and a mom with particular skill (and a track record or examples to prove it) can command very competitive rates in this department. Whether through a personal website advertising services or through freelance platforms, regular, high-paying side work can be generated.
Side Hustle 19: Accounting
Accounting can be a little trickier than some of these options in that you’ll typically need qualifications to get good, paying work. At the same time though, a working mother today has the option of pursuing an online accounting degree today, and acquiring those qualifications cheaply and affordably. This can lead to substantial income through remote, freelance accounting work for companies in need.
Side Hustle 20: Tax Advising
As with accounting, tax advice is something people tend to look to the experts for. However, if you can prove understanding and capability — and offer more competitive rates than professional CPAs — it is possible to generate good business. Plus, a mother who does good work advising others on taxes can quickly accumulate referrals and good reviews that in turn lead to more business.
Businesses today need to maintain social media activity to remain competitive, and a lot of them are looking for help doing it. Finding even one company that will pay to have its accounts maintained can make for a very profitable side hustle
Side Hustle 22: Babysitting
This idea more or less speak for itself. But for mothers who may have a few hours to spare in a given week, it’s still a great side hustle option.
Side Hustle 23: Pet Sitting
Even more manageable than babysitting is pet-sitting! Particularly for moms who may work at home, taking on a pet or two to help out a neighbor or friend can result in what is almost passive income. A few walks and feedings are easy enough in exchange for a nice chunk of change
Side Hustle 24: Driving An Uber (or Lyft)
Driving for ride-sharing services has become a very popular side hustle. Not all moms will have the time or flexibility for something like this, but those with older kids may be able to work in a bit of of driving in early evenings or on the weekends. The money isn’t lucrative, but it does add up.
Side Hustle 25: Driving for Delivery Services
It’s difficult to say whether or not delivery services will remain as popular once the pandemic is behind us (this article being written in early 2021). But for the time being, driving for grocery and product deliveries (through services like Postmates, DoorDash, etc.) is a nice, easy way to earn some extra cash.
Side Hustle 26: Cleaning Homes
For those moms who don’t mind the work (or even enjoy tidying things up), cleaning others’ homes is always an option too. It’s not at all unreasonable to charge $100 or more for a few hours of cleaning, such that even doing this a few times a month can add up to a nice bit of side income.
Side Hustle 27: Doing Yard Work or Gardening
For moms who love to be outside, or enjoy working on gardening and landscaping, this is one side hustle that can be the best of both worlds! Lots of people will pay handsomely to have their yard and gardens spruced up, particularly for those moms who will offer more competitive rates than larger landscaping services.
Side Hustle 28: Becoming a Virtual Assistant
This is a relatively new concept in the side hustle world, but one that can provide quite a lot of reasonably well-paid work. Ultimately, tasks for virtual assistants can range from managing appointments, to doing remote reception duty, to arranging travel, and more. But the general idea is to become an all-purpose virtual go-to for a given company’s need during defined hours.
Side Hustle 29: Work as a Doula
The work of a doula can seem like professional medical care at times, but the truth is you do not actually need certification or a degree to perform this role. It might be reassuring to clients of course, but it is possible for a mom seeking a side hustle to step right into doula work. It won’t be the most regular work, but it’s rewarding and profitable, and can of course be done alongside other side hustles.
Side Hustle 30: Renting Out Your Car
Just as Airbnb has enabled people to rent out their homes, there are now services that temporarily rent out cars as well. For any mom with the flexibility to manage this, it can be an excellent opportunity for passive side income.
Side Hustle 31: Brewing Coffee
This is an idea for which it’s important to be careful about weighing costs versus profits. But the opportunity to brew one’s own coffee can be quite a lot of fun, and can even result in something of a home business. Sourcing beans, working out a specific recipe or gimmick, and marketing fresh-brewed coffee locally is side hustle some moms will enjoy exploring.
Side Hustle 32: Life Coaching
Life coaching may be somewhat vague, but it’s also a fairly in-demand service. For those moms who feel they can inspire or motivate, or who have personal stories of overcoming obstacles in life, it’s certainly another option to explore.
Side Hustle 33: Writing Books
Writing a book takes a lot of work, and can certainly become a full-time job. However, thanks largely to self-publishing options and online sales avenues, a lot of people find that they can generate relatively modest profits on simpler projects. That might mean writing a personal guidebook regarding a given experience or skill; it might mean penning an original children’s book. Whatever the case, if it goes well it can result in at least a few thousand dollars to put toward a college fund.
Side Hustle 34: Illustrating Books
Similarly, some moms with a talent for drawing or graphic design may also find work illustrating books. A lot of authors ultimately wind up seeking illustration help, either for covers or for pictures within books, and some of hem (or in some cases their agents) will pay well for the help.
Side Hustle 35: Starting a Podcast
Podcasts aren’t easy to make a lot of money on, but they can generate some profits through subscriptions, patronage or even ads. So moms with good ideas in this department may as well give it a shot!
For an easy and effective way to start podcasting, you could create an online radio station like Radio Cult to provide all the necessary tech and guidance to get your station up and running smoothly, making it the best solution or anyone looking to enter the world of radio broadcasting.
Side Hustle 36: Starting a Food Truck
This is a little bit more of a side business than a side hustle. And as with brewing coffee, it’s an idea with which it’s important to measure costs versus revenue to ensure profitability. For a mom with a talent in a certain area of cuisine though, starting a food truck can produce meaningful side income.
Working as a performer — be it through music or something similar — is also a good way to bring in some cash now and then. On a busy city sidewalk or in a town public square, a talented performer can sometimes gather anywhere from $20 to $50 in an hour of work!
Choose the Right Side Hustle
So there you have some interesting ideas! Choosing the right side hustle for you will of course depend on your own talents, abilities and circumstances. But hopefully the breadth of suggestions above inspire you to give it some thought. You can choose from all kinds of side hustles for moms that can help with college costs. Some of them are even enjoyable or rewarding as well!
