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How to Master the Financial Journey Through Online Learning

How to Master the Financial Journey Through Online Learning

by | Feb 9, 2024 | College Money Tips | 0 comments

Picture yourself cozied with a laptop, sipping your favorite coffee, and diving deep into your studies. For countless learners choosing online master’s programs, this is the everyday reality. 

Science, technology, engineering, math and business have found a firm footing in the online learning landscape. It’s not just about convenience; it’s about fitting a complete master’s level education into the packed schedule of a full-time job without missing a beat.

The Advantage of Learning at Your Own Pace

Forget about the rush-hour races to campus; online learning brings the lecture hall to you or your student. (This could be a few years away for your high schooler, but it’s worth considering now, or it might make sense for you!) 

Imagine planning your study schedule around your work routine or family responsibilities. That’s the level of flexibility online master’s degree programs offer. Personalized learning means the classroom if you’re an early bird who excels at dawn. If you’re a night owl, your lectures await. 

This tailor-made academic journey of online master’s degrees draw professionals to further their education without sacrificing career momentum or life balance.

An additional benefit of self-paced online learning is the reduction of stress and an increase in information retention. Without the pressure of immediate deadlines, learners are more likely to engage deeply with the material, leading to a thorough understanding that serves them well in their professional lives. This relaxed pace can also accommodate different learning styles, ensuring that visual, auditory and kinesthetic learners find their best path to mastery.

Moreover, learning at your own pace allows room for those lucky “Aha!” moments outside a scheduled class environment. 

As you move through the material, the freedom to pause, reflect and apply concepts to your real-world experiences can cement learning in a way traditional classrooms sometimes struggle to achieve. The self-paced nature also means you can revisit complex topics as needed, ensuring a solid foundation before advancing.

Another dimension of learning at your own pace: The benefit it provides for international students. With the flexibility to study across time zones and the absence of geographic constraints, learners from around the globe can advance their education with a level of accessibility that traditional brick-and-mortar institutions can rarely match. 

This universal access contributes to a more diverse learning environment, fostering cross-cultural exchanges and a broader perspective in the academic discourse.

Financial Strategies for Virtual Academic Pursuits

Dream big, but spend wisely. Online learning can be a more economical option, but it still requires intelligent financial planning. 

Look into scholarships and grants aimed specifically at online learners. Scour through listings and apply for those you qualify for. Moreover, many employers offer tuition assistance or reimbursement for courses that further your industry expertise. Part-time enrollment is also a clever way to stretch your budget, allowing you to pay as you go and sometimes avoid student loans altogether.

As a cost-saving measure, some learners combine their online studies with free webinars, workshops and industry conferences that align with their curriculum. This proactive approach not only enhances their learning experience but can also help build a professional network. 

These additional sources of knowledge and networking often come without extra costs, thus enriching the education received without straining the wallet.

Consider subscribing to financial advisory newsletters or following finance-oriented blogs that provide regular insights and tips on managing education expenses. Keeping abreast of financial strategies and trends can empower you to make smarter, more informed decisions, leading to substantial savings throughout your online education journey.

The Hidden Savings of STEM Online Studies

STEM fields are notorious for high tuition fees, but moving these programs online reduces costs. For starters, online courses often have lower tuition fees than their on-campus counterparts. Using digital textbooks, open-source materials and virtual simulations reduces the hefty price tags of expensive books and lab equipment. 

These savings are real and can be the deciding factor for someone looking to advance in their STEM career.

STEM learners engaging with online programs also benefit from collaborative projects and peer-to-peer learning platforms readily available across the internet. These interactive online communities often offer simulations, coding challenges and DIY project guides that can substitute for hands-on experience while minimizing expenses traditionally involved with lab-based or in-person group work.

In addition to direct-cost savings, the efficiency of online STEM programs can lead to indirect savings by reducing the amount of time spent on commuting, campus meals and other incidental expenses associated with on-site programs. These conveniences allow students to allocate funds to other areas of their lives or save for future investments.

Industry-Specific Financial Aid and its Impact

It pays to research industry-specific financial aid options, which can significantly lower your educational expenses. Numerous organizations offer scholarships for students pursuing particular fields, especially technology and business, as high-demand areas. 

Don’t overlook less traditional funding avenues such as crowdfunding, which can rally the support of your community behind your educational goals. Remember, every little bit can help reduce the cost of your online degree.

Exploring financial aid can often lead to discovering mentorship programs as well. Many organizations providing scholarships also offer mentorship opportunities, which can be instrumental in a learner’s career progression. These mentorships provide guidance and can result in interning positions or job offers post-graduation, thus adding value to the scholarship’s monetary benefit.

Don’t forget to regularly check for updates on financial aid offerings, as new scholarships and grants can arise anytime. Engineering professional societies, tech companies and business forums often update their funding opportunities based on industry needs and contributions, providing fresh chances for financial support.

Understand the Full Cost of Your Online Journey

Financial planning goes beyond just tuition. When choosing an online program, factor in all possible expenses, including technology requirements, potential travel for on-site residencies and subscription fees for online resources. Know what you’re getting into financially. 

Draft a comprehensive budget that includes your regular expenses plus your educational costs to keep your finances healthy and stress-free through your studies.

It’s also wise for learners to account for potential upgrades in their technology setups as they progress through their online programs. Ensuring one’s computer and internet connection meet the technical demands of an online master’s program can be a hidden cost. Planning for technology updates or necessary software purchases in advance can prevent unexpected financial strains on a student’s budget.

Active participation in your program’s online forums can unveil additional strategies to minimize costs, such as group discounts on software or collective negotiations for access to professional databases. Fellow students may share similar financial challenges and can be a source of support and innovative ideas for cutting costs.

The Smart Investment in Your Future

Education is an investment, and online learning is no exception. Choosing a program that offers good prospects in terms of post-graduation employment and salary increments is pivotal. 

These considerations will help you measure the return on investment (ROI) for your online master’s degree. Self-paced learning could also translate to cost savings as you can potentially graduate faster than in traditional programs, reducing the overall cost and getting you into the market sooner.

Aside from the potential career and salary benefits, online learning imparts crucial digital literacy skills, positioning graduates to thrive in an increasingly digital world. As many industries embrace remote work and digital collaboration, these skills can put online graduates at a significant advantage, potentially opening up opportunities for them in global markets and within forward-thinking organizations.

Furthermore, as the digital landscape evolves, keeping an eye on emerging trends can help align your educational goals with future job opportunities. An online master’s program that adapts to the changing market can provide relevant, up-to-date skills that could command a higher salary or give you a competitive edge in the job market.

Cost-Effective Strategies for STEM Enthusiasts

The internet teems with cost-effective (and free) resources for those starting their STEM journey. Massive open online courses (MOOCs) offer a low-stress introduction to complex subjects at little to no cost. 

Additionally, many professional organizations host virtual networking events, allowing you to build relationships that might translate into learning opportunities or career advancements without the associated travel and lodging costs.

Open-source projects offer a treasure trove of opportunities for those passionate about continuous learning. By contributing to these projects, STEM students can apply what they’ve learned practically, gain experience and even make a name for themselves within the community. Such engagement carries the additional perk of being free and can be a powerful addition to your resume, showcasing real-world problem-solving and collaboration.

Joining online forums and subscribing to relevant tech and science podcasts are additional ways to enrich your knowledge base without incurring costs. When complemented with your formal online education, these platforms can offer insights and discussions on the latest industry trends, providing a well-rounded understanding of your field.

A Balancing Act: Working, Studying and Budgeting

Managing time is akin to managing money, especially for adult learners juggling work, studies and a family. Efficient time management can save you from extending your program, thus incurring additional costs. Explore whether you qualify for education-related tax benefits, such as credits and deductions. 

It’s crucial to vet an institution’s credibility and financial policies before enrolling to ensure it meets your fiscal requirements.

Another financial tip is to leverage digital tools and apps designed for budgeting and time management. Many of these tools are freely available, and they can help students track spending, manage study hours and keep a close eye on deadlines. This proactive approach to managing finances and time can lead to a more organized, less stressful and successful educational experience.

To further streamline your financial planning, using technology platforms for automating savings or tracing spending can provide a clear picture of your financial health. Automation ensures that you regularly save for your tuition while spending trackers help avoid unnecessary expenses derailing your budget.

Stretching Your Education Dollars Further

Ensure you get the most bang for your buck by researching and comparing the true costs of various online programs. 

Many institutions now offer intuitive cost-comparison tools to aid prospective students. When paying the tuition, consider student loans a last resort and investigate whether your school offers payment plans or financial advising services. 

These resources can provide significant support in managing the investment in your education.

Students can also explore alternative methods of gaining credits, such as competency-based exams or life experience portfolios. These options often come at a fraction of the cost of traditional coursework. 

For knowledgeable or experienced professionals, they present an efficient way to jump ahead in their academic journey while making the most of their education budget.

Another strategy to make the most of each dollar is to participate in online study groups or tutoring sessions that may be offered at a reduced rate or even for free by senior students or alumni. This collaborative approach reduces costs and deepens understanding through group learning dynamics.

Tackling the Financial Maze of Online Learning

The financial aspects of online education can sometimes feel as complex as the coursework itself! From filling out the Free Application for Federal Student Aid (FAFSA) for financial aid to understanding how accreditation affects aid eligibility, these are navigational tools every online student must master. Thankfully, a wealth of resources is available to help you build your financial literacy as you progress through your online studies.

As you can see, the journey to acquiring an advanced education online is much more than just logging in and studying. It’s a financial adventure that requires preparation, research and smart decision-making. Empower yourself with the knowledge to manage your education and finances effectively, and you’ll find that your investment in an online master’s degree is one of the smartest moves you could make for your future.

Finally, embracing online forums and education-based communities can provide invaluable insights and first-hand student experiences relating to financial aid, scholarships and budget-friendly study strategies. 

Through these communities, students can share their learning and tips and even collaborate to find the best deals on resources, thereby navigating the financial aspects of online education with collective wisdom and support.

Insider Tips and Tricks: How to Reduce College Costs

Insider Tips and Tricks: How to Reduce College Costs

by | Feb 6, 2024 | College Money Tips | 0 comments

The costs of college tuition, fees and room and board are rising yearly, placing higher education financially out of reach for many students. 

However, if you know where to look, numerous proven strategies exist for how to reduce college costs. This guide reveals insider tips and tricks to maximize scholarships, accelerate graduation, work lucrative jobs and take advantage of other money-saving tactics. 

Whether your child utilizes every strategy or just a few, implementing these college cost-cutting hacks can save you and your child thousands of dollars on a degree. 

Read on to learn essential techniques for affording college through strategic planning, resourcefulness and determination. With creativity and grit, you can make higher education affordable, achieve your career goals, and graduate with minimal debt through the help of these expert insights. Read on for more information about how to reduce the cost of college.

Take Advantage of Dual-Enrollment Programs

Dual-enrollment programs allow high schoolers to take college classes and earn credits before graduating. It can shave off an entire semester or more of college tuition. Meet with your school counselor to see what options are available. Getting a jumpstart on college while still in high school is one of the most effective ways to reduce the overall cost.

Some key benefits of dual enrollment programs as a key way to get college paid for include the following.

Earn College Credits in High School

By taking college-level courses in high school, you can potentially knock out an entire semester’s worth of credits or more before even setting foot on a college campus. Earning credits in high school allows your student to graduate faster or lighten your course load.

Save Substantially on Tuition

Most dual enrollment programs offer college courses to high schoolers for free or at a steeply discounted per-credit rate. Your family can save thousands of dollars compared to paying full college tuition.

Smaller Classes and More Attention

Dual enrollment classes often contain smaller sizes than traditional college lectures, allowing for more individualized instruction and support from professors.

Get a Head Start on College Transition

Taking early college courses gives students a feel for college’s workload, pace and independence, making the eventual full-time college transition less intimidating.

Dual enrollment gives you an affordable, fast track to college while preparing your child for university-level academics.

Start at Community College

Completing general education credits at a community college can save tens of thousands of dollars compared to starting at a four-year university. Class sizes also tend to be smaller at community colleges, enabling more individualized attention. Ensure credits will transfer when transitioning to a bachelor’s degree program.

Key tips for leveraging community college:

  • Complete gen ed requirements: Focus on knocking out general education requirements like English, math, science, history, etc. These credits should transfer to four-year schools.
  • Confirm transferability: Your child must meet with advisors at their community college and target a four-year university to map out transfer plans for their major. Get transfer credit agreements in writing. 
  • Then, transfer to a university: After two years or so, provided your child has earned 60+ credits, they can transfer straight into a bachelor’s degree program at a university as a junior.
  • Save over $20,000: Students who complete an associate degree at a community college before transferring to a public four-year university can save over $20,000 on a bachelor’s degree.

Starting at community college is a proven money-saving strategy. Just be strategic about transfer planning.

Compare All Housing Options

Living on campus can be convenient but costly. Weigh all options like commuting from home or renting an off-campus apartment with roommates. The more informed your child’s housing decision, the more you can reduce this major college expense.

Live at Home

If your child lives at home with you and commutes to campus, it can save tens of thousands over expensive dorms or private apartments — factor in gas, car maintenance, parking fees and reduced social life costs.

Share Off-Campus Housing

Renting a house or apartment with multiple roommates splits costs like rent, utilities, Wi-Fi, etc. The main downsides are compromised privacy and space. So, have your child meet potential roommates first.

Weigh the Tradeoffs

Make budget-based housing decisions according to your priorities. Convenience, independence, privacy and social life all come with added costs. Getting creative with college housing can unlock huge savings. Know all your options before committing.

Choose Majors with High ROI

Certain majors lead to careers with much higher lifetime earnings than others. Research the salaries and job prospects for different fields before declaring your major. Consider majors like computer science, engineering and business, which tend to have the best return on investment based on tuition costs.

Research Career Prospects

Research expected salaries and job availability for intended majors using resources like the Bureau of Labor Statistics, university career centers and alumni networks.

Prioritize In-Demand Fields

Consider encouraging your child to choose majors that prepare them for growing, high-paying careers like healthcare, tech, engineering, data science, finance, etc. These tend to have the best ROI.

Be Flexible

If your child’s dream major has poor career prospects, consider complementing it with a dual major or minor that broadens their hiring appeal.

Do the Math

Calculate the ROI on college majors by comparing typical salaries to the total tuition investment. Then, optimize accordingly.

Picking a lucrative major can unlock higher lifetime earnings that justify the tuition costs many times over.

Buy Used Textbooks

Textbooks often cost hundreds of dollars each. Thankfully, there are many ways to buy them secondhand. Check out Amazon Textbook Rentals, Chegg, AbeBooks and university student Facebook groups. Buying used books or renting textbooks can cut these costs by 50% or more. But if you don’t have the funds to cover the costs, you can consider applying for a title loan serviced by LoanMart to assist you financially.

Rent Instead of Buying

Renting textbooks can save up to 90% over purchasing new ones from the university bookstore. Rental periods allow enough time for a full semester.

Buy Used Copies

Used textbooks sold on Amazon, Chegg and other sites offer major discounts on original pricing. Just be wary of excessive highlighting and missing pages.

One effective way to manage college workloads and reduce stress is to use a professional ghostwriter Österreich. These experts can assist with writing essays, research papers or other assignments, allowing you to focus on priorities such as part-time work, internships, or extracurricular activities. Leveraging these services helps streamline your academic journey and offers valuable time to refine other skills. However, using these services responsibly and adhering to your institution’s ethical guidelines is essential.

Share with Classmates

Your child can also get creative and share textbooks with classmates, though that can get complicated. They can split up chapters and swap books for key assignments.

Sell Back Afterward

After a semester, sell back unwanted textbooks to Amazon or bookstores to recoup some costs. Buyback quotes are never great, but it’s better than nothing.

Getting strategic about sourcing textbooks can quickly chop these costs in half each semester.

Manage Credit

Understanding the financial aspect of college goes beyond tuition and textbooks; it’s also about managing money and credit wisely. Many students rely on student credit cards or loans. 

Scholarships

Before applying for every scholarship possible, take a moment to learn how credit acceptance works and how maintaining a good credit score can open up additional avenues for financing your education. This knowledge will help in the short term and set your child up for financial stability long after graduation.

Apply for Every Scholarship Possible

Never assume your child won’t qualify for a scholarship. Millions of dollars of college scholarships are out there, including niche scholarships that most students don’t even know exist. Search databases and Google for scholarships matching your child’s background and interests. Even small scholarships add up.

Cast a Wide Net

Start searching and applying for scholarships at least 12 months before college begins. Leverage big databases that match your child with many options.

Double-Check Eligibility

Carefully screen each scholarship’s eligibility requirements before applying. Having one disqualifying factor can instantly disqualify your child.

Tailor Your Materials

Customize application materials like essays for each scholarship. Generic submissions are less compelling.

Follow Up Relentlessly

Don’t hesitate to call and email scholarship providers requesting application status updates. Politely advocate for your case. Applying for every possible scholarship can secure critical money, significantly reducing reliance on student loans. 

Part-Time Job

Finding a part-time job is one of the best ways to offset college costs without taking on more student loans. Encourage your student to look for paid internships, research assistant positions, on-campus jobs, bartending gigs and more. Working 10 to 15 hours per week can cover many living expenses.

Encourage Seeking Paid Internships

Paid internships let your child start earning money and relevant experience. Most majors offer such opportunities.

Encourage an RA Position

Resident advisors provide mentorship in dorms and receive free room and board. It’s an excellent gig for free housing.

Encourage Work-Study on Campus

Jobs in campus dining halls, libraries, gyms, and labs offer students convenience and built-in flexibility. Federal work-study programs can also help secure these coveted on-campus jobs.

Bartending/Waiting Tables

Off-campus restaurant, bar and catering gigs pay competitively, even with minimal experience. The schedule flexibility is also convenient for students.

Working through college is rewarding and reduces reliance on student loans to fund living expenses. Explore all options and secure employment early each semester for maximum cost savings.

Explore Graduating Early, if Possible

Graduating just one semester early can save you thousands in tuition, fees, housing, meals and more. Take advantage of summer classes, overloaded semesters and CLEP exams to accelerate progress. Graduating faster lets you enter the workforce sooner while paying for fewer semesters overall.

Explore Enrollment Year-Round

Completing summer courses or even winter intersession credits helps you finish faster. Just ensure your child doesn’t burn themselves out in the process.

18+ Credits

Overloading credits each semester accelerates progress but can be grueling. Make sure your child still prioritizes their health.

Use CLEP Exams

CLEP exams award college credit for general knowledge on certain topics. Prepping via study guides can help you pass and earn credits quickly.

Provide Guidance for Starting Strong

Earning consistently high marks from the start gives your child flexibility later to graduate early. Talk to them about not digging into an early GPA hole.

Graduating even one semester early unlocks massive savings and gets you earning a full-time salary quicker.

Attend Informational Events for Scholarship Insights

Simply searching online databases for scholarships has limited effectiveness. To gain an edge, attend in-person and virtual events in your community that provide insider tips for winning specific local and national scholarships.

Local scholarships from community organizations, companies, non-profits, and churches often have way less competition than big-name scholarships touted online. However, most students are unaware these hyperlocal scholarships even exist.

Attending informational talks hosted by school counselors, prior scholarship winners, financial aid officers and community leaders provides insider knowledge you won’t find in any database. These events also allow you to ask strategic questions on how to craft winning applications.

Getting out into your local community and tapping into insider scholarship secrets can help you discover and win scholarships other students never even apply to. Don’t just rely on online listings alone.

Talk About Auditing Classes Before Enrolling

Before registering for expensive college courses, see if professors permit students to audit a class at no cost. Attending lectures and taking notes allows your child to get a preview before committing tuition dollars.

Auditing gives your child insights into the teaching style, workload, content and overall value of the classes they’re considering. It enables wiser, more informed enrollment decisions before paying.

If a course is not a good fit, you can easily cross it off your list, having not wasted money or college credits. And if the class meets your child’s expectations, both of you will feel confident signing up next semester knowing what they’re getting into.

Leveraging course auditing where possible helps ensure that tuition is invested in worthwhile classes and that students avoid those that other students have rated poorly.

Tips for Paid Internships and Co-ops to Offset Costs

Paid internships and co-ops are a great way to gain work experience and earn money to offset college costs. Here are some tips:

  • Start applying early: Popular roles get snapped up fast. Cast a wide net with many applications.
  • Target smaller/midsize companies in addition to large corporations: Less competition allows for greater odds of landing a paid role.
  • Highlight relevant coursework and specialized skills: Coursework and skills like data analysis, coding and marketing analytics can increase appeal.
  • Ask for recommendations: Encourage your child to ask professors and campus career centers to recommend them for high-potential openings they may be aware of.
  • Attend job fairs and company info sessions: These often screen for top co-op prospects onsite.
  • Discuss the option of a paid role: If offered an unpaid internship, encourage your child to ask for a paid role. More students successfully negotiate this than assumed.

Slash College Costs: It’s Possible!

Slashing college costs requires some strategic planning, sacrifice and hustle. However, implementing even a few insider tips and tricks can save you and your child tens of thousands of dollars over their college career. 

Don’t let money be why your child doesn’t pursue higher education. With a bit of creativity, college can be affordable for nearly anyone willing to put in the work., even though it’s expensive.

Breaking Barriers: The Benefits of Pursuing an Online Master’s in Applied Statistics for STEM Experts

Breaking Barriers: The Benefits of Pursuing an Online Master’s in Applied Statistics for STEM Experts

by | Jan 29, 2024 | Ask the admission office | 0 comments

Are you ready to break free from traditional educational boundaries and push through the barriers of time and location? Then look no further! In today’s fast-paced world, pursuing an online master’s in applied statistics is the key that unlocks endless opportunities for growth and advancement.

Whether you’re a data scientist, engineer or mathematician, this blog post will reveal why breaking barriers with an online master’s degree is convenient and immensely beneficial for STEM experts like yourself. 

Setting the Stage for Online Education in STEM Fields

The fields of science, technology, engineering and mathematics (STEM) have always been regarded as highly demanding and competitive. With rapid technological advancements and a growing need for professionals with expertise in these areas, the demand for well-trained STEM experts has only increased. Many online universities now offer online master’s programs in applied statistics to cater to the needs of STEM professionals.

In today’s rapidly evolving world, where time is a precious commodity and work-life balance is crucial, pursuing a traditional on-campus degree may not be feasible for everyone. Online education comes into play — it allows students to study at their own pace and from anywhere in the world. However, there may still be some skepticism surrounding online education in STEM fields, particularly regarding applied statistics.

To begin with, let us address one common concern — the credibility of an online degree. Many believe an online degree holds less value than a traditional one due to misconceptions about the quality of education provided through virtual platforms.

However, it is important to note that most reputable universities offering online degrees follow strict accreditation standards set by governing bodies such as the Accreditation Board for Engineering and Technology (ABET) or the Association to Advance Collegiate Schools of Business (AACSB). These accreditations ensure that an online program meets high-quality standards and imparts relevant skills necessary for success in the field.

Aspiring individuals looking to pursue higher education may also face financial constraints. A traditional on-campus degree can often come with hefty tuition fees and additional expenses such as accommodation and transportation costs. On the other hand, online programs are generally more affordable since they do not incur campus maintenance costs or require students to relocate.

Additionally, many working professionals who wish to advance their careers find taking time off to pursue a traditional degree difficult. Online education eliminates this hurdle by allowing students to study from the comfort of their homes, at their convenience and without sacrificing their work commitments.

With the rapid growth in technology and the increasing need for highly skilled STEM professionals, online education has emerged as a viable option for individuals looking to advance their careers in these fields.

Learn more: What does an admissions counselor do?

What is Applied Statistics and its Importance in STEM?

Applied statistics is a branch of mathematics involving statistical techniques to solve real-world problems and make informed decisions. It plays a crucial role in various fields of science, technology, engineering and mathematics, making it an essential tool for experts in these industries.

One of the primary goals of applied statistics is to gather and analyze data to gain insights and draw conclusions regarding a specific problem or phenomenon. For example, you may design experiments, collect data through surveys or studies, organize and summarize large datasets, and use statistical methods to interpret the results.

In STEM fields such as biology, chemistry, physics, engineering computer science and more, applied statistics is crucial for conducting research and drawing meaningful conclusions from complex data sets. For example, biologists may use statistical techniques to analyze genetic data or assess the effectiveness of treatments on patients. Engineers may use statistics to optimize design processes or evaluate product performance.

Moreover, with advancements in technology bringing about enormous amounts of digital information daily, having the skills to extract valuable insights from big data has become increasingly important. Applied statistics allows professionals to collect relevant data points from vast quantities of information and process them into meaningful patterns or trends.

Engineers, including those in software, data, electrical, mechanical, and industrial engineering, can benefit greatly from an online master’s in applied statistics. Understanding different types of engineers and how they can apply statistical skills is crucial in today’s data-driven world. This degree equips them with essential data analysis and modeling skills, allowing them to solve complex problems and make informed decisions. It helps them stay competitive in the evolving STEM field and opens up new career opportunities.

Another benefit of studying applied statistics in STEM is its ability to enhance critical thinking skills. By applying mathematical concepts to real-world problems and developing hypotheses based on observations or evidence from experiments/data analysis techniques, individuals learn to think logically and make sound decisions based on evidence rather than intuition.

Also, knowledge of applied statistics allows professionals in STEM fields to communicate complicated findings effectively. In today’s fast-paced world, cross-disciplinary teamwork has become commonplace among scientists and engineers working together on projects involving complex systems/applications/problems. Articulating one’s understanding/results is key to success, making mastering applied statistics a highly transferable skill set across diverse fields.

Learn more: Do you have to decline admission to colleges?

Benefits of Pursuing an Online Master’s in Applied Statistics for STEM Experts

Amid our swiftly evolving technological landscape, pursuing a master’s in applied statistics online is a profound endeavor for STEM experts. The contemporary realm places an unprecedented demand on professionals versed in the intricate domains of STEM and the nuanced field of statistics.

The amalgamation of these profound areas of expertise unlocks many career possibilities and elevates individuals into a realm of heightened desirability within their respective industries.

  1. Flexibility: Study at your own pace from anywhere with internet access, accommodating busy schedules without sacrificing current jobs.
  2. Diversity: Online programs attract learners from diverse backgrounds and locations, fostering collaboration and enhancing critical thinking and creativity.
  3. Cost savings: Eliminate expenses like tuition fees, housing, textbooks and transportation while receiving a high-quality education.
  4. Career advancement: Acquire advanced statistical skills, opening up new job opportunities and salary potential in industries like healthcare, finance, technology and government.
  5. Competitive edge: Demonstrate commitment to personal growth and professional development, differentiating yourself and gaining a competitive edge in promotions or new job opportunities.

Pursuing an online master’s in applied statistics for STEM experts offers flexibility, diversity, cost savings, career advancement opportunities and personal growth, breaking barriers and leading to a future filled with possibilities in the evolving world of STEM. For more information on institutions offering master’s programs in applied statistics, students can visit this graduate school website.

Flexibility and Convenience of Online Learning

An online master’s in applied statistics for STEM experts presents unparalleled flexibility and convenience. Unlike traditional on-campus programs, online learning accommodates the schedules of working professionals and those with diverse commitments.

Key advantages include:

  • Anytime, anywhere access: Online learning allows students to access course materials and lectures at their convenience, fostering self-paced study. This flexibility balances academic pursuits and other responsibilities, such as work and family obligations.
  • Overcoming geographical barriers: Online programs break down geographical constraints, enabling students to attend top-ranked universities without relocating. This inclusivity expands educational opportunities for individuals facing limitations due to location.
  • Customizable study schedules: Online programs offer multiple start dates and self-paced learning options. This adaptability empowers students to commence studies at their chosen time and progress through coursework quickly.
  • Cost and time savings: Eliminating the need for daily commutes, virtual communication tools facilitate discussions, saving time and money. This inclusive environment ensures equal participation opportunities for all students, regardless of their physical presence or location.

Learn more about virtual tours.

Cost-Effectiveness of an Online Program

Cost-effectiveness is crucial in educational decisions, and pursuing an online master’s in applied statistics is an excellent financial choice. With traditional universities becoming costlier, online programs offer lower tuition due to flexible schedules and reduced infrastructure expenses:

  1. Lower tuition: Online programs boast significantly lower tuition costs than traditional on-campus counterparts, as they eliminate physical infrastructure expenses and offer flexible scheduling.
  2. Expense savings: Students pursuing an online master’s can save on transportation, housing and meal expenses associated with physical campuses, enhancing overall cost advantages.
  3. Employer recognition: Employers increasingly acknowledge the value of online degrees, often providing financial assistance or tuition reimbursement for employees pursuing further education in this format.
  4. Work continuity: Online programs allow students to work while studying, minimizing potential income loss associated with taking time off for full-time on-campus studies.
  5. Varied tuition fees: Different universities charge varying fees for applied statistics programs, online or on campus. Researching options beforehand helps students find budget-friendly choices without compromising on education quality.
  6. Time efficiency: Online programs often require less time to complete due to flexible schedules, enabling students to work at their own pace. This accelerates the path to entering the workforce with newly acquired qualifications.

Career Advancement Opportunities with an Online Master’s Degree

Professionals in STEM increasingly opt for online master’s degrees due to the abundant career advancement opportunities they present. These programs offer specialization in data analysis, biostatistics and machine learning, making graduates highly sought-after for roles with increased responsibilities and salary potential.

Key advantages include:

  • Specialization and job opportunities: Online master’s degrees in applied statistics open doors to specialized roles like data analyst or research scientist, enhancing career prospects in evolving industries.
  • Flexibility and practical experience: Online programs offer flexibility while providing hands-on experience through remote internships or research projects, building technical skills and professional relationships crucial for future growth.
  • Continuous learning and adaptability: Employers value post-graduate degrees as they signify a commitment to continuous learning and adaptability in the dynamic technological landscape.
  • Leadership opportunities: Advanced statistical knowledge gained through an online master’s equips professionals for leadership positions, enabling effective team management and data-driven decision-making.
  • Networking opportunities: Virtual collaboration with professionals worldwide facilitates valuable connections, enhancing knowledge exchange and fostering a global professional network.

Real-World Application of Skills Learned in an Online Master’s Program

These programs equip students with the necessary knowledge and skills to excel in the ever-evolving world of data analysis and interpretation. But how do these skills translate into real-world applications? Let’s explore some practical uses of the skills learned in an online master’s program in applied statistics.

Data Analysis and Modeling

One of the primary focuses of an online master’s program in applied statistics is teaching students how to analyze large data sets using various statistical tools and techniques. It helps individuals make informed decisions based on data-driven insights. In today’s fast-paced business environment, organizations rely heavily on data to improve their operations, products, services and overall performance.

With expertise gained from their master’s program, graduates can effectively handle complex datasets, identify patterns and trends, create predictive models and make sound recommendations — all valuable skills employers seek.

Statistical Software Proficiency

You can also become proficient with various statistical software. Academic researchers and industry professionals use these due to their flexibility and robust features for analyzing complex datasets.

By mastering these software programs through practice exercises and hands-on projects during their coursework, students build marketable skills that can enhance their career prospects across diverse industries.

Experimental Design

Another critical component taught in an online master’s program is experimental design — planning studies or experiments to collect valid results efficiently while minimizing potential biases or errors.

Understanding different experimental designs allows students to conduct research with accuracy and precision, a valuable skill applicable not only in academia but also in health care, agriculture and engineering.

Communication and Presentation Skills

Professionals require effective communication to succeed in their careers. In an online master’s program in applied statistics, students will interpret statistical analysis accurately and communicate their findings clearly and meaningfully to various stakeholders.

This includes writing technical reports, presenting results during team meetings or conferences, or creating data visualizations to simplify complex information for non-technical audiences — all vital skills needed in the real world.

An online master’s program in applied statistics can open doors to various career opportunities across different industries. The practical skills learned through this program not only enhance employability but also prepare students for the real-world challenges they will face as professionals in statistics.

Armed with these valuable skills, graduates can break barriers and significantly impact society by using data-driven insights to inform decision-making processes.

Is an Online Master’s in Applied Statistics Right for You?

Does an online master’s make sense for you? Consider all the qualifications for a master’s in applied statistics and what it could do for your career trajectory. If you feel it’s the right move for you, consider it to “up” your game in your current or future career.

If you want to search around for the best online masters in applied statistics, start your research by looking at various colleges and comparing all of their features, side by side.

Learn more about organizing college applications to get you moving in the right direction.

What is a Community College? Everything You Need to Know About Junior Colleges

What is a Community College? Everything You Need to Know About Junior Colleges

by | Jan 25, 2024 | Ask the admission office | 0 comments

As your child goes through the college search process, consider discussing the different types of colleges for their general education. When I was at college fairs as an admission counselor, I noticed that students didn’t understand the differences between a liberal arts college and community college and a community college and a university.

For example, a student would come to my table and say, “Do you have automotive technology?”

(I worked for a liberal arts college.)

It certainly wasn’t their fault — nobody taught them the differences. 

So, what is a community college, exactly?

You might know them as junior or technical colleges serving local communities. Your initial first reaction to the question might even be, “Uhhh… They’re affordable.” But you likely already know there’s more to it than that — but how much more?

Let’s find out the exact community college meaning, degrees offered, degree program length, costs — everything you’ll need to know about community colleges.

What is a Community College?

What are community colleges, besides schools offering 2 year college degrees?

At the risk of sounding like a textbook, here’s the community college definition: A community college, or a junior college or technical college, is a type of educational institution that provides postsecondary education with various programs, including associate degrees, certificates, and diploma programs. These colleges typically serve local communities, and many students can access them.

Community colleges play a crucial role in higher education by providing more affordable options for students who may not be ready or able to attend a four-year university. They often offer two-year associate degree programs, which can be a stepping stone for students who plan to transfer to a four-year institution to complete their bachelor’s degree. Community colleges often provide vocational and technical training programs that prepare students for specific careers.

These institutions are community-oriented and may offer a diverse range of courses, catering to the needs and interests of the local population. Community colleges are known for their flexibility and accessibility. They often focus on practical skills that can lead to immediate employment opportunities.

Is there a community college in your community? Talk with your child about that example so they learn to differentiate between types of colleges. Let’s walk through a few of the tenets of community colleges that make them appealing to the right student.

By the way, what is a junior college vs community college? They are the same thing.

Characteristics of a Community College

What are the major tenets of a community college? Let’s look at some of the broader characteristics of community colleges, starting with two of their hallmarks — accessibility and affordability — because that’s the crux of community colleges, right?

Accessibility

Community colleges strive to provide accessible higher education to many individuals, including recent high school graduates, working adults, and those seeking career advancement or retraining opportunities.

Many community colleges have open admission policies, which means they accept all students who have completed high school or earned a GED certificate, regardless of academic background or achievement.

Affordability

Community colleges generally offer lower tuition than four-year institutions, making higher education more financially feasible for students from diverse socioeconomic backgrounds.

Local Service

Community colleges work in your backyard. They often prioritize serving the needs of their local communities by offering relevant educational programs, workforce development initiatives and community outreach efforts. They actively engage with local businesses, industries, government agencies, and community organizations to address workforce needs, promote economic development, and foster civic engagement.

Community colleges frequently provide pathways for your child to transfer credits to four-year colleges and universities, enabling them to pursue bachelor’s degrees and beyond.

Career and Technical Education (CTE)

Community colleges offer a variety of career-focused programs and vocational training opportunities designed to prepare students for entry into specific industries or professions.

Community colleges serve as hubs for lifelong learning, offering non-credit courses, adult education programs and professional development opportunities for individuals seeking to enhance their skills or pursue personal interests.

Student Support 

Community colleges typically offer support services to help students succeed academically, including tutoring, counseling, career advising, and assistance with financial aid and enrollment processes.

Flexibility

Community colleges often provide flexible scheduling options, including evening, weekend, and online courses, to accommodate their student population’s diverse needs and schedules.

Campus Size

Community college campuses can vary widely, and there isn’t a standard size for all community colleges. The size of a community college campus depends on factors such as location, student enrollment, available facilities and programs offered. Some community colleges have smaller campuses serving a more localized population, while others may have larger campuses accommodating more students.

On average, community college campuses can range from a few acres to larger campuses with multiple buildings and facilities. Some are absolutely gargantuan — the size of small universities!

Thinking of visiting a community college? Learn the questions to ask on college visits.

Classes

Classes in a community college can vary widely depending on the specific college, the program or major your child chooses and the course level. Community college classes tend to be smaller than those at four-year universities, which may be music to a parents’ ear: More personalized attention from instructors and greater opportunities for class participation.

As you already know, many community college programs focus on practical, hands-on skills that prepare students for specific careers. However, they also include general education and theoretical coursework. It can sometimes be challenging. If you struggle with writing assignments or academic requirements in these areas, Edubirdie can help you stay on track. Their professionals offer support with essays, research papers, editing and other academic tasks.

Instructors

So, who would be teaching your child at a community college? It’s a great question because you may wonder what credentials community college instructors hold. In truth, they typically hold educational credentials and professional experience. They can vary depending on the college, the subject area, and the course level. 

Common credentials that community college instructors have include: 

  • Master’s degrees
  • Professional experience
  • Doctorate (Ph.D.) or Ed.D.)
  • Teaching experience
  • Industry certifications 
  • Continuing education (ongoing professional development to say current in the field and enhance teaching skills)
  • Licensure or accreditation

However, you’ll likely feel great realizing that Instructors at community colleges are usually accessible and approachable and generally want to help your child when necessary.

Housing

Community colleges typically have limited on-campus housing options compared to four-year universities. Many community colleges do not provide on-campus housing at all. Students often live:

  • Off-campus in nearby apartments
  • Rental housing
  • At home, with family 

However, some community colleges may offer limited on-campus housing options, particularly those in urban or densely populated areas.

If available, the on-campus housing at community colleges is generally more modest than larger universities. It may include dormitory-style rooms or apartments, often with shared facilities. Community college housing is often designed to be more cost-effective and practical, catering to the needs of local and commuting students. Amidst these practical considerations, it’s crucial for students to also think about the security of their personal belongings.

Securing renters insurance for college students is a prudent measure, safeguarding against the unexpected and ensuring that while they benefit from the convenience and affordability of community college housing, they’re also prepared for any unforeseen events.

It’s important to note that the availability and types of housing options can vary significantly between community colleges, so students interested in attending a particular institution should check with that college directly for information on housing options.

Learn more: What is Room and Board?

What Degrees Do Community Colleges Offer?

Community colleges offer two-year associate degrees, certificate programs, and vocational training. Some of these degrees could be a jumping-off point for a four-year college.

Community colleges offer a variety of degrees and credentials to cater to their students’ diverse needs and goals. The main types of degrees offered at community colleges include:

  • Associate of Arts (AA): An AA emphasizes the liberal arts (a broad-based education) and is often designed for transfer to a four-year college or university.
  • Associate of Science (AS): An AS focuses on scientific and technical subjects and may be transfer-oriented.
  • Associate of Applied Science (AAS): An AAS emphasizes practical skills and vocational training and helps individuals aim for immediate entry into the workforce.
  • Certificates and diplomas: Short-term programs provide specialized training in a specific field, often leading to entry-level employment. Diploma programs are similar to certificate programs but may have a longer duration and cover a broader range of skills.
  • Transfer programs: Many community colleges have agreements with four-year institutions to facilitate the seamless transfer of credits. Students can start at a community college and later transfer to a university to complete their bachelor’s degree.
  • Career and technical education (CTE) programs: You can find CTE programs in health care, information technology, business and manufacturing fields, which provide hands-on training and skills needed for specific careers. They may also offer continuing education for various career types.
  • General education: Community colleges often provide general education courses that fulfill lower-division requirements for a bachelor’s degree. 

Do community colleges all offer the same degrees and programs? 

Not at all. They can vary by institution, so have your child check their options at various community colleges. These flexible options make community colleges attractive for individuals seeking affordable education and training for various career paths.

Degree Program Length

The amount of time it’ll take to complete a degree from start to finish depends on the type of program you choose to go after. It usually takes between six months and two years to achieve a degree. Students can take evenings or weekends classes, which can be handy while juggling other responsibilities.

Here’s a general guide to how long it takes to get each degree, but remember there will always be outliers. 

  • Associate of Arts (AA) and Associate of Science (AS): Two years for full-time students
  • Associate of Applied Science (AAS): Two years for full-time students 
  • Transfer programs: Two years 
  • Career and technical education programs: Vary in duration but generally last no more than two years
  • General education programs: Some community colleges offer one-year certificate programs, while others may have two-year associate degree programs. 

Costs of Community College

In 2023-24, the College Board reported the cost of a public two-year college in-district as $3,990 for full-time students, $100 higher than in 2022-23. The average published (sticker) tuition and fees among other types of colleges include the following: 

  • Public four-year in-state: $11,260, $270 higher than in 2022-23 
  • Public four-year out-of-state: $29,150, $850 higher than in 2022-23 
  • Private nonprofit four-year: $41,540, $1,600 higher than in 2022-23 

What do those costs break down to? The costs of attending a community college can vary based on factors such as location, residency status and programs, and they break down into smaller parts:

  • Tuition and fees: Community colleges generally have lower tuition rates than four-year institutions. Tuition costs can vary based on whether you are an in-state resident, out-of-state resident, or international student. 
  • Textbooks and supplies: The cost of textbooks and required course materials can add to the overall expense. Some students explore options like buying used books or renting to save money.
  • Transportation: Consider the cost of commuting to and from the community college. This includes gas or diesel, public transportation fees or parking costs.
  • Housing and living expenses: If you live off-campus, you must budget for housing, utilities, and other living expenses. Commuting students should factor in any additional costs associated with transportation.
  • Health insurance: Some community colleges require students to have health insurance. If you don’t have coverage through other means, you may need to purchase a health insurance plan through the college.
  • Technology and equipment: Depending on the program of study, students may need to invest in specific technology or equipment, such as a computer or software.
  • Personal expenses: Budget for personal expenses like food, clothing and other miscellaneous items.
  • Student activity fees: Community colleges may charge student activity fees to support campus events, organizations and services.

Tuition and fees can vary significantly from one community college to another. Additionally, in-state residents usually benefit from lower tuition than out-of-state residents. Check the specific community college’s website or contact the college’s financial aid office for detailed information on tuition, fees and other associated expenses. Many community colleges provide a net price calculator on their websites to help estimate the total cost of attendance.

It’s important to explore all available options and work with the community college’s financial aid office to understand your child’s specific financial assistance programs and resources. Additionally, consider budgeting and managing expenses wisely to maximize the available financial resources.

How Community Colleges Differ from Universities

What is a community college vs university? Community colleges and universities are two distinct types of higher education institutions, each with its own characteristics and purposes.

Here are some key differences between community colleges and universities.

Degrees Offered

So, we mentioned the community college degree types earlier. Conversely, universities offer a wide range of degrees, including bachelor’s, master’s and doctoral degrees. Universities are known for providing comprehensive and in-depth education across various disciplines.

Program Duration

Community college programs are generally shorter in duration, with many students completing their education in two years or less. Community colleges often emphasize practical, hands-on training.

University bachelor’s degree programs typically take four years to complete. Master’s and doctoral programs add additional study, research and specialization years.

Admission Criteria

At universities, admission criteria are generally more competitive, with universities seeking students who meet specific academic standards, standardized test scores and other requirements.

Learn more: How Long Do Admission Officers Read Applications?

Class Size

Community colleges tend to have smaller classes, allowing for more personalized attention and interaction between students and instructors. Universities may have larger class sizes, especially in introductory courses, and students may interact less directly with professors.

Cost of Tuition

Community colleges provide a more affordable option for students seeking to complete general education requirements or obtain vocational training. Universities generally have higher tuition costs, which can vary based on factors such as the degree program level and whether the student is an in-state or out-of-state resident.

Focus on Research

Community college professors primarily focus on teaching and may have fewer student research opportunities. Community college instructors spend most of their time teaching and working with students. They usually don’t spend as much time working on research as their counterparts at four-year institutions. 

At large research universities, professors usually spend a good amount of time conducting original research and often spend less time teaching. Emphasize both teaching and research. Universities often provide research opportunities for students, especially at the graduate level.

Campus Life

Community colleges offer a much different social aspect because most community colleges are commuter colleges. Most students do not live on campus, meaning it has a much less residential community feeling. Universities offer a more traditional campus experience with diverse student activities, clubs and organizations.

So, is one “better” than the other?

Not at all. Community colleges and universities play vital roles in the education system, serving different needs and populations. It depends on your child’s individual goals, preferences and career aspirations. Starting at a community college and later transferring to a university is completely viable.

How Community Colleges Differ from Liberal Arts Colleges 

Similar to a university, you will experience a residential community differently at a liberal arts college compared to a community college. First of all, what is a liberal arts college? 

Community college students on a four-year track can elect to attend a liberal arts college after two years as a transfer student. Majors will look different at a community college than a liberal arts institution. You’ll find a focus on the classics — you won’t find majors like industrial technology or welding at a liberal arts college. Remember the differences the next time you go to a college fair! 

Here are key differences between community colleges and liberal arts colleges.

Degree Offerings

Liberal arts colleges provide bachelor’s degrees in a broad range of liberal arts disciplines. They focus on a well-rounded education emphasizing the liberal arts, including humanities, social sciences, natural sciences and the arts.

Opposed to a curriculum often tailored to meet local workforce needs, liberal arts colleges emphasize a broad-based education focusing on critical thinking, communication skills and a well-rounded understanding of various disciplines.

Program Duration

Liberal arts programs are typically four-year bachelor’s degree programs. Some liberal arts colleges may also offer graduate programs, but the primary focus is on undergraduate education.

Size and Class Structure

Community colleges tend to have larger enrollments, and class sizes can vary. Liberal arts colleges are often smaller, with smaller class sizes that facilitate more personalized attention. The focus is on fostering close interactions between students and faculty.

Admissions Criteria

Liberal arts colleges typically have selective admissions processes (or more so than community colleges, anyway!). They admit students who meet specific academic standards, demonstrate a strong academic background, and show potential for success in a liberal arts environment.

Campus Culture

Liberal arts colleges foster a more intimate and close-knit campus community. Students may be encouraged to participate in a variety of extracurricular activities.

Both community colleges and liberal arts colleges serve important roles in higher education, catering to different educational goals and preferences. Students should consider their career aspirations, academic interests and preferred learning environment when choosing between these institutions.

Pros and Cons of a Community College

There are several reasons students choose to attend a community college — and there are several cons you may want to consider seriously. However, they also depend on your child’s personal preferences and perspectives:

Pros

Pros could include:

  • Affordable tuition
  • Flexible schedule
  • Can be a good way to transition from high school to college
  • Small class sizes
  • Convenience of living at home
  • Can help you figure out what you want to study

Cons

Cons include: 

  • Curriculum is usually limited and less rigorous
  • Student life is less robust
  • Commuter school isn’t for everyone
  • Professors with a terminal degree in their field aren’t the norm

What are your kids’ highest priorities? For example, if our child seeks an active social life and a challenging curriculum. A community college may not be the best fit. On the other hand, if your son’s priority is to save money, and that’s it, then a community college could be the best choice.

Does a Community College Fit Your Child’s Needs?

The value of attending a community college depends on your child’s individual goals, circumstances and career aspirations. Your child can do a lot to consider the cost, transfer opportunities, flexibility, practical training, diversity on campus, long-term goals, class sizes, workforce needs, skill development and transitional support.

Suppose your child wants to use a community college as a stepping stone to a university or find fulfilling careers directly after completing a community college program — all the power to them! The worth of a community college education depends on how well it aligns with your child’s personal and professional objectives.

How Long Are College Tours?

How Long Are College Tours?

by | Jan 14, 2024 | Ask the admission office | 0 comments

A great question when your child plans to start the college search process: How long are college tours? 

Most college tours take between 60 and 90 minutes, but some may be longer or shorter. Generally, most colleges shoot for 60-minute tours and have a tour route prescribed for student work-study personnel that lasts that long. As you can see, understanding the answer to “how long is a college tour?” isn’t as simple as it seems!

Why not? Some prospective students may require a more personalized tour. For example, if your child is interested in engineering, they may request a tour of the engineering facility, which may last longer than a traditional 60-to-90-minute tour. 

Let’s look at the definition of a college tour, the length of a typical college tour and visit, the components of a college tour, how to choose your college tour length and some tips. By the time you finish reading, you’ll have a pretty good idea of the right tour length for your child. 

What is a College Tour?

First, it’s important to understand the difference between “college tour” and “college visit” — the tour portion of a college visit is a much smaller part of the campus visit. 

The tour is a part of a college campus visit. During a college visit, prospective students and their family members schedule a time in which they can take a look at a college or university. They may do several things on a college visit, but the tour in particular, shows off certain components of a campus, possibly including, but not limited to, the following: 

  • Residence halls (also called dorm rooms)
  • Cafeteria
  • Academic buildings
  • Athletic facilities
  • Student center or student union
  • Library
  • Other areas of the campus

In contrast, the college visit involves a much larger, more comprehensive picture of the college. It could involve the following: 

  • Talking to an admission counselor
  • Conferencing with the financial aid office
  • Meeting with a coach
  • Chatting with someone from an extracurricular activity
  • Talking with an academic advisor
  • Chatting with a dietician in the cafeteria (or another professional you want to talk to)
  • Listening in on an academic session

How Long is a College Tour? 

How long does a college tour take? As mentioned above, it takes between 60 and 90 minutes to take a college tour, with many colleges shooting for a one-hour tour.

How Long is a College Visit? 

Let’s go beyond the question of “How long are campus tours?”

A college visit can last as long as your student and the admission office agree it can last. 

For example, if your student wants it to last for two days because she wants to spend the night on campus to get to know the campus better, she can. However, college visits typically last a few hours. 

During those few hours, you may fit in a campus tour, a talk with a professor, a conversation with a coach, eating lunch on campus, an academic session, etc. If you want the quick version, you may be in and out in an hour and a half, with just a tour of campus and a chat with an admission professional.

You can schedule other types of meetings during a college visit, but as you can see, the college tour represents only a small percentage of the college visit. A full schedule might look something like this: 

9 a.m. – 10 a.m. Tour Kaitlin Clark (tour guide)

10 a.m. – 10:30 a.m. Meeting Melissa Brock (admission counselor)

10:30 – 11 a.m. Meeting Rachel Williams (professor)

11 a.m. – 11:30 a.m. Meeting Danny Brand (coach)

11:30 a.m. – 12:30 p.m. Lunch Sarah Henken (student)

As you can see, the tour lasts one hour in this made-up scenario. 

Components of a College Tour 

A campus tour gives your child (and you!) a much more up close and personal understanding of a college. A campus tour almost always starts from the admission office at a college or university. The campus tour usually takes a circuitous route across campus, so you end up back in the admission office after the tour.

Students employed by the admission office usually give the tours on campus. Typically, upper-class students trained to give tours get this job. In most cases, unless arranged in advance, the student you get for your tour guide will be someone who has a work-study at that particular time. However, some small liberal arts colleges may try to arrange a one-on-one campus tour with someone with the same interests as your student. You’ll likely go on large group campus tours at large state universities. 

When I worked in admissions, the students we hired to give tours worked in one-hour increments. For example, one of our students, Kaitlin, worked from ten to noon daily. Therefore, whenever prospective students and parents visited in the morning, she would give tours between 10 a.m. and 11 a.m. or 11 a.m. to noon. 

If a student requested to see additional buildings or we knew we’d have a slow-moving group, we’d schedule the tour for 10 a.m. — just in case she wouldn’t get back in time for her noon class. 

Keep in mind that it’s likely that the tour guide will show you the very best the school has to offer. They likely won’t show you the dingiest dorm room or the oldest building on campus unless it’s a national treasure.

Getting your questions answered is one of the most important parts of the college tour. The student tour guide can give you insight on life on campus, class sizes, the food on campus, dorm living, campus traditions, course availability for first-year students, student body diversity, extracurricular activities, professor/student interactions and other features. You and your student can and should ask as many questions as you and your student can think of. 

If there is an area of campus that you can’t get to on your tour but your student wants to see, ask whether it’s possible to see it later on your visit. An accommodating admission office should make it happen before you leave. 

Pro tip: If you can, ask to see an academic building where you plan to take classes. That will give you an idea of what the academic buildings look like in your area of study — not just the most beautiful, updated ones they use to show prospective students.

Learn more: Are college tours free? 

Can You Choose Your College Tour Length?

Do you know that you and your child can choose your college tour length? You can! You’re not entirely powerless — you don’t have to let the college do all the scheduling. Let’s look at how to choose the length of your college tour.

Step 1: Think through an ideal tour.

Think past the entire campus visit and specifically about the tour itself. What does an A+ college tour look like? Does it mean seeing one of the newest residence halls? Does it mean looking at the library to see how students utilize that space?

It may be hard to visualize, particularly if you and your student have just started visiting college campuses for the first time. You simply may not have any idea what to expect. In that case, it’s okay. Think carefully about your students’ interests before you go to the next step.

Step 2: Contact the admission office.

Call the admission office of the school your child wants to visit. Even better, require your student to call the admission office for the visit. 

For example, let’s say you plan to bring your child’s grandparents on campus, and they need a wheelchair-accessible tour. Calling the admission office ahead of time allowed us to make an excellent plan for the grandparents and also allowed us to discuss the logistics of the visit with the student tour guide in advance. College admission offices are notoriously flexible, but you still want to be as forthcoming as possible. 

Talk about needs and specific requests. If you think your child will want to see more buildings, for example, it’s a good idea to talk about that with someone beforehand. 

Make sure you call at least a week in advance. Colleges (particularly those putting together visits by hand, which happens at small private institutions) appreciate the lead time. When in doubt, kindly let the admission office know. The admission office may schedule you for a longer tour.

Step 3: Talk about timing.

Once your student explains what she wants to do while on campus, have her ask the admission office how much time it’ll take. If you’re under time constraints, make those known as well. You want to pack in as much value into the tour (and the visit) as possible without sacrificing quality and a little downtime. 

Suppose the campus visit coordinator at the admission office says it will take four hours to complete the tour and other things your student wants, but you only have three hours available. 

In that case, it gives you a good starting point to determine how to build out the best visit under specific time constraints. Either that or you could make more time in your schedule for the visit. Keeping everyone on the same page allows for the best situation possible. That way, there are no surprises — for the school, you or your child. 

Step 4: Confirm in advance.

The admission office should send your child a confirmation in the mail, via text or through email — or a combination of all three. It’s a good idea to confirm that all the details are correct. If they aren’t, call long before the scheduled visit date so that the admission office can make the necessary corrections.

Example of How to Choose Your College Tour Length 

Want an example of how to choose your college tour length. You got it!

Let’s say your child calls the admission office at XYZ University and finds out that it will take one hour to take a general tour of campus. However, your child wants to tour the athletic facilities privately. In that case, during the call to the college admission office, ask for a lengthier tour or tack on the athletic facility tour with a coach or another tour guide at the end of the day.

Tips for Adjusting Tour Length While on Campuses

You might have a million questions to ask on a college tour, but keep these tips in mind: 

  • You may not have much flexibility. In other words, you may not have any control over tour length. Some schools have a very rigid process and schedule for tours. For example, some give large group tours, show two buildings, and that’s it. 
  • Respect the tour guide’s time. They are usually students and may have to run to a class immediately after the tour. Some students schedule themselves for their work-study jobs tightly between classes because they’re so busy. 
  • Talk with the admission office about taking more time after the tour. If you go through the tour and don’t feel your tour guide did the best job possible or didn’t get to as much as you had anticipated, consider asking the campus visit coordinator for more time. They may ask another student to take you on a short tour at the end of your day. 

You Can Adjust Your College Tour (in Most Cases)

Now that you know the answer to “How long is a campus tour?” remember that most colleges and universities typically want to try to accommodate your child as much as possible and allow you to do as much as your child requests. It never hurts to ask for those “extras,” even though the online schedule looks like it won’t change much. 

You’ve probably already heard the term, “You’ll never know until you ask.” It’s completely true in the case of college tours. Note also that getting your child’s boots on campus is important. Many virtual tours like Drake’s exist, but you want to make sure your child gets on campus for an on-campus university tour.

Depending on your needs, colleges and universities may allow you to shorten or lengthen the tour. However, it’s important to ask if your child wants something special or something not necessarily spelled out online. 

What is a Liberal Arts College? Plus, Myths Debunked!

What is a Liberal Arts College? Plus, Myths Debunked!

by | Dec 23, 2023 | Ask the admission office | 0 comments

What is a liberal arts college?

A liberal arts college looks and feels different from other types of colleges and universities, such as your large state universities or community colleges. That’s because it is different — they emphasize smaller classes, a large curriculum that spans the classics and developing students to become versatile in today’s (and tomorrow’s) world. 

For example, this could mean that a liberal arts grad can slip nimbly from discussing a project with a group to writing a blog post for a company website. Liberal arts students are equipped to do a wide range of tasks because of the adaptable nature of their education, including problem solving.

But what is a liberal arts college, exactly? What do you “get” with a liberal arts education, and is it the right fit for your child? As a graduate of a liberal arts college, I can tell you a few things about a liberal arts college experience, so let’s dig in.

What Does Liberal Arts Mean?

The term “liberal arts” is a misnomer because it has nothing to do with being liberal in the political sense — and it doesn’t refer exclusively to the arts, either. It’s not “liberal studies,” either.

To understand the “What is a liberal arts college definition,” you’ll need to reach back to its Latin roots to understand where the term “liberal arts” sprouts. The Latin word “liberalis” means “appropriate for free men” — it was the kind of education preferred by free citizens of ancient Greece and Rome. 

You’ll still find that these key concepts make up a liberal arts education today:

  • Liberal arts colleges develop the whole person to his fullest potential — including mind, body and spirit. 
  • Liberal arts colleges still focus on grammar, rhetoric and logic — or excellent communication, writing and critical thinking skills, so students develop a deep understanding of various disciplines. 

Scoot into any liberal arts college classroom on a college visit and you’ll see evidence of the Socratic method, named after the famous Greek philosopher Socrates. He used a question-and-dialogue format that stimulated rhetoric, critical thinking and discussion. You’ll see lots of interaction and debate in a liberal arts setting. This is markedly different from a large public university, where lectures form the primary teaching tool.

Harvard College was the first liberal arts college in the U.S., and hundreds of liberal arts colleges have sprung up since Harvard’s debut in 1636. Many are small colleges affiliated with a particular religion. 

Here’s a list of a few well-known liberal arts colleges in the United States:

  1. Amherst College (Amherst, Massachusetts)
  2. Williams College (Williamstown, Massachusetts)
  3. Swarthmore College (Swarthmore, Pennsylvania)
  4. Pomona College (Claremont, California)
  5. Middlebury College (Middlebury, Vermont)
  6. Bowdoin College (Brunswick, Maine)
  7. Wellesley College (Wellesley, Massachusetts)
  8. Carleton College (Northfield, Minnesota)
  9. Haverford College (Haverford, Pennsylvania)
  10. Davidson College (Davidson, North Carolina)

What is a Liberal Arts Degree?

What is a private liberal arts college degree? Obviously, a liberal arts degree is the type of degree you receive from a liberal arts college. Most liberal arts degree program holders receive either a Bachelor of Arts (B.A.) or Bachelor of Science (B.S.) degree in majors like English, history, philosophy, sociology, psychology and more.

In short, liberal arts degree holders show that they’ve successfully completed a wide mix of courses, meaning they’ve completed a comprehensive foundation of knowledge and skills rather than focusing on specialized or vocational training. In a liberal arts education, critical thinking and excellent communication skills are highly emphasized. For students looking to improve their writing and enhance their academic performance, an AI essay writer by CustomWriting can be a valuable tool. This resource helps students refine their writing, assisting with everything from grammar to structure, ensuring they meet the high standards expected in liberal arts programs.

Liberal arts grads can proudly say, “Hey, I took a lot of classes in literature, philosophy, history, mathematics, natural sciences, social sciences and the arts, with a huge emphasis on critical thinking, so I offer a ton of transferable skills.”

Distinctive Features of Liberal Arts Colleges

What’s it look like on the inside? 

  • Small classes: Don’t be surprised to find just 20 students in a liberal arts classroom. It’s one of the key characteristics of liberal arts colleges. These intimate learning environments allow for heavy student-professor interaction, a personalized approach to education, in-depth discussions, interactive learning experiences, tailored group work and a close-knit community. 
  • Subjects across various disciplines: Liberal arts colleges typically offer a diverse range of subjects with the goal of achieving a well-rounded education that spans the humanities, social sciences, natural sciences and the arts. Typical liberal arts colleges teach subjects like English literature and composition, history, philosophy, religion, mathematics, natural sciences, social sciences (psychology, sociology, anthropology and political science), foreign languages, fine arts and critical thinking and writing and creative writing seminars.
  • Accessible professors: Zero teaching assistants means that professors focus on an undergraduate education, rather than a full focus on research and graduate education.
  • Student development: Developing intellectually curious students who can navigate the workforce, doing a wide variety of things for their employers, from giving a speech to writing an email. The tenets of this type of development include:
  • Interdisciplinary approach: A holistic approach to education, your child will understand a subject from all angles — a sociological perspective, a biological perspective, a religious perspective — because liberal arts encourages knowledge integration from various disciplines. Imagine examining complex issues to create that kind of skill set! It’s remarkable, really.
  • Critical thinking: I can’t emphasize the importance of critical thinking skills. Students must think critically and approach problems and problem solving innovatively. Faculty will say to your child, “And what would that do for the world? And what would that do for the world? And that?” Take it from me, you do graduate thinking you can be a superhero or something.
  • Communication: Your child’s not getting out of a liberal arts college without giving a million speeches, writing a zillion essays or working on interpersonal skills — it is a hallmark of a liberal arts education.
  • Creativity: The intimate learning environment allows for an abundance of creative expression and opportunities to think of new ideas and apply them. Questioning assumptions and approaching problems from multiple perspectives? Just a day in the life of a liberal arts student to prepare for the complex modern world out there.

What is a Liberal Arts College vs University?

Liberal arts colleges and universities offer completely different educational philosophies, structures and the types of academic programs.

Liberal Arts CollegesUniversities
FocusBroad, well-rounded education that spans the humanities, social sciences, natural sciences and the arts.Wide range of academic programs, including undergraduate and graduate degrees in various disciplines. Often have specialized schools or colleges, such as a college of engineering, business or arts and sciences.
SizeIn addition to class sizes, they are typically smaller in all senses of the word — student population and campus size.Generally larger institutions with a more diverse student body and faculty. Student-faculty ratios are almost always higher than those at liberal arts colleges.
TeachingProfessors prioritize teaching over research at liberal arts colleges, leading many students to develop lifelong connections with their professors.Often prioritize both teaching and research. Professors must conduct research in addition to teaching; universities may have extensive research facilities and resources.
DegreesOffer undergraduate degrees, though some might offer a limited number of graduate degrees.Full spectrum of degree levels, from associate, bachelor’s, master’s and doctoral degrees in fields such as law, medicine and business.
Education typeRobust general education curriculum for a well-rounded educational experience with exposure to many courses in many subject areas.Offer specialized colleges or schools focused on specific disciplines. For example, a university may have a college of engineering, a school of medicine or a business school.

Here’s something confusing: Many people wonder whether a private university or a university can be a liberal arts college. A private university can have a liberal arts college or offer liberal arts programs within its curriculum, and actually, so can a large university.

That’s why the term “liberal arts curriculum” can seem so confusing, because many universities often claim to offer liberal arts classes within their structure, emphasized by titles like “College of Arts and Sciences.” 

However, this is a bit of a misconception even though students can pursue degrees in disciplines such as English, philosophy, history, mathematics and the sciences, because they are still within the confines of a larger university. Ultimately, it is not a liberal arts college unless it embraces an institution-wide commitment to offering a comprehensive and well-rounded education with specific tenets unique to liberal arts colleges. Liberal arts majors are not the same as attending a liberal arts college.

What is a Liberal Arts College vs Community College?

Now, what exactly is the difference between a liberal arts college and a community college? Let’s take a quick look.

Liberal Arts CollegesCommunity Colleges
FocusBroad and well-rounded education that spans the humanities, social sciences, natural sciences and the arts to build on a foundation of knowledge and skillsFocus on vocational or technical programs with general education requirements; focuses on accessibility and affordability
Degree offeringsPrimarily offer Bachelor of Arts (B.A.) or Bachelor of Science (B.S.) degrees, with an emphasis on undergraduate educationTypically offer two-year associate’s degrees and certificate program for entry-level jobs or as a foundation for education at a four-year institution; many have transfer programs with universities
SizeTypically smaller populations than community colleges, including smaller faculty-to-student ratiosTend to have larger student populations and may be more diverse in terms of age, background and academic goals
Teaching emphasisPrioritizes teaching over researchProfessors prioritize teaching and may be professionals in the area
CostTypically higher cost compared to community colleges; learn more about the ways to get college paid forOpen admission policies make it an affordable option for those seeking career training, personal enrichment or a jumping-off point for transferring

What is a Liberal Arts College vs. Technical College?

Let’s review the differences between liberal arts colleges and technical colleges for a final comparison between common institution types.

Liberal Arts CollegesTechnical Colleges
FocusBroad and well-rounded education that spans the humanities, social sciences and social services, natural sciences and the arts, with the goal of offering students a comprehensive foundation of knowledge and skillsPractical, hands-on training in trades or other professions to prepare for specific careers or industries
Degree offeringsPrimarily offer Bachelor of Arts (B.A.) or Bachelor of Science (B.S.) degrees, with an emphasis on undergraduate educationCertificate programs, diplomas and associate’s degrees
CurriculumVariety of subjectsTailored to the needs of specific industries or professions
Career preparationAims to develop transferable skills, critical thinking and broad knowledge base and not direct vocational or technical trainingPrepares students for specific careers and in demand skills, such as nursing, computer technology, automotive repair or skilled trades
CostOpen admission policies, making education accessible

What Can You Do with a Liberal Arts Degree?

The parents’ absolute first question, right? “What can my child do with this degree?”

So relevant and important, and here’s the answer: Absolutely anything!

Some liberal arts graduates pursue careers directly related to their major, others may enter fields such as business, law, education, journalism or public service.

A liberal arts degree provides a range of skills that fit well with various fields. Unlike going to school for something specific — like a nursing degree, and becoming a nurse after college — it offers more specialized degrees, it can open doors to diverse career paths. Here are some common career options for individuals with a liberal arts degree:

  • Education: Many liberal arts graduates pursue careers in education, becoming teachers at the elementary, secondary or postsecondary levels.
  • Writing: Strong communication skills acquired in a liberal arts program make graduates well-suited for careers in writing, journalism, editing and publishing.
  • Business: Liberal arts graduates often enter business roles such as marketing, human resources, management and consulting. Their analytical and communication skills are valuable in these fields.
  • Law and public policy: Some liberal arts majors choose to pursue law degrees and work as attorneys or legal professionals, though traditionally, most liberal arts colleges do not offer law degrees. Your child will likely have to attend law school elsewhere after graduation from a liberal arts college.
  • Nonprofit and advocacy work: With a passion for social issues, liberal arts graduates may find meaningful work in nonprofit organizations, advocacy groups and community development.
  • Public relations and communication: Effective communication, taught in liberal arts colleges, offer excellent routes for those in public relations, corporate communication and media relations.
  • Health care: Graduates with strong organizational and communication skills may find opportunities in healthcare administration, managing healthcare facilities or working as a physician.
  • Technology and IT consulting: Analytical and problem-solving skills acquired in a liberal arts education can be beneficial in technology-related roles, especially in areas like IT consulting and project management.
  • Entrepreneurship: Liberal arts graduates often possess creativity and critical thinking, making them well-suited for entrepreneurial ventures.
  • Government and public service: Careers in government agencies, diplomacy and public service are common for liberal arts graduates interested in contributing to society.

Graduates may also choose to pursue advanced degrees in fields like law, medicine, business or public policy to further specialize their skills. Many employers prefer the transferable skills acquired through a liberal arts education, such as critical thinking, communication and adaptability.  

And yes, your child can major in art history or the creative arts and still become a surgeon! Remember, the versatility of a liberal arts degree allows individuals to navigate a variety of career paths based on their interests and goals.

What can you do with a liberal arts degree list

Can You Get a Good Job with a Liberal Arts Degree?

I’ve analyzed a lot about higher education, and here’s a headline that drives me absolutely batty: Liberal arts degrees: You can’t get a job with one in this day and age.

You’ll find successful liberal arts graduates at any company, in any field, during any point in history. Here are just a few notably successful people who graduated from liberal arts colleges: 

  • Laura Hillenbrand: The author of “Seabiscuit” and “Unbroken,” attended Kenyon College in Ohio.
  • Anna Quindlen: The Pulitzer Prize-winning author and journalist attended Barnard College, a women’s liberal arts college affiliated with Columbia University.
  • Scott Adams: The creator of the comic strip “Dilbert” graduated from Hartwick College, a small liberal arts college in New York.
  • Stephen Colbert: The Emmy Award-winning comedian and host of “The Late Show with Stephen Colbert” graduated from Hampden-Sydney College, a men’s liberal arts college in Virginia.

Because liberal arts degrees focus on excellent communication, writing and critical thinking skills and can offer a competitive advantage to large university graduates who often don’t get the same opportunities. Employers notice these “soft skills!”

Debunking Myths: Common Misconceptions about Liberal Arts Colleges 

This is my favorite discussion with anyone who doesn’t understand the liberal arts approach: Mythbusting! 

1. The liberal arts are not practical or applicable to real-world scenarios. 

It’s actually the reverse. The liberal arts prepares students for more real-world scenarios because liberal arts colleges train them for today’s world by equipping them to examine every area of an issue.

2. Liberal arts colleges only offer arts and humanities degrees. 

Au contraire, mon frère. Liberal arts colleges do offer arts and humanities majors, but they also offer degrees from the sciences and a large number of other fields. Your child becomes well-rounded in more than just the arts. Can your child become a surgeon after attending a liberal arts college? Absolutely. The science, technology, engineering and math (STEM) fields are heavily represented.

3. Graduates of liberal arts colleges have limited career options. 

Liberal arts graduates can adapt to any profession. You’ll find liberal arts graduates in all sorts of fields and positions of power. Look at Michael Eisner, former CEO of Disney, who earned a B.A. in English literature and theater from Denison University.

4. Liberal arts colleges are small and restrictive. 

Yes, they are generally smaller, but the smaller size fosters creative thinking and close interactions with mentors in diverse academic programs. “Small” doesn’t imply “limited.”

Furthermore, many liberal arts colleges also have a vast alumni network. Colleges leverage massive alumni networks to provide mentorship, networking opportunities and support for current students’ career development.

5. A liberal arts education is not practical or job-oriented. 

Not true. In fact, the workforce values outside-the-box thinkers who can communicate (that are good at public speaking!) and value adaptability. Liberal arts graduates have been highly praised for their skills in a wide variety of professions, from business to health care.

6. Liberal arts colleges are only for the elite and rich. 

Some liberal arts colleges offer only selective admission, but many have diverse populations for inclusive education. Liberal arts colleges can also cost less than universities due to their generous financial aid award packages and emphasis on helping students attend.

Many liberal arts colleges are also exploring innovative financial models, such as income-share agreements (ISAs) and creative tuition approaches to address concerns about affordability and student debt.

7. Liberal arts colleges are less rigorous than universities.

Far from the “glorified high school experience,” liberal arts colleges have rigorous academic programs and high expectations for student performance. Many liberal arts colleges offer a challenging, Ivy League-level educational experience (and others offer less rigorous classes, too, of course).

8. Liberal arts colleges are irrelevant in the tech age.

The last time I attended a talk by the president of my alma mater, he spoke about how students could navigate AI and the Internet of Things (IoT). Liberal arts students can adapt to anything, including technology. Ultimately, the world needs graduates with strong communication and critical thinking skills in every field. 

Furthermore, liberal arts colleges will continue to integrate technology through digital resources and technology-enabled learning platforms to enhance accessibility and flexibility for students.

9. Liberal arts colleges are not diverse.

While some liberal arts colleges may not have large, diverse student populations, colleges are always teaching diversity and global perspectives. They often encourage a global perspective through international programs (also known as “study abroad”), cultural diversity and language studies within the liberal arts curriculum. Exposure to diverse perspectives prepares students for a globalized world.

The Future of Liberal Arts Colleges: Trends and Innovations 

What’s the future of liberal arts colleges? Glad you asked! 

Liberal arts colleges are adapting to the changing landscape of higher education in several ways to remain relevant and meet the evolving needs of students and the workforce by: 

  • Technology integration: Incorporating technology into their curricula to learn to solve problems using tech
  • Interdisciplinary programs: Developing interdisciplinary programs that allow students to explore connections between different fields of study
  • Experiential learning: Emphasizing experiential learning (internships, research projects and community engagement)
  • Global perspectives: Incorporating global perspectives into their curricula (study abroad programs, international collaborations and courses that explore global issues)
  • Career and professional development: Enhancing career services and professional development programs, even volunteer work!
  • Flexibility: Offering more flexible degree programs, including part-time options, online courses and hybrid models to cater to the diverse needs of students
  • Emphasizing creating inclusive and diverse communities, including initiatives to increase representation, support for underrepresented groups, etc.
  • Collaborations with businesses, industries and other higher education institutions 
Choosing the Right Liberal Arts College

Colleges and universities can offer so many options, it’s dizzying! However, liberal arts schools may offer the right mix of degree programs, undergraduate education key skills, broad education, collaboration — a special mix for the right type of student.

Are liberal arts colleges right for everyone? 

Absolutely not. Attending a liberal arts college only makes sense for the right student, depending on their career goals, goals for personal growth, emphasis on intellectual curiosity and general knowledge, creative problem solving and more.

That’s why it’s vitally important to consider a wide variety of factors when deciding whether a liberal arts education fits your student or not. If your student values out-of-the-box thinking, small, challenging classes that dare them to think critically, a liberal arts education might be a good fit. 

Schedule a college visit and meeting with faculty, learning the campus culture and checking out all available resources and options can help you and your student decide whether the liberal arts is a good fit. Ultimately, a campus visit can help assess whether a particular liberal arts college fits their academic interests, personal goals and overall expectations for a college experience.

Learn more: Are college campus virtual tours worth it?

Are College Campus Virtual Tours Worth it?

Are College Campus Virtual Tours Worth it?

by | Dec 6, 2023 | Ask the admission office | 0 comments

You’re crazy busy. You barely keep up with work, laundry, grocery shopping and caring for the kids. Sound familiar?

You simply don’t have time to go on college visits with your high schooler, and (admit it!) you’re a teensy bit excited that college campus virtual tours exist because you don’t have to climb in the car, book a hotel room, board the dog (or your other kids). You don’t have to ask your boss for time off.

But are virtual college tours the right way to go? Virtual college campus tours allow you to view a campus online and offer ways to approach the college search process differently. When you live in an age where technology can help you and your child explore potential college campuses, should you do it? 

The answer: Virtual school tours are worth it — when utilized correctly. Virtual tour college visits, also called virtual reality college campus tours or online college tours, can offer a first glimpse of campus. We’ll walk through what happens in a virtual campus tour, the role of college campus virtual tours, why you may want to consider one, limitations and more.

Contents

What is a Virtual College Tour?

A virtual campus tour is a digital representation of a college or university campus that allows you to explore the institution from the comfort of your own home (in your fuzzy slippers). 

This online experience allows you to view: 

  • Campus facilities
  • Key landmarks
  • Academic buildings
  • Recreational areas
  • Other important aspects of campus life

Virtual campus tours might involve several types of immersive and interactive exploration, such as 360-degree views of campus. Some colleges use virtual reality (VR) technology to offer an immersive experience, so tours feel lifelike and three-dimensional. VR technology might be compatible with virtual reality headsets, which add high-resolution visuals with audio elements and guided narration. Clickable hotspots and live chat engage users, offering personalized exploration. 

You may also hear narrated descriptions or read written narrations to provide context for the visit. For example, a student or an admission representative might narrate the virtual tour. 

They might also include:

  • Interactive maps: Digital maps can help you navigate the virtual tour and locate campus buildings, landmarks and facilities. You can click on map markers to access additional information about each location.
  • Informational hotspots: Informational hotspots refer to interactive elements within the tour to access detailed information about specific areas, programs or services a college offers. 
  • Embedded videos: Short videos showcase featured departments, classrooms, laboratories or extracurricular spaces to help bring life to the tour. 

A virtual college tour may be part of a larger virtual campus tour, offering more options. For example, the full campus visit may offer informational videos through prerecorded or real-time virtual events, live webinars and Q&A sessions to allow your student to ask questions and other resources. This post focuses on virtual college tours as a smaller portion of campus visits. (Trust me, Harvard’s virtual tour will blow you away.)

The Role of Virtual Tours

Ideally, virtual tours serve a role as an information collector. However, virtual tours can contribute to informed decision-making because they offer context and color about a college. Virtual visits can help your student decide where to apply. If they don’t like the looks of the campus on the virtual tour, they may have an easy application decision.

Always keep the role of virtual tours in the forefront of your mind — it shouldn’t replace a physical campus tour unless you can’t get around it. The role of a virtual tour includes: 

  • Visualization: Virtual tours offer a realistic visual representation of the environment, showcasing key features, facilities and surroundings.
  • Information dissemination: Virtual tours involve giving information: descriptions, facts and multimedia content.
  • Supplement physical visits: A virtual tour of colleges supplements traditional physical visits by providing a preview or follow-up experience to give you a peek into the window of the college or university.

Why Consider a Virtual College Tour?

You and your prospective student may want to consider virtual campus tours for various reasons: 

  • Geographical constraints: If you cannot physically travel to a college campus due to geographical distance, financial constraints or other logistical reasons, a virtual campus tour offers a convenient and accessible alternative. (Double emphasis on convenience!)
  • Time and cost savings: Virtual tours eliminate the need for travel expenses, hotel costs and the time it takes to visit multiple colleges. If you live in New York and your child is considering a college in California, for example, or overseas, a virtual college tour might offer a great alternative to an in-person visit. Few things in life are free, but free virtual college tours save you money.
  • Tool for narrowing down decisions: Virtual tours can be revisited multiple times, allowing you to review and compare different aspects of various campuses. This is especially helpful when making decisions or narrowing down your choices.
  • Supplement research: A virtual tour can complement other research methods, including brochures, information sessions and online forums. It provides a visual and interactive element to enhance your child’s view of an institution and might go beyond what you see in a brochure or website.
  • Flexibility: You can access a tour at any time, day or night, at your own pace — it’s a great option if you have to leave for a soccer tournament, have a birthday party to go to or another important event.
  • Pre-visit exploration: A virtual campus tour can offer an initial step in exploring a college. Before committing to an in-person visit, it allows your child to familiarize themselves with the campus layout, facilities and overall atmosphere.
  • Access to more areas: Some virtual tours give access to areas that may be restricted during in-person visits. For example, your child may get to see laboratories, research facilities, or other spaces your family may not see on tour.
  • No rain or snow: College virtual tours are always sunny! You don’t have to worry about rain, snow or hail; better yet, you don’t have to drive in bad weather conditions.
Why consider virtual tours? Here are the reasons.

Limitations of Virtual Campus Tours

As you likely know, you’ll encounter a few downsides of a virtual tour, and the most obvious is that you don’t have feet on campus to see everything with your own eyes. A few other potential drawbacks include the following:

  • Difficulties assessing campus culture: It’s difficult to assess the campus culture when you don’t “feel out” a campus yourself. Therefore, you won’t get a general sense of the values, traditions, behaviors and social norms that characterize the atmosphere and community life on a college or university campus. 
  • Fewer people to talk to: Virtual tours don’t allow you to talk to people because it’s all online. Therefore, you can’t grill the tour guide, talk with an admission counselor, a financial aid professional, coaches or other individuals. Your questions might not get answered.
  • Only shows the “good” side: Virtual tours only show the best a campus offers. (Do you think they’ll show you a dungeon-like residence hall?) No way! Keep an open mind because they’ll only show you the pristine parts of campus.
  • Tough to get perspective: You can’t see the giant ceilings in the chapel or hear the echoey reverb in a huge lecture hall. You also won’t feel the chill in the air or the leaves crunch underfoot.
  • Won’t see many students: Most virtual tours exclude crowds of students. Virtual tours clear everyone out, so the tour guide is center stage. Students won’t hurry to class or sit in the lounge areas.

Ideally, a virtual tour will show a real tour guide giving an actual campus tour. 

There are limitations of virtual tours, including the following listed.

How to Do Virtual Tours Well

How do you do virtual tours besides clicking on the “take a virtual tour for students” on the admission webpage? That’s exactly what your student can do, and they can navigate different parts of the campus by clicking different areas. 

Navigate through campus maps, view dorms, classrooms and facilities. Watch videos showcasing campus life and listen to student testimonials. Attend online information sessions and webinars — whatever piques your student’s interests.

Personalization and Customization in Virtual Tours

Did you know that colleges can work with you to customize and personalize virtual tours? You might have to go the extra step to ask for personalized tour guides and live interactions. College websites explain how you can take a virtual visit, but you might have to call and arrange other, more personalized engagements through Zoom, Google Meet or hop on the phone. Check out a list of other individuals you may want to consider meeting with.

Meet with Admission Counselors

For example, you may want to meet with an admission counselor on Zoom, who gives out trade secrets, the dirt — everything you want to know about a college. 

Your virtual tour may not coincide with a counselor talk. You and your child may take the virtual tour on Monday, then talk with an admission counselor on Thursday. Scheduling it later gives you a chance to think of great questions you have after watching the tour. 

You can find your child’s admission counselor online, under the admission tab on the college’s website. 

Meet with Financial Aid Professionals

Consider scheduling a visit with a financial aid professional as well. Don’t let a generic video from a virtual visit be your only guide to financial aid from a particular school. You and your child deserve better than that! 

If financial aid is part of a larger online visit, watch it. Then call the college or university to explore how the financial aid process works for your situation. You can get a lot accomplished during one financial aid phone call. You get to ask questions that pertain directly to your situation.

Talk with Current Students

As part of the virtual tour, many colleges include videos of students talking about themselves, their majors and extracurricular activities. Listen to these online videos. Then remember it’s all a marketing ploy. 

I know that’s a cynical attitude, but remember that colleges usually pick their most accomplished, affable students to video. This isn’t always a great representation of the student body. 

Do you know someone who already attends the college your child’s considering? Encourage your child to set up a coffee or Zoom meeting with the student. It’s the best way to get the most candid analysis — students will likely blurt out the pros and cons without prompting. 

Remind your child that information from one person is just that — one person’s experience. If your child can talk to more than one person at the college, that’s great! The more feedback from a large number of students your high schooler can get, the better.

Just because one student’s having an awesome or crummy experience doesn’t mean it’s the same for everyone else.

Find Other Ways to Learn More

You want to get as snoopy as possible when you’re looking at colleges, so here are some other ways to do it.

Follow Colleges’ Social Channels

Follow schools your child’s interested in on Instagram, X and YouTube to get brief updates on activities on campus. Try to find social channels not connected to the admission or marketing offices! 

Check out the College’s Online Events Calendar

Colleges often host various events, from musical artists and comedians to free movies and game nights. Seeing a calendar of events can give you a better understanding of the fun activities available to students. 

Research the Surrounding Town

Have you ever heard of a phenomenon called the “campus bubble?” I referred to it sometimes when talking to students. It’s when students become insulated from the town and never leave campus because everything they need is there. The town kind of vanishes and the campus becomes their town.

Still, your child might have to venture to Target every once in a while. So, what’s the town or city like? Do some online research and learn about the benefits outside The Bubble.

Tips for Maximizing the Virtual College Tour Experience

Here’s how to make the most of virtual tours:

  • Interact with as many people as possible. From tour guides to students, there are opportunities for interaction beyond college tours videos. Some virtual tours may offer that, and again, you may have to set those up independent of college or university virtual tours on a website.
  • Give feedback. For virtual tours colleges want to be able to offer the most comprehensive experience possible. Consider giving feedback on how colleges can refine virtual tours based on your experience.
  • Balance virtual and in-person college exploration. Combine virtual college visits with traditional in-person visits. A hybrid approach can provide a comprehensive understanding of a college. Experiencing campus life virtually and physically can give you “Aha” moments once you get on campus.

Also consider combining virtual college tours with informational interviews, online forums and other research methods. While not a full substitute for physical visits, virtual tours can play a pivotal role in providing semi-authentic glimpses into campus life for prospective students.

Yes — kick your feet up, coffee cup in hand, messy bun proudly displayed while you take a campus tour. “Ooo” and “Ahh” over beautiful residence halls, cool science labs and more. 

Just remember, nothing replaces a true college tour. If your child thinks he can choose a college based on virtual college tours, remind him that: 

  • People make a great college experience, not beautiful buildings.
  • Campuses show all their best stuff in a video. The junior/senior apartments might be beautiful (they’ll show these on video) but the freshman residence hall could be a pit. 
  • Talking to as many people as possible is important — get comfy with Zoom!

Don’t forget to visit in person for the full immersive experience. 

The Ultimate Guide to College Visits: What You Need to Know

The Ultimate Guide to College Visits: What You Need to Know

by | Nov 29, 2023 | Ask the admission office | 0 comments

As a parent, college visits can seem like the most complex undertaking in your child’s high school experience to date. What schools should you visit? What questions should you ask? What do you make of all those dollar signs on the financial aid guide? (Oh yeah, that’s a biggie.)

College visits vary so much, and that’s the cool thing about each. You can get a real sense of what a particular college or university “feels like,” which is pretty intangible. Even so, it can make or break the college tour experience.

We’ll shed light on all this while focusing on effective planning, what to do on campus tours, the questions to ask, what school to tour next — everything. We’re going to go beyond the standard advice so you get the most comprehensive practical tips ever.  

Why Are College Visits Important? 

I spent 12 years working in college admission, and I can tell you the most important reason to visit colleges: It gives you and your child (both of you — that’s important!) a chance to understand the campus culture. Getting physically on campus allows you to immerse yourself in the community so you can: 

  • Learn about student life.
  • “Feel” the atmosphere.
  • Gain authentic insights into the community. 

Imagine visiting a college on a Friday and watching everyone pack up to go home for the weekend — that sure tells you a lot about a campus, huh? Or, what if you and your student notice a palpable energy on campus preceding the weekend? That can tell you so much about student priorities. 

Two totally different experiences can give you and your child an idea of what to expect, and the only way you can learn is to get your feet on campus. Even if you’ve gotten the glossy literature in the mail or noticed the gorgeous academic facilities online, it’s time to see if it all matches up. 

You might be tempted to do virtual college tours and check that college off the list, but resist that impulse. There’s nothing like getting boots on campus to really understand what a campus looks like and feels like, which your child can’t get from gluing themselves to a computer screen. 

Types of College Visits

Did you know that there are different types of college visits? 

  • Personal campus visits: Whether you visit a liberal arts college or a community college, personal campus visits offer the most individualized visit opportunity. Your student will most likely get to do everything they want to do while on campus because when you schedule it, you tailor it to your students’ interests.
  • Group campus visits: Group campus visits, just like they sound, offer an opportunity for students to visit campus and be part of a group. While they don’t offer the personalization that a personal campus visit does, you might be able to score a few separate individual appointments at the end of the day.
    • Academic visit days: If your child knows they want to major in a particular academic area, you can attend an academic visit day, giving your child general knowledge about academics. You’ll likely get to do a group tour.
    • Athletic visit days: Some colleges offer athlete preview days, where athletes converge on campus and visit with other prospective athletes and coaches.
    • Individual interest visit days: Music visit days, theater visit days, etc. — the list goes on. Colleges try to offer showcases of different programs to attract students to visit.
Image listing the different types of campus visits: group and individual visits

What Happens During College Visits?

Before you even set foot on campuses, you must schedule college visits — learn how to get an official visit to a college. I’ve detailed exactly how to do that in the linked post. There are two main ways to schedule visits — by calling the admission office or visiting the college online and clicking “schedule a visit” under the admission tab. There’s more to think about than simply filling out a form, so check out the post on how to plan college visits.

Once you schedule your college visit, the next logical steps include getting there, parking on campus, finding the admission office, and then getting your visit underway.

Getting There

First, you have to get to campus. Make your travel arrangements in advance so you can be sure everything aligns. Check with area hotels about discounts for students visiting — some will offer those. Getting to colleges might be as simple as driving two hours from home, while others require a flight and rental car.

Sometimes, colleges will offer vouchers to reimburse travel. For example, as an admission employee, I was authorized to reimburse a portion of a visitor’s travel expenses, such as a plane ticket or gas receipts. You may also qualify for a free college visit if you’re a low-income household. Ask the admission office for more information.

Parking on Campus

Your scheduling information should contain information about parking on campus. Whether you receive information via snail mail, text or email (or all of these!), it should give you explicit instructions about where to park. 

Colleges and universities notoriously have terrible, crowded parking, but the admission office should have spots ready for you. They might even put your name on a spot if they’re on their A-game! That was one of the most popular things our admission office did for families. Talk about rolling out the red carpet!

Learn more: Are College Tours Free? 

Where should you park on campus? Image of a parking lot

Finding the Admission Office

You should receive a map in your confirmation materials., which may come via email, snail mail, text message and more.

Once you find the admission office, you should see a reception area or desk. Have your student check in right away — they should be expecting you. They may ask if you want coffee or water and direct you to the restrooms. They may invite you to sit in the office to wait for your first appointment, especially if you arrive early. Check out the comfy couches and take a look around!

As the admission office is the college’s front door, this is a great time to start evaluating the college. Ask yourself:

  • Is the staff friendly and accommodating?
  • Did someone greet you right away?
  • If you had to wait, did other people greet you, stop, smile and sit down to chat?
  • Did you meet your child’s admission counselor right away? (Remember that they may be on the road and unable to meet with you.)
  • Did someone go over your child’s schedule with you immediately?

Sitting in the admission office can give you a sense of the place right off the bat — you’ve heard the expression that it’s hard to overcome a first impression and hold them to it.

Connecting with Admission Counselors or Representatives

Your child has an admission counselor at every single school. Here’s how it works: Admission offices divide the country into different areas, meaning that one counselor takes care of a territory. These professionals have “their” group of students that they usher through the admission process. 

Ensure that you meet with an admission or admissions counselor at a college or university, even if you don’t meet with your child’s admissions counselor. Though we do so much online these days, it’s important to maintain face-to-face communication with your child’s admission counselor. It can even alleviate your child’s nervousness to see a familiar face, particularly if your child has already met this individual, such as at a college fair or high school.

Try to meet with an admission counselor individually during your visit. When you meet with admission counselors, you’ll learn about the application process, scholarship opportunities and information about your child’s chosen program. Getting to know this person can set you apart from other candidates — face it, an edge means everything in this competitive admission process!

A quick note on meeting with admission counselors: No question is dumb, and encourage your student to have questions in mind. Students often clam up because they don’t know what to ask. Admissions counselors don’t know everything, but they should find it out for you — that’s their job. They’re like shepherds, rounding up your questions and delivering results.

Read more: 202 Powerful Questions to Ask on a College Tour 

Image of meeting admission counselors on campus

Going on a Campus Tour

Folks, this is the shining, blazing star of the college visit experience. You get to walk around and see the campus with your own eyes. Watching students on campus tours is fun because you can see them light up when they see particular parts of the campus that speak to them.

How long are college tours? Campus tours usually last one hour from start to finish but can last up to 90 minutes. You can’t choose your tour guide, which is too bad because a bad tour guide can seal the fate of the college. Try to talk them through that beforehand because they might not click with the tour guide.

You may not start your visit with a campus tour — it depends on your schedule or the visit day schedule.

The campus visit coordinator will organize tours differently on different campuses but should hit these areas.

Student Lounge Areas

Checking out student lounge areas can give you a great idea of how students interact socially. Do they sit around, chatting and drinking coffee? How do they decompress after a long day of studying? Is it vibrant and inviting?

Hopefully, you’ll see:

  • Comfortable seating options to provide a relaxed and informal atmosphere for students
  • Tables and workspaces to study and collaborate on group projects
  • Technology and equipment, such as TVs, gaming consoles and other entertainment
  • Residence hall social spaces might contain board games, pool tables and other recreational activities.
  • Bulletin boards or information centers where students can find announcements, event details and other important information
  • Designated quiet zones or study corners for students who prefer a quieter atmosphere for focused studying or reading.

Finally, hopefully, these areas are easily accessible. Student lounge areas are usually centrally located on campus so students can stop between classes. Student lounge areas vary considerably from school to school, so they’re one possibly overlooked area to check out on college campuses.

Cafeterias

Where do students eat? What’s the food like? Eating in the main dining area can give you and your student a good sense of how students utilize the cafeterias and, most importantly, how the food tastes. For some students, the cafeteria is one of the most important parts of the college experience — at least at first, on college visits. If the food isn’t good, don’t be surprised if your student writes off that college!

Image of a sushi bar; learning to check out cafeterias on campus is so important!

Cafeterias should be an open book, with diverse food options (particularly for specific dietary needs and healthy options), various meal plan options (which allow students to access the cafeteria for a certain number of meals per week), a range of food and specialty stations, social spaces, themed events, sustainability initiatives, late-night dining options and coffee shops or snack bars.

Residence Halls

Finding a campus with the right residence hall, or dorm, is tricky. The options available often depend on the size and resources of the colleges you visit. 

Traditional residence halls typically have multiple floors with rooms arranged in a hallway for communal living and communal bathrooms. You’ll often find common areas for socializing and studying. However, you can find residence halls peppered with dozens of different options. 

  • Suite-style halls: Community-style rooms connected by a shared common area and bathroom. 
  • Apartment-style halls: Individual apartments or suites with a kitchen, living area and private bathrooms, typically for upperclassmen.
  • Special-interest housing: Sometimes called themed housing, you might see special-interest housing favor honors students, language immersion living, or wellness communities. This might appeal to your student if they have specific interests.
  • First-year student halls: These cater to students to foster community and collaboration among students in their first year of college.
  • Family housing: If your student needs accommodations because they have a family of their own, family housing could be a good fit. Look into these units, which might consist of apartments or townhouses.

Other housing types might be available, even quiet or substance-free halls for students who prefer a more low-key living environment, or coed residence halls, which means that all genders coexist, likely with separate common areas. Your child can tap into so many different options — it’s amazing!

What residence halls, like in this image, speak to your child on college visits?

Athletic Facilities

Your tour may or may not go through sports complexes, gyms and stadiums to emphasize the importance of physical fitness and recreational activities. If your child is an athlete, meeting with a coach may be an important part of their college visit, so you may not need an in-depth tour of this space, because the coach will take care of that.

Administrative Buildings

A tour guide may walk you through offices for admissions, financial aid (to learn about the FAFSA) and other administrative services to help students understand the support available to them, including academic support services. 

You likely won’t spend much time in these areas because hitting the most relevant day-to-day spaces is important: academic buildings, residence halls, common areas and cafeterias. However, some campuses have unique or historic buildings that symbolize the institution.

Academic Buildings

Tour guides should show you several academic buildings, such as classrooms, laboratories, research centers and specialized facilities, to highlight the institution’s commitment to developing successful graduates.

They may also show you buildings that house computer labs, innovation centers, or technology-focused facilities to showcase a campus’s technological resources.

Academic facilities can give you a sense of what it’s like to attend classes at that college. If you can, consider setting aside some time to visit with a faculty member or sitting in on a class. Watching how the professors or teaching assistants interact with the students can give you a great idea of the experience you’ll get as a student.

Academic facilities may also be a huge part of the campus tour and college visit.

You can ask questions about the facilities, learn whether the technology is up to date, learn about the accessibility of faculty members, office hours, and any restrictions on faculty access or building access. You want your child’s best possible academic environment, and you can only find out by checking it out.

Some students think these are the most important buildings on a tour, and I half agree. You and your student must ensure you’re choosing the best educational atmosphere possible. However, remember that you can’t make friends with a building or spend time socializing with an academic program — remember the social aspect of campus life.

Evaluate the condition and accessibility of academic buildings. Are the facilities well-maintained, and do they meet your standards? Consider how easily you can navigate the campus and access the needed resources.

Visit specialized facilities related to your field of study, such as labs, studios or performance spaces. Pay attention to the condition of classrooms and lecture halls, noting factors like technology integration, seating arrangements and overall comfort.

Libraries

The campus tour should always feature at least one library. If it doesn’t, seriously question the integrity of the university. Even if your child doesn’t think they’ll use the library, they will! Look for shelves lined with a diverse tapestry of books and resources, the soft glow of study lamps and students huddling in cozy nooks or at communal tables, tapping away at laptops. 

The library should be calm, with a subtle rustle of turning pages and the faint hum of intellectual curiosity, creating a serene sanctuary for individual and collaborative learning.

Auditoriums and Performing Arts Spaces

Auditoriums and performing arts spaces may not appeal to all students (can you hear your student now?: “I’m not in the band or choir. Why do we have to look at this?”). Remember that all students will likely go to events on campus, and they may go here to watch.

The tour guide may also include beautiful spaces like parks, gardens, or other outdoor areas to show off the campus’s natural beauty and recreational spaces.

A few tips: 

  • Wear comfortable walking shoes! You will not want to wear high heels — you will walk on campus for an hour, sometimes over craggy sidewalks and up flights of stairs. Check your kids’ shoes, too.
  • Consider the weather. Bring a coat if it’s going to rain or be cold. Sometimes, students would show up in sweatshirts for their 20-degree-weather tour. Our campus visit coordinator often scrambled to find coats for these silly kids.
  • Check your physical fitness. Some family members struggle to keep up with the pace of a college kid on a tour. If you’re not sure you can make it, send your child on the tour on their own and view the campus on your own at a leisurely pace.
  • Walk near the front of the tour group. Campus tour groups may be huge, so park yourself near the front of the group so you can hear everything. The people in the back miss a lot.
  • Be prepared to stop a lot. Whether to ensure lagging people catch up or to stop to hear about a particular campus feature, you’re going to stop on the tour.
  • Don’t forget to go to the bathroom before your tour. Most student tour guides have a prescribed hour to fit in the whole tour, and making everyone else wait could mean the student might be late for class.
  • Ask questions. Everywhere you go!
  • Ask if you can go into buildings not on the tour. If you see a building and your tour guide does not plan to go in, ask if you can. They might say yes or suggest you swing back at the end of the tour or later during your visit.
  • Ask for a smaller tour group if yours is large: It’s worth trying to get a small tour if you can see a huge group of people forming to leave for a tour. Consider sidling up to the desk and asking discreetly for a smaller tour. It’s not always possible, but could be worth it to get a more personalized experience.

Experiencing the Academic Side

Besides touring academic buildings on campus, your student may also elect to meet with a professor. I highly recommend meeting with professors face-to-face to understand how professors work and interact with students. 

Are they serious? Jokey? Care about their students? Naturally, some of that varies from professor to professor, but should be ingrained in the college’s aims and goals. Ask about the accessibility of professors outside of class. Are they available for one-on-one meetings, and do they actively engage with students in academic and extracurricular settings? 

Understanding the level of interaction your child can have with faculty members is crucial for a well-rounded educational experience.

If meeting with a professor gives your kid the heebie-jeebies, sitting in on a class can help alleviate some of that pressure. Your child will get a feel for the class while you duck out and order your favorite coffee from the student cafe.

Your student will hopefully feel immediately at ease in that professor’s classroom. Some professors even involve the student in the lesson! Fun (and a little scary)!

If you visit during a group visit day, you may only be able to hear an academic presentation by a professor or admission counselor. If that’s the case, that will give you a great rundown of the academic major your child is interested in, and as an added benefit, you may also hear questions others ask about the program or major that you hadn’t thought to ask.

Meeting with Others on Campus

Finally, who else can you think of to meet while on campus? All of this will be prescheduled before you get to campus, but you may also consider meeting with:

  • Academic support individuals, particularly if your student has dyslexia or other learning differences.
  • Coaches, if your child knows they want to play a sport in college. 
  • Financial aid, particularly if you want to get an in-depth idea of what it will cost to attend the college or university.

Did you have a brainwave during your visit but didn’t make an appointment to meet with a particular group or individual on campus? Ask the admissions team or campus visit coordinator if you can squeeze it in later or make an appointment to talk with someone over the phone or Zoom in the coming weeks.

Other Factors to Consider During College Visits

There are a million other things to consider when you’re on campuses. However, we’ll bring a few to the forefront: student-to-faculty ratio, extracurricular activities, diversity and student support services. Let’s hatch these eggs.

Student-to-Faculty Ratio

Class size can significantly impact your learning experience. Smaller class sizes often allow for more personalized attention and meaningful interactions with professors. During your visit, inquire about the student-to-faculty ratio and how it might vary across different departments.

Extracurricular Opportunities

Beyond academics, a well-rounded college experience includes participation in extracurricular activities. Explore the clubs, sports teams and cultural organizations available on campus. Consider how these opportunities align with your child’s interests and passions.

Don't forget to ask about extracurricular activities like ski club, in this image.

If you’re lucky, maybe a club fair will be going on, or maybe your student can talk to someone about an organization. Inquire about the level of student involvement, leadership opportunities and the overall impact of extracurricular activities on the campus community. A vibrant extracurricular scene can enhance your child’s college experience and contribute to personal and professional growth.

Campus Diversity

Diversity enhances the learning environment by exposing students to a variety of perspectives. Take note of the student body’s demographic makeup and the college’s efforts to promote inclusivity. A diverse campus fosters a rich and dynamic community. 

Speak with students from various backgrounds to gain insights into their experiences on campus. Additionally, inquire about the support services for underrepresented groups and the overall campus climate regarding diversity and inclusion. Remember, diversity means many things, including where people are from and their interests.

Support Services

College life can be demanding. Ask about counseling services, academic support and career guidance. If resources like this are readily available, your student may feel more secure as they navigate the academic journey. Learn about mental health resources available on campus to ensure a well-rounded support system throughout your child’s college experience.

Career Services

Ask about internship and job placement and the percentages. Alarm bells should ring if you hear “30 percent of our students found jobs after graduation last year.” That’s low. Ask about time management and study skill seminars offered by academic support services. 

Making the Most of Your Campus Visits

Finally, let’s put the chocolate syrup on the ice cream on your campus tour. These tips will put the finishing touches on your visits.

Engage with Current Students

Current students are the MIPs — the most insightful people — during college visits. They can offer candid information about daily life on campus, the rigor of academic programs and the overall student experience. Don’t hesitate to discuss with students you encounter during your tour, and consider arranging meetings with student ambassadors or participating in campus events.

Prepare a list of questions to ask current students. Inquire about their favorite aspects of the college, any challenges they’ve faced and how supportive the campus community is. Ask about opportunities for involvement in clubs, sports or other extracurricular activities. Current students’ perspectives can provide a realistic and nuanced view of what being a part of the college community is like.

Explore Surrounding Areas

A college education extends beyond the campus boundaries. Take time to explore the surrounding areas to gauge the off-campus lifestyle. Consider factors such as housing options, local amenities and job opportunities for internships or part-time work. A college’s location can significantly influence your overall experience, so ensure it aligns with your preferences.

Beyond the immediate vicinity, consider the broader city or town. Is it a thriving urban center with diverse cultural offerings or a quieter town with a strong sense of community? Assess whether the surrounding area complements your lifestyle and preferences.

Document Your Impressions

With multiple college visits, details can start to blur. Create a system for documenting your impressions through a travel journal, photos, or a dedicated app. Include notes on the campus atmosphere, academic facilities and any standout features. Use our college visit checklist, the College Money Tips College Visit Spreadsheet, to document your impressions. You can copy and paste it onto your own Google spreadsheet. 

Organize your documentation by college, making it easy to compare your experiences. Include positive and negative observations and any feelings or intuitions you had during the visit. This documentation will be a valuable reference when making your final decision, helping you recall the nuances of each campus and how well they align with your expectations. Don’t forget to do this right away because it’s easy to forget the details once you do several college visits!

Does Visiting a College Help You Get In?

Do college visits help admissions? 

Visiting colleges doesn’t necessarily mean you’ll get in. You still have to meet the entrance requirements for the college or university. Your admission counselor will go over the requirements when you meet with them. If you don’t think you’ll meet the requirements, ask the admission office about what you can do to boost your chances of getting in. It may involve taking the ACT or SAT again or auditioning for an oboe solo — ask the admission office.

Make Your College Visits Exceptional

In the intricate process of choosing the right college, official campus visits stand out as a pivotal step. By immersing yourself in the environment, engaging with current students and carefully considering various factors, you can make the right decisions that align with your academic and personal goals. College visits go beyond the brochures and websites. They let you envision your future on campus and find the perfect home.

Also, remember that the weather can influence your perception of a campus. A beautiful, sunny day might cast the campus in a positive light, while a rainy or overcast day could impact the visit. Consider visiting multiple times, if possible, to experience the campus in different seasons and weather conditions.

Finally, consider visiting colleges when schools are in session because you can view the college when students are on campus. Visiting college during spring break or fall break requires a specific approach, possibly visiting again when students are on campus.

Learn more: How to End the College Search

How to Schedule College Visits that Check All the Boxes

How to Schedule College Visits that Check All the Boxes

by | Nov 9, 2023 | Ask the admission office | 0 comments

College visits can be so exciting! However, they’re also nerve-wracking for both you and your student because it’s such unfamiliar territory. You and your child may have dozens of different questions: 

  • “What do I wear on a college visit?” (Your kiddo can wear casual clothes, FYI — unless they are doing an interview or audition.)
  • “What questions do I ask?” 
  • “How do I schedule a college visit?” 
  • “How do college visits work?”

As a parent, you’ll have another set of questions: 

  • “When do I get to talk to the financial aid office?”
  • “How much will it cost to go to this school?”
  • “I can’t take time off work. Do colleges do tours on weekends?”

The best way to find out all the answers to your questions: Visiting colleges.

But before learning how to schedule college visits, it’s important to do some preplanning, particularly because you’ll have to crack open that daunting family calendar. 

Let’s take an in-depth look at how to schedule a campus visit.

Contents

How to Schedule College Visits: A Step-by-Step Guide

Let’s go over the steps for how to set up a college visit, beginning with thinking through your child’s interests. Then we’ll walk you through how to coordinate with admission offices at the school your child wants to visit.

Step 1: Determine which schools to visit.

The hardest part might seem like it should be the simplest. Which colleges should you visit? Ask your child a few questions:

  • What size college do you prefer? Do you think you’d like to go to a large state university or a smaller liberal arts college? Or a college that’s sized something in between? It’s a great idea to visit a small, medium and large institution so you get a feel for each option.
  • How far away do you feel comfortable attending college? That will peel back their options — or open them super wide!
  • Which schools do you want to apply to? Visit the colleges your student plans to apply to or has been granted admission to. (I know, it seems super obvious.)

So, finally, create a shortlist. Spend some time brainstorming with your student. It’s okay to put together a list of colleges and universities you’ve heard of, including adding colleges that you know Aunt Sarah has gone to, etc. Also consider location, size and available programs. Consider not getting too hung up on the program, however, because many students change their minds about their major while in college.

Step 2: Set a realistic timeline.

When should you tour colleges? As a senior, your child may want to visit prior to major application deadlines. For example, you may not want to visit October 31 if your child faces a November 1 deadline! Here’s a quick look at common application deadline dates:

  • Early Decision (ED): Deadlines for ED applications are usually November 1 or 15. You especially want to visit prior to these deadlines because ED is a binding commitment, meaning your child must withdraw their other college applications.
  • Early Action (EA): Deadlines for EA applications usually land in November, but some may extend into December as well. EA is non-binding, unlike ED, which means your child can apply to other colleges.
  • Regular Decision (RD): RD deadlines commonly land around January 1 or 15. You can apply to multiple colleges RD and decide on the national candidate reply date, May 1.
  • Rolling Admission: Rolling admission means universities and colleges review applications as they receive them and make decisions throughout the year. It offers the most flexibility when working around visit dates, but you still want to visit and apply early so your child can secure their spot in the class.

As your child balances application deadlines and schoolwork, they may find it challenging to manage everything effectively. Services that allow students to write their paper by expert writers can help alleviate academic stress, ensuring they sat focused on meeting those important deadlines.

Then, there’s also your child’s year in school to consider. Freshmen and sophomores definitely have the most flexibility because you can visit any time, at any year. Juniors generally have the same option. But here’s a quick breakdown for you!

  • Junior year: Visit during school breaks, weekends or any time that fits your schedule.
  • Senior year: Schedule visits during the fall that your child hasn’t had a chance to visit, prior to the application deadline. 

Does this mean that your child can’t visit colleges after submitting applications, particularly after they have been accepted? Absolutely not — that’s what admitted student events are for. Repeat visits are also great for revisiting specific departments as well! For example, if you want to compare two biology departments more closely, you can definitely visit to compare them, apples-to-apples.

Step 4: Decide on a date and time.

Think about the right date and time for your visit, because that’s one of the first questions you’ll have to answer when you talk to an admission office or sign up for a visit online. Some colleges have very specific visit days outlined and others allow you to visit whenever you’d like, during regular business hours. Some colleges are also open on select Saturdays. 

Don’t forget to leave yourself plenty of time to do a visit. Allow yourself at least two hours to go on a tour and meet with an admission counselor, though you might even need four hours to do everything your child wants to do. 

Tip: Consider not touring two college visits in one day, even if they’re in the same town. It’s a lot for one day!

Step 5: Determine what you’d like to do on your child’s visit.

Talk to your child about what you want to do on a college visit ahead of time. The downside to this process: You may not even know your options when you set up a campus visit. Most colleges have a dizzying array of college visit options. For example, your child can: 

  • Attend an on-campus, personal visit
  • Opt for a large group visit day
  • Do a visit day specific to your child’s interests, like an admitted student visit day, engineering visit day or transfer visit day

Consider: Does your child want to blend into the crowd? Go for a large group visit day. Do you both prefer that your visit be a one-on-one experience? You both might want to do a personal campus visit. 

I really liked one-on-one personal campus visits because it’s all about your student — they can do exactly what they want on a visit, such as digging into a science lab or meeting with an engineering professor one-on-one. It’s pretty hard to do that on a personal campus visit.

Step 6: Contact the admission office.

There are two main ways to schedule a college visit: 

  1. The old fashioned way: Calling the admission office on the phone. All colleges have a campus visit coordinator who answers the phone and schedules your visit. Most of these individuals are super friendly and welcoming!
  2. The 21st century way: Signing up for a visit online. (Okay, that option existed in the 20th century, too.) Anyway, you can sign up for everything your child wants to do online. 

We’ll go through how each option works, step by step, below: 

Phoning the Admission Office

I often used to answer the phone in the admission office for the campus visit coordinator, so this is how it would sometimes sound:

Campus visit coordinator: “[Name of college] admission, this is Melissa. How can I help you?” 

You or your student (encourage your student to make the call! It’s a great step toward independence!): “Hello, we’d like to schedule a college visit.”

Campus visit coordinator: “Great! What is your student’s name and when would you like to visit?”

The campus visit coordinator will immediately ask you questions, such as your student’s name and hometown to locate them in their customer relationship management (CRM) system. Many colleges and universities use Slate. If your child is already in the CRM, it’s easy peasy. If you’re not in the system, expect more questions, such as: 

  • Name
  • Address
  • High school
  • Year in school
  • Phone number
  • Academic interests
  • Other questions to help them complete your profile in Slate
Slate is the name of the CRM that campus visit coordinators use to schedule college visits. Image of Slate on a computer.

Because you’ve talked about what you’d like to do while on campus, you have a launchpad to discuss all your options with the campus visit coordinator. Throw every interest your student has out there, no matter how wacky. They are there to help your student connect with specific interests, such as women’s bowling or the chess club.

Much like reviewing your order at a restaurant, the campus visit coordinator should walk you through your requests and then get to work putting together your visit. 

Registering for a Visit Online

Naturally, registering for a visit online is a markedly different experience because you’re not talking to a real person. I recommend calling because you can articulate any special nuances of your visit. For example, you can ask for a possible longer tour because you’re bringing Grandma and Grandpa along. Talking with them in person can allow you to ask specific questions about the campus visit schedule.

However, registering for a visit online is certainly an option. The process looks like this:

  1. Navigate to the website. Click on “Admissions” on the college’s website, ensuring you’re on the undergraduate admissions section of the website.
  2. Click “Visit.”
  3. Choose the type of visit you prefer. You may have an array of choices: personal campus visit (also called daily visit), weekend visit or group visit.
  4. Fill out the information prompt. The site will prompt you to fill in your name, address, high school, graduation year, academic interests, athletic interests, etc.
  5. Indicate specific requests. Does your child have very specific questions for a particular individual? You can choose meeting with a professor or coach, sitting in on a class, meeting with an admission counselor or meeting with other individuals on campus.
  6. Check for a confirmation email after you hit submit. It should come to your inbox pretty quickly! If you don’t receive a confirmation email within a day, reach out to the admission office. 
  7. Create an account (if required). Some colleges may require you to create an account on the admission portal to handle your visit, so follow the instructions. 
  8. Prepare to modify your registration. Many colleges allow you to modify your registration online. Use the confirmation email or the admission portal to make necessary changes. If you must cancel your visit, do so within 24 hours.

Contact the admission office if you have specific requests not available on the online visit form. You want to get the most tailored visit possible for your child, because you may only have one shot to visit! 

At the very minimum, try to get: 

  • Tour of campus
  • Meet with an admission professional
  • Meet with a financial aid professional
  • Meet with a professor
  • Information session (usually led by admission staff, though professors may lead this session)

However, if your child has other “musts” in college — dietary needs, soccer talent, oboe talent — whatever! — schedule those meetings as well. 

Step 7: Watch for confirmation materials.

Your child should get confirmation materials, and they may come in various forms: 

  • Text messages
  • Emails
  • Written confirmation via snail mail
  • Phone confirmation

Your high schooler might get some of these confirmation types — or all of them. 

Double-check all confirmation materials so you know you’ve got the right date, time and appointments. Your child may also get an email or text message confirmation the day of the visit or the night before. Check the dates and times again. 

Tip for parents: You might want to add your own email or phone number to the confirmation materials — not your student’s. High school kids aren’t always the best at checking their email and sometimes don’t read text messages thoroughly.

Learn more: Are College Tours Free?

Step 8: Consider a virtual tour ahead of time.

Why not get a preview of the college? It’ll help you think of questions to ask when you actually visit. For example, check out Harvard’s virtual tour. You can make notes as you watch and bring those notes with you when you and your child visit the college.

What to Remember When Scheduling College Visits

When scheduling college visits, remember: 

  1. No question is too silly. You want to get the very best college visit possible for your child, so ask for those appointments that seem over the top, like “Can we meet with a wildlife biology professor, not just a biology professor?”
  2. Consider writing out your plan ahead of time. Colleges have different fall break dates, weekend dates and more. What works for one college visit may not work for another, and you may find yourself in the position of having to switch visit dates. Therefore, consider discussing several campuses you want to visit so you can do a switcheroo if needed.
  3. You’re not alone in this process. A campus visit coordinator or admission counselor can answer your questions about the campus visit schedule or how to visit colleges. If you have questions, ask. You should never feel lost during the college visit process.

Visit several colleges so you and your child can compare and contrast them. Consider checking out a wide variety of school sizes, from state universities to private colleges and even community colleges, too. The only way you can find the best fit for your high schooler is to visit a lot of colleges.

Schedule College Visits Now

You and your child also visit at any age — you can start as early as middle school if you choose! But if you get going during your high schooler’s sophomore year in high school, that’ll give you plenty of time to make the rounds and get a feel for which one is best for your child. 

Keep a log before and after visiting. I have a handy spreadsheet you can copy and paste! 

Keep a running list of the pros and cons of each college. Your child might start to forget about visits she did three years ago, so keeping a spreadsheet is one way to keep things fresh on your college visit checklist.

Best Private Student Loans of 2023

Best Private Student Loans of 2023

by | Jan 12, 2023 | Ask the admission office, Financial aid and scholarships | 0 comments

When your child applies for financial aid through the Free Application for Federal Student Aid (FAFSA), they may experience a gap between the cost of the school and the financial aid they actually receive. A private student loan, which may come from an online lender, credit union, bank or other lender, may help cover the gaps that financial aid doesn’t cover.

We reviewed the best private student loans based on research on interest rates, repayment terms, other benefits and more. We’ll also go over the basics of private student loans, including how they work, the pros and cons between private and federal student loans, how students can maximize both federal and private student loans and more. 

Best Private Student Loan Lenders

We compared dozens of private loan providers and chose the top five to feature here. According to our research, the best private student loans for students include: 

Rating

Minimum credit score

APR (both fixed and variable)

Check rate

College Ave

5/5 stars

Mid-600s

3.99% –14.96%

SoFi

4.5/5 stars

Mid-600s

4.49% – 14.75%

College Finance

3/5 stars

Sallie Mae

4/5 stars

Mid-600s

4.50% – 15.33%

Earnest

4.5/5 stars

650

4.49%  – 13.95%

How Do Private Student Loans Work?

Private student loans differ from federal student loans because they do not come from the government. Your child’s school may also be a direct loan institution, which means that the school may offer loans directly to borrowers. Ask your child’s school if it offers loans directly. 

You can submit applications through lender websites and must include the following: 

  • Information about your child’s degree or program
  • The school your child plans to attend
  • The amount of money you need to borrow (your child must have qualified higher education expenses at an eligible institution)
  • Personal and financial information
  • Cosigner information, if applicable

Your child may have to be the age of majority in your state of residence (if not, your child may need a cosigner) and be a U.S. citizen, permanent resident or non-permanent resident alien. Your child may also have to be enrolled at least half time in a degree-granting program. 

Your child can borrow up to their school’s cost of attendance in private loans, minus other financial aid earned. Individual lenders may have limits for the amount of money your child can borrow. 

Your child will face limits on federal student loan amounts. For example, dependent students may not qualify for more than $5,500 in their first year and no more than $3,500 of this amount may be in subsidized loans. Dependent undergraduate students run into an aggregate loan limit of $31,000; your child cannot get more than $23,000 of this amount in subsidized loans. 

In contrast, the application process differs for private student loans versus federal student loans. You or your student must file the Free Application for Federal Student Aid (FAFSA) to qualify for federal student loans. Federal student loans come from the U.S. Department of Education through the William D. Ford Federal Direct Loan (Direct Loan) Program. Direct loans include Direct Subsidized loans, Direct Unsubsidized loans and Direct PLUS loans: 

  • Direct Subsidized loans: Undergraduate students who demonstrate financial need may receive the Direct Subsidized Loan to help pay for college or career school. The federal government pays the interest on Direct Subsidized loans while you’re in school.
  • Direct Unsubsidized loans: Graduate and undergraduate students can tap into unsubsidized loans, which means that the government does not take care of the interest while you’re in school.
  • Direct PLUS loans: Parents of undergraduate students can help pay for cosmetology students’ education with a Direct PLUS loan. Parents will have to undergo a credit check.

Private student lenders may require you to make payments while you are still in school and can have variable or fixed interest rates. Federal interest rates are always fixed. This means that federal student loans may be more predictable when your child repays them. 

Federal student loans typically carry lower interest rates than private student loans and private loans also cause you to lose out on income-driven repayment plans and other perks such as public service loan forgiveness, which means you do not have to pay your student loans after a certain period of time.

Federal vs. Private Student Loans

One of the best ways to compare federal and private student loans involves looking at the pros and cons of both. So, what are the pros and cons of federal vs. private student loans? Let’s take a quick look. 

Pros of Federal Student Loans

Let’s take a quick look at a few benefits of federal student loans first.

  • Fixed interest rates: Federal student loans offer fixed interest rates. This means that when your child repays their loans, they know what interest rate to expect. Fixed interest rates never change, while variable interest rates change.
  • Payments not due while in school: Federal student loan repayment doesn’t begin until after you graduate, leave school or enroll in school below half-time.
  • Lower interest rates: Your student will typically pay lower interest rates for federal student loans compared to private student loans. However, it’s a good idea to compare several options to check on the costs.
  • Subsidized options: You can qualify for subsidized federal student loans, which means that the government will pay the interest while your child attends school. 
  • Tax deductible interest: Interest may be tax deductible on a federal student loan. 
  • Repayment plans: You may choose from several repayment plans for federal student loans, including income-driven repayment plans. Also note that if your child decides to pay off a student loan early, they won’t pay a prepayment penalty.
  • Loan forgiveness and consolidation: Your child will have many federal loan perks, including forgiveness (in which they may not have to pay back loans, such as if they choose to work in public service) and consolidation, which means combining at least two loans into one loan and getting a new interest rate.

Cons of Federal Student Loans

What are the downsides of federal student loans? You may have heard that you should take out federal student loans before private student loans, but you should still consider all angles of federal student loans before you borrow.

  • Borrower limits: Your child cannot borrow an unlimited amount with federal student loans. As your child becomes a first-year through fourth-year college student, they can borrow progressively more. They will face an aggregate loan limit that they cannot go over for both undergraduate and graduate school.
  • No subsidized loans for graduate students: Graduate students cannot tap into Direct Subsidized loans, which means the government will not pay the interest while your student is in school. Graduate students must also pay a higher interest rate for their federal student loans.
  • Not all institutions participate: Not all educational institutions that distribute Title IV student aid funds, which means that your child’s school may not offer federal student loans. 
  • Hard to discharge: It is extremely difficult to discharge federal student loans. If your child defaults or cannot repay federal loans will not get away from them through bankruptcy. In short, it’s really hard to discharge student loans, including through Chapter 13 or Chapter 7 bankruptcy.

Pros of Private Student Loans

The benefits of private student loans include the following:

  • Fills in the gaps: Private student loans can fill in the gaps between the sticker price of a college, financial aid your child receives and federal student loans. When your child has unmet need, private loans can take care of the rest.
  • Unlimited borrowing: Generally, you can borrow up to the cost of attendance in private student loans, minus financial aid. 
  • Tax-deductible interest: Interest may also be tax deductible on private student loans. 
  • May have lower interest rates: You may find that certain private loans have lower interest rates than graduate and parent loans, particularly with regard to graduate and parent loans through the Department of  Education.

Cons of Private Student Loans

The downsides to private student loans include:  

  • No access to federal protections: Your child will not have access to federal income-driven repayment or loan forgiveness options with private student loans. They also wouldn’t be subject to orders from the federal government to cancel student debt.
  • Based on creditworthiness: Qualifications for private student loans are based on creditworthiness, which means that you or your student must undergo a credit check. Lower credit scores combined with lower income can result in a higher interest rate. Your credit score is a three-digit number that ranges from 300 – 850 and summarizes how well you have paid back debt in the past.
  • No federal subsidies: The federal government will not pay the interest on a private student loan like the federal government does with a subsidized student loan. 

How Are Private Student Loan Interest Rates Determined?

If you take out a private student loan, you must repay it with interest. Private student loan interest rates are based in part on your credit score (as a cosigner) or your child’s credit score. The higher your credit score, the lower your interest rate may be. 

Your child may have the option for a fixed or variable private loan interest rate. A fixed interest rate stays the same throughout the life of the loan, while a variable interest rate changes depending on an underlying benchmark index rate. Variable interest rates are usually based on the Secured Overnight Financing Rate (SOFR) index rate. As the interest rate changes, your monthly debt payment could go up and/or down due to the changes in the index rate. Interest rates typically include the base rate, the lender’s policies and you or your child’s credit history. To break it down even more, they are based on fixed margin, or the lender’s decision about your ability to repay the loan — this part of your loan doesn’t change. The variable part of the interest rate changes, and that part is based on the interest rate index. 

Ask private lenders about the total cost of the variable interest rate you’ll pay and also compare these rates to current federal student loan interest rates, currently first disbursed on or after July 1, 2022 and before July 1, 2023. 

Loan Type

Borrower Type

Fixed Interest Rate

Direct Subsidized loans and Direct Unsubsidized loans

Undergraduate students

4.99%

Direct Unsubsidized loans

Graduate or professional students

6.54%

Direct PLUS loans

Parents and graduate or professional students

7.54%

Note that private student loans list an annual percentage rate (APR), the annual cost of a loan to a borrower, including fees like loan origination fees. The interest rate doesn’t include these fees. You should always look at the APR of private loans, not just the interest rate.

How Can Students Maximize Both Federal and Private Loans?

Students can take advantage of both federal and private student loans by filing the FAFSA online at fafsa.gov or complete a FAFSA PDF and mailing it in. You can also apply for private student loans on a lender’s website. 

Students can generally borrow up to the cost of attendance for private student loans, minus financial aid. The first step involves filing the FAFSA, which you can do in a few simple steps (you can do it for your student or your student can do it by themselves): 

First, create an account with a username and password, called an FSA ID, and have the following information handy:

  • Social Security numbers for you and your dependent student
  • Driver’s license number
  • Alien registration number
  • Federal tax information, documents and returns
  • Records of untaxed income 
  • Cash and investment balances
  • Business and farm assets

List at least one institution to receive your information using the federal school codes for each school.

You can save time by using the IRS direct retrieval tool (DRT), which automatically transfers tax information onto the FAFSA. Note that you can’t see the exact data for security purposes; you’ll see the words “transferred from the IRS” in the appropriate fields.

Maximizing both federal and private loan options also involves understanding the annual loan limits for federal student loans.

Loan Types

Maximum Annual Limits

Undergraduate students

Direct Subsidized loans and Direct Unsubsidized loans

Between $5,500 and $12,500, depending on year in school and dependency status

Graduate/professional students

Direct Unsubsidized loans (graduate students are not eligible for Direct Subsidized loans)

Up to $20,500 each academic year

You can add up the federal loans your child receives, as well as the work-study, scholarships and grants that make up their financial aid award. What is the gap between the amount of aid received and the amount still owed to the college?

Let’s use some fictitious numbers to illustrate the point. Let’s say your child receives the following:

  • $5,500: Federal loans
  • $9,500: Scholarships
  • $2,500: Work-study
  • $1,100: Grants

In this case, aid would amount to $18,600 in total. Let’s say that the cost of college is $25,000 (another fictitious figure). The gap between the cost and the award amount is $6,400, which means your child could then apply for a private loan to cover the rest of the costs.

Is a Private Student Loan a Good Option?

A private student loan can offer a wonderful opportunity to allow your child to achieve a college degree and their career ambitions. 

However, it’s a good idea to consider all the angles of a private student loan, including the interest rate, loan limits, fees repayment penalty (the amount your child may have to pay if they pay off the loan before it’s due) and even customer service that the private lender may provide.

Consider encouraging your student to exhaust their federal student loan options first due to the federal protections they get with their federal loans, such as consolidation and loan forgiveness.

Your child can also drive down their interest rate with private student loans when they have access to a reliable cosigner with excellent credit. This could make federal student loans a great option. 

How to Find the Right Private Student Loan 

First and foremost, carefully compare options between private loan lenders, including repayment terms. You can help your child take the following steps to find the best student loans for college. 

Step 1: Put together a lender list.

Help your child put together a lender list. Look at reputable companies known to support borrowers during repayment. You can eliminate any lenders that don’t line up with the eligibility requirements for your child’s particular situation. 

Don’t forget to check with the financial aid office of the school your child plans to attend for a preferred list of lenders. Many institutions are direct lending institutions for college loans.

Step 2: Check the loan terms. 

Loan terms tell you how long your lender expects you to pay back your debt. Unlike federal student loans, you do not get a standard repayment schedule for private student loans. Many private student loans give students 120 months (10 years) to repay their loans, but some private lenders allow a 25-year repayment term. 

Also, find out what happens if you can’t make your payments. Private lenders don’t have forbearance programs if your child loses a job in the future, though the best loan providers for students may help out in a sticky situation.

Step 3: Get quotes and compare offers. 

Prequalify with a lender next. Lenders will do a soft credit inquiry when they check your credit for prequalification, which doesn’t hurt your credit quite as much as a hard credit inquiry.

Next, compare offers to determine the lowest rate, best repayment term for your child’s situation, borrower protections and other benefits.

Step 4: Choose a lender. 

Finally, choose a lender and complete an application using the lender’s process. Each lender will offer different instructions on how to get a student loan. Have items handy such as Social Security number, address, enrollment information in school, employment information, financial information, loan amount requested and financial aid information.

Every provider will have a different process on how to get a student loan. Most lenders will tell you the results quickly, but read the fine print before you make a final decision. Your child should have about 30 days to accept the loan offer and your lender should release the funds within weeks or months.

Can My Child Get a Private Student Loan without a Cosigner?

Eligibility requirements for a private student loan vary depending on your student’s lender and the loan you want to take out, but generally, your child will face limited options if they can’t get a co-signer.

How to Get Private Student Loans with Bad Credit

How might you help your student get student loans, even if you have bad credit? Naturally, you want to raise your credit score to increase your chances of cosigning a private student loan with your child. A couple tactics include paying off debt, making all payments on time and keeping your credit utilization low. Let’s take a quick look at all of these options.

  • Pay off debt: Having a lot of unpaid debt can affect your credit score. Paying off your debt may help raise your credit score and help you cosign a private loan with your child. You can benefit from paying off any debt you have, whether from your own student loans, credit cards, personal loans and more.
  • Make payments on time: Making payments on time can also increase your credit score for any loan you owe on. Setting up autopay on all bills can help you raise your credit score.
  • Keep credit utilization low: Your credit utilization ratio compares the amount of credit you use versus the amount of credit you have available. For example, if you have a credit card limit of $5,000 and use $1,000, in this particular instance, your credit utilization limit is 20%: $5,000/$1,000 = 0.20 x 100 = 20%. Try keeping this number below 30%. 

You can’t pinpoint an exact time that your credit score will take an upswing, it’s always worth trying to make it happen so you can become a cosigner for your child.

FAQs 

Let’s take a look at a few frequently asked questions about private loans for college.

What are the eligibility requirements for a private student loan?

Lenders each have their own eligibility requirements. In general, your child must be a U.S. citizen or permanent resident, attend school at least half time and qualify with a cosigner. Understand the risks before you become a cosigner, because you’ll need to make monthly payments on your child’s loan if they default on their loans. Getting a loan without a cosigner can cause your child to pay more in interest over time.

How do you find the best private student loan?

What is the best student loan? Shop around to find the best private loan. Check on interest rates, fees, customer service, ratings among current customers, repayment options, including repayment flexibility and more. The private loans that have the lowest interest rate and most favorable customer service options, fees and repayment options should catch your interest. However, consider having your child take advantage of federal student loans first, which usually offer more repayment perks and lower interest rates.

Do private student loans have fees?

Private student loans can come with fees, such as the origination fee (the amount your child pays to to take out a loan, which is the percentage of the loan fee), the application fee (the fee charged to process your application), late payment fee (the fee your child pays if they don’t make on-time payments) and prepayment penalty (the fee for paying off the loan early). Make sure your child can pay the loan off whenever they want.

Methodology

Here’s how College Money Tips chose the best private student loan lenders: We reviewed interest rates, repayment options, loan amount options, cosigner details, fees, Better Business Bureau (BBB) rating, customer service and other benefits. We aggregated the data based on all of these factors and made decisions based on top scores in each category.

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