How to Manage Your Time Between Sports and Studying in College

by Melissa Brock | Nov 27, 2025 | Ask the admission office | 0 comments

Balancing academics and athletics in college can often feel like juggling two full-time jobs. For student-athletes, managing your schedule effectively is important to maintain a high GPA but also to excel in your sport. Whether you’re a seasoned competitor or just starting your athletic journey, learning time management for student-athletes is critical to success.

In this post, we’ll share practical tips for effective time management, setting priorities, staying organized, and looking stylish while managing a busy college schedule. 

Why Time Management is Crucial for Student-Athletes

As a student-athlete, your time is limited. Between classes, practice sessions, team meetings, and travel for competitions, it can be difficult to find time to relax or complete academic work. Effective time management helps you balance your athletic commitments while excelling in your studies.

Without proper time management, student-athletes risk burnout, poor academic performance, and feelings of overwhelm. That’s why developing strong organizational habits and mastering time management is key to maintaining a healthy balance.

How to Balance Your Time in College

Read on for more information about how to balance your time as a student-athlete.

1. Create a Master Schedule

The first step in managing your time effectively is to create a master schedule that includes all of your commitments: classes, practice sessions, competitions, study time, and any other personal obligations. A well-organized schedule helps you visualize how much time you have for each activity and stay on track.

Tips for creating your schedule:

• Use a digital calendar or planner that syncs across devices for easy access. Google Calendar, for example, lets you color-code different activities (e.g., classes in one color, practice in another) and set reminders.
• Block out time for studying, practice, meals, and even relaxation. If you neglect self-care or downtime, you won’t be able to perform at your best in either your sport or academics.
• Don’t forget to schedule in your travel time for competitions or games, which can take up a significant chunk of time.

Managing time isn’t just about planning, but also about prioritizing tasks and being flexible when life throws you a curveball. For instance, during exam weeks or major competition events, your priorities may shift. It’s crucial to know when to put more focus on your studies and when to give extra attention to training or recovery.

Tips for setting priorities:

• Use the Eisenhower Matrix, which divides tasks into four categories: important and urgent, important but not urgent, urgent but not important, and neither important nor urgent. This will help you decide what to tackle first and what can wait.
• Communicate with your professors and coaches. If you have a major exam during an important competition, let them know in advance so they can support your needs.
• Keep in mind that being a student-athlete is about progress. You don’t need to get everything done perfectly, just consistently.

3. Use Study Time Wisely

One of the biggest challenges for student-athletes is making the most of limited study time. Long hours of practice can leave you feeling exhausted, and the temptation to procrastinate can lead to cramming sessions that aren’t effective.

Study tips for student-athletes:

• Break your study sessions into smaller blocks of 30-45 minutes, followed by a 5-10 minute break. This is often referred to as the Pomodoro Technique, which helps maintain focus and productivity.
• Take advantage of downtime during travel for competitions. Use the bus, plane, or train ride to catch up on reading, review notes, or work on assignments.
• Use active recall and spaced repetition to study efficiently, especially when time is limited. Instead of passively reading, test yourself regularly to ensure you retain the material.

4. Stay Organized with a To-Do List

Having a to-do list is one of the easiest ways to stay organized and keep track of tasks. Writing things down ensures nothing falls through the cracks, and you’ll feel a sense of accomplishment as you cross items off the list.

Tips for using to-do lists effectively:

• Make a list of tasks for each day and prioritize them by urgency and importance.
• Check off tasks as you complete them. This simple act of checking things off provides motivation and boosts productivity.
• Be realistic. Don’t overburden your day with too many tasks. Focus on what’s achievable, and don’t forget to leave room for self-care.

Managing your time effectively also involves staying comfortable and prepared, especially for the physical demands of being a student-athlete. Whether you’re training, running to class, or relaxing between practice and study sessions, having the right gear can help you feel more at ease.

A hat like a BJJ hat from Kingz.com can complement your active lifestyle and is a great accessory for student-athletes, comfortable and stylish, perfect for campus or casual outings. Wearing a comfortable, athletic hat can add an extra touch of personality while supporting your active lifestyle. If you’re looking for the perfect hat to match your active college life, check out the collection of Kingz BJJ hats for functional and stylish options.

6. Don’t Forget to Rest and Recover

Managing your time also means understanding when to rest and recover. It’s tempting to push yourself continuously, but taking care of your body and mind is essential for long-term success. Overworking yourself in training or academics can lead to burnout, injuries, or a decline in performance.

Rest tips for student-athletes:

• Get enough sleep: Aim for 7-9 hours per night. Good sleep helps you recover physically and mentally.
• Schedule relaxation time: Take breaks between studying and training to decompress, whether it’s through light reading, meditation, or even socializing with friends.
• Prioritize recovery activities like stretching, foam rolling, or light yoga to keep your body in top shape.

Successfully Manage Your Time as a Student-Athlete

Successfully managing your time between sports and studying in college isn’t always easy, but it’s possible with the right tools and strategies. By creating a structured schedule, setting priorities, staying organized, and making room for rest, you can maintain a healthy balance and excel in both your academics and athletics.

Remember, your college experience is about pushing yourself in the gym or the classroom, making time for everything that matters. 

Housing Options in College: Which is Right for You?

by Melissa Brock | Nov 26, 2025 | Ask the admission office | 0 comments

College life brings new experiences, friendships, and responsibilities — and one of the biggest responsibilities you’ll face is choosing where to live. Your living situation can shape your daily routine, social life, and even your academic success. But with so many housing options in college available, how do you figure out which one suits your lifestyle and budget best?

Whether you’re a first-year student leaving home for the first time or a returning upperclassman hoping to switch it up, this guide breaks down the most common college housing options, complete with pros, cons, and budgeting tips. Let’s dive in.

College Accommodation Options

On-campus dorms, shared housing and roommate options and more: What’s the smartest move? Let’s take a look.

On-Campus Dorms

According to a breakdown of the National Postsecondary Student Aid Study, about 15.6% of all undergraduates live on campus in residence halls. That said, dormitories are often considered the go-to option for first-year students, and for good reason. Living in a dorm offers convenience, a built-in community, and close proximity to classes, libraries, and campus events.

Pros:

• Utilities, internet, and amenities are typically included.
• No commute time — you’re already on campus.
• Easier to make friends and meet people.

Cons:

• Limited privacy — you’ll likely share a room.
• Strict rules or curfews, depending on the school.
• Can be more expensive than off-campus options.

Dorms can be a great way to ease into college life without worrying about bills or landlords. However, they’re not always the most affordable long-term option, especially after your first year.

Perhaps one of the best money-saving moves is to live with others — but that doesn’t mean you have to settle for the first person you meet in your dorm. If you’re moving off-campus, consider renting a room in a shared house or apartment.

This is where platforms like SpareRoom come into play. SpareRoom is a roommate-finder platform that helps students and young professionals find shared housing in their area. Whether you’re looking for a short-term rental, long-term lease, or just trying to find someone to fill a spare room, SpareRoom makes the process much easier.

For example, if you’re attending school in North Carolina, you can browse rooms for rent in Charlotte, NC to find listings that match your budget, lifestyle, and preferences — saving you from the endless scroll on general housing sites.

Pros:

• Lower rent due to cost-sharing.
• More flexibility in lease terms.
• Meet new people and potentially make lifelong friends.

Cons:

• Sharing space means compromising on things like noise, cleanliness, and guests.
• Potential for roommate conflict.
• You may need to furnish your own room.

When choosing roommates, always meet first (virtually or in-person), ask the right questions, and be upfront about expectations for chores, bills, and boundaries.

Off-Campus Apartments

Many students choose to move off-campus after their freshman year to gain more independence. Renting an apartment gives you freedom and privacy, but it also comes with more responsibility.

Pros:

• More space and privacy.
• Freedom to cook your own meals and live by your own rules.
• Potentially lower cost when shared with roommates.

Cons:

• Rent, utilities and internet are often separate and variable.
• Commuting to campus adds time and transport costs.
• You may need to furnish the apartment yourself.

Renting can be cheaper than dorm life — especially when you split costs with roommates. The key is budgeting realistically. Factor in utilities, transportation, groceries, and any furnishings or deposits.

Greek Housing

If you’re involved in a fraternity or sorority, you might have the option of living in your chapter house. These houses offer a mix of community and independence, often with shared responsibilities and activities.

Pros:

• Strong sense of community and built-in social network.
• Often includes meals and utilities.
• May be close to campus.

Cons:

• Can be more expensive depending on chapter fees.
• Less privacy and more rules.
• Living with many people can get overwhelming.

Greek housing is ideal if you’re looking for an all-in-one social and living experience. Just be aware of any additional dues and the time commitments involved with chapter life.

For students attending college in their hometown, staying with family can be a money-saving lifesaver. Likewise, international or exchange students may consider a homestay arrangement with a local family.

Pros:

• Huge savings on rent and food.
• Emotional support and home comforts.
• Less stress managing bills.

Cons:

• Less independence or freedom.
• Commute time can vary.
• Might miss out on the traditional college “away from home” experience.

If your primary goal is to save money, this is one of the most practical choices. Just be sure to set clear boundaries with whoever you live with to maintain harmony.

University-Affiliated Housing (Off-Campus)

Some universities offer off-campus housing that’s still affiliated with the school. These buildings are managed by the college or partnered organizations and often have amenities designed for students.

Pros:

• A balance of independence and support.
• Rent may be bundled with tuition or student loans.
• Often located near campus with shuttle options.

Cons:

• Still governed by university rules.
• Sometimes pricier than truly independent rentals.
• Limited availability or selection.

These setups can be a nice middle ground for students not quite ready to dive into independent renting but looking for more freedom than dorms offer.

Co-Op or Communal Living

Cooperative housing is a lesser-known option but is growing in popularity. In a co-op, students live together and share responsibilities such as cooking, cleaning, and maintaining the house. 

These are often more affordable and community-focused.

Pros:

• Very low cost compared to other options.
• Strong community involvement.
• Learning opportunities in cooking, budgeting, and collaboration.

Cons:

• More responsibility and effort required.
• Can vary greatly in quality and structure.
• Might not be available in every college town.

Co-ops are perfect for students who value sustainability, shared values, and hands-on living experiences.

Your college accommodation is more than just a place to sleep — it’s where you’ll study, relax, and build your lifestyle. Each option has its perks and trade-offs, so take the time to think about what matters most to you: your budget, need for privacy, social life, commute, and responsibilities.

Ultimately, the right housing setup supports your goals, fits your budget, and makes college life smoother. So weigh your options, tour potential places, and don’t be afraid to ask questions — your future self will thank you.

10 Tips for Saving on College Expenses Without Sacrificing Quality

by Melissa Brock | Nov 26, 2025 | Ask the admission office | 0 comments

College is an exciting and transformative time in any student’s life, but it can also be an expensive one. Between tuition, books, housing, and other essentials, the costs quickly add up. As a parent or student, it’s important to be strategic about where the money goes and find ways to cut costs without sacrificing quality. After all, spending money wisely now can lead to long-term savings and set up students for success both academically and personally. 

In this article, we’ll share 10 practical tips on saving on college expenses without compromising on the essentials. 

1. Buy Quality Equipment that Lasts

One of the best ways to save money in the long run is by purchasing quality products that will last. While it might seem like a good idea to opt for cheaper, lower-quality options, they often come with higher maintenance and replacement costs. 

This is especially true for IT, electronics, or engineering students, who need high-quality tech products. Consider investing in reliable equipment that can withstand years of use, including laptops, printers, and audiovisual equipment.

Buying from legitimate, high-end AV brands can save money in the long run. The key is to select brands known for their durability and efficiency. For example, instead of purchasing multiple cheap gadgets, you can shop Crestron to get the best value for your money.

Similarly, when it comes to exam preparation, students don’t always need expensive coaching or paid test series. Using reliable free platforms can save a significant amount of money. For students preparing for English proficiency exams like PTE, practicing with a free PTE mock test by Gurully helps understand the real exam format without spending extra on costly subscriptions.

Textbooks can be one of the largest costs associated with going to college. New textbooks often come with sky-high price tags that can take a huge chunk out of your budget. Instead of buying brand-new books, consider buying used textbooks. Websites like Amazon, Chegg, or local campus bulletin boards often offer textbooks at a fraction of the cost of new ones.

Additionally, many textbooks are available in digital formats that can cost even less than the used paperback versions. Renting textbooks is also an option worth exploring.

3. Look for Student Discounts

Many companies offer student discounts on everything from clothing to electronics and entertainment. Always keep an eye out for these deals, as they can add up quickly. Some retailers offer 10-20% off purchases just for being a student, and often the discounts extend to family members as well.

For tech purchases, check for student deals on software, hardware, and even specialized tools for your studies. For example, educational discounts are often available for laptops and software subscriptions.

4. Cut Down on Dining Costs

While dining on campus might seem convenient, it can also be costly. The cost of a meal plan can add up, especially if you’re not using all of your meal swipes. To save money, try preparing some of your meals in your dorm room or apartment. Stock up on non-perishable items like pasta, rice, canned vegetables, and other easy-to-make items.

Even if you don’t have a full kitchen, a microwave and a small fridge can help you avoid the dining hall and expensive takeout. 

5. Take Advantage of Campus Resources

Many colleges offer a wealth of resources to help students cut down on personal expenses. From free tutoring to discounted transportation and free software access, these resources are often included in tuition or offered at a reduced cost.

For instance, universities often provide free access to library services, including digital textbooks, research papers, and academic journals that would otherwise be behind paywalls. Taking full advantage of these offerings can reduce the need for additional textbook purchases and save you both time and money.

6. Choose Shared Housing

While living alone might be appealing, shared housing is one of the easiest ways to reduce living expenses during college. Whether it’s splitting a dorm room or renting a house or apartment with a group of friends, sharing housing costs can make living in an expensive area much more affordable.

Many students live with roommates to lower rent, utilities, and other household expenses. This not only saves money but can also be a great way to foster friendships and build a strong social network.

7. Use Public Transportation

Getting around campus or the surrounding area can be expensive if you own a car. Between car payments, insurance, gas, and parking, the expenses can quickly add up. Instead, consider using public transportation, biking, or walking when possible.

Most college towns and cities offer affordable public transit, and many universities offer discounted or even free transportation passes for students. In addition to saving on gas and parking, you’ll also avoid the hassle of maintaining a car during the school year.

College campuses often host a wide range of free or low-cost activities for students. From movie nights and concerts to fitness classes and guest lectures, these events provide great opportunities for entertainment without breaking the bank.

In addition, many universities have student-run clubs and organizations that offer discounted tickets to sporting events, theater performances, and other activities.

9. Plan for Emergencies

One area that many students overlook when budgeting for college is emergencies. Whether it’s a broken laptop or an unexpected medical bill, emergencies can derail a well-planned budget. To avoid this, it’s essential to have an emergency fund set aside.

Even if it’s just a small amount each month, saving up for emergencies ensures that students are better prepared when unforeseen expenses arise. This financial cushion can prevent them from going into debt.

10. Avoid Credit Card Debt

Credit cards can be tempting, especially for students who are new to managing money. However, carrying high credit card balances can lead to significant debt down the line. Try to avoid using credit cards unless absolutely necessary, and if you do use them, always pay off the balance in full each month to avoid high interest rates.

Learning to manage credit responsibly will not only save you money in the long run but also improve your credit score.

Save Money on College Expenses

Saving money in college doesn’t mean sacrificing quality. With a little planning and foresight, you can make smart financial decisions that will set you up for success throughout your college years and beyond. Whether it’s investing in quality equipment that lasts, utilizing campus resources, or cutting down on unnecessary expenses, every step you take can help you manage your budget more effectively. Remember, the key to saving is smart spending, not cutting corners.

First Apartment After College: How to Estimate Real Apartment Costs Before Leaving the Dorms

by Melissa Brock | Nov 24, 2025 | Ask the admission office | 0 comments

Leaving the dorms can feel like a major milestone for college students. For many families, it also marks the first time a student will handle household expenses on their own in the first apartment after college. 

Dorm costs are usually bundled into a single bill; apartment living is not. Parents often want to help their children understand the full financial picture before signing a lease.

This guide explains the real costs behind apartment living, what families should expect, and how to confidently estimate expenses. By the end, parents will know what to review with their kids, how to help them avoid financial stress, and how to think about budgeting before the move.

Understanding the True Monthly Cost of an Apartment

Dorm housing simplifies everything into one fee each term. Once a student moves off campus, each cost is separate. Helping your child understand these new financial obligations prepares them for a smooth transition.

Apartment costs typically fall into four categories:

1. Fixed housing costs
2. Variable living expenses
3. One-time moving or setup costs
4. Unexpected or emergency expenses

Walking through each one helps your child learn what to expect and how to plan responsibly.

Start With the Predictable Base Expenses 

The predictable monthly costs form the foundation of an off-campus budget. Families can review these together before any lease is signed.

Rent

Rent is usually the biggest monthly expense your child will face, and it can vary dramatically depending on the city, neighborhood, and type of apartment. Parents can help by showing kids how to compare several properties instead of jumping at the first one that seems affordable. 

Encourage them to pay attention to the length of the lease, standard rent increases after the first year, late payment rules, and any fees not included in the advertised price. 

Helping your child understand the total monthly commitment, not just the listed rent, will prevent surprises and support more accurate budgeting from day one.

Utilities

Utilities are often the first unwelcome financial surprise for students who have never had to pay for them in a dorm. Costs depend on the size of the apartment, seasonal variations, and personal habits. Heating, cooling, and water usage can all shift from month to month. 

For many families, asking, “How much do utilities cost per month?” is a helpful place to start, because it breaks down electricity, water, gas, and other recurring services. This teaches kids that utility bills are not fixed and should be estimated with flexibility in mind to avoid financial stress later.

Internet

Nearly every young adult needs reliable internet for schoolwork, communication, and daily life. Plans range from basic speeds for browsing to higher-speed packages for streaming, video calls, or remote classes. 

Parents can help their kids compare providers, understand installation fees, and identify introductory pricing that may see charges increase after the first year. It’s also important to check whether routers or modems are included or rented for an additional fee. 

Talking through these choices helps your child plot an affordable plan that fits their needs without overpaying for unnecessary features.

Renters Insurance

Many landlords require renters’ insurance, and even when it’s optional, it’s wise to have it. Policies typically cost $10 to $20 per month and protect personal belongings in case of theft, fire, or other damage. 

Parents can explain why this coverage matters, especially when kids rely on laptops, tablets, or other technology for school. 

Kids should understand that renters’ insurance also covers liability if something goes wrong in the unit. Walking children through what a typical policy includes and how to file a claim if needed helps them see it as a practical, protective step rather than an extra expense.

Expect Variable Living Costs to Change Month to Month

Some apartment costs shift depending on personal habits, weather, or schedule. Building awareness of these changes will help you avoid being caught off-guard.

Groceries

Food costs are always rising, and many kids are surprised by how quickly grocery spending adds up once they leave the dorms. Without a meal plan provided by the college, students take on full responsibility for every meal and snack, which makes planning essential. 

Parents can help their children learn to compare prices, choose store brands, and plan simple meals that stretch across several days. It also helps to talk about avoiding food waste by buying only what they will realistically use. 

If they’re living with roommates, discussing whether to share staples like spices or cooking oil can prevent unnecessary duplicate purchases.

Transportation

Transportation costs depend on where your child lives and how they get to campus or work. Kids with cars should budget for gas, routine maintenance, and parking fees, which can vary by neighborhood or campus policies. 

Those relying on buses or trains may want to compare transit pass options to find the most affordable choice. 

Even kids who plan to walk or bike should expect occasional rideshare costs for late nights or bad weather. Helping them map out their likely travel patterns and related expenses reduces surprises and supports a realistic monthly budget.

Cleaning and Household Supplies

Many kids forget to budget for cleaning and household supplies because dorm living rarely requires much of them. In an apartment, items like detergent, dish soap, paper goods, and bathroom essentials become regular purchases. These costs fluctuate throughout the year, so it helps to set aside a small monthly amount rather than buying everything at once. 

Parents can help by reviewing a basic list of common supplies and explaining how long each one typically lasts. 

Encouraging kids to split shared items with roommates can also keep costs manageable and prevent unnecessary duplication.

Plan for One-Time and Upfront Apartment Costs

Several expenses appear before the first month of living in an apartment. These should be budgeted early so students are not surprised.

Security Deposit

Most landlords require a security deposit equal to one or two months of rent, and some may also ask for pet deposits or fees for parking spaces. This is money your child must pay upfront before moving in, so it should be part of early planning. 

Parents can help by explaining that the deposit is refundable only if the apartment is left in good condition. Documenting the unit during move-in, keeping it clean, and reporting issues quickly helps protect that deposit. 

Setting expectations early can prevent surprises and reduce the emotional stress of big upfront payments.

Application Fees

Accommodation application fees usually range from $20 to $60 and are nonrefundable, even if your child is not approved for the unit. These fees cover background and credit checks, and they can add up fast if your child applies to multiple apartments. 

Families should remind kids to apply only to places they genuinely intend to move into and can comfortably afford. It helps to narrow options in advance. Students should ensure that they view properties thoughtfully and ask questions before applying. This reduces unnecessary costs and ensures each fee contributes to a realistic housing plan.

Furniture and Essentials

Kids moving out of dorms often underestimate how many items they’ll need in an unfurnished apartment. Beds, small appliances, cookware, cleaning supplies, and storage bins can add up quickly, especially if purchased close to move-in day. 

Parents can help their children make a list of essentials, identify what can be bought secondhand, and decide what can wait until after settling in. Comparing prices and shopping sales can also reduce upfront costs. 

A simple, prioritized plan keeps spending manageable and helps kids avoid last-minute purchases that can strain their budget.

Moving Costs

Renting a vehicle, paying for gas, or hiring movers can be an unexpected expense. Families should estimate these costs before selecting a move-in date.

Anticipate Seasonal and Unexpected Expenses

Moving itself comes with expenses that many students do not anticipate. Renting a vehicle, paying for gas, buying boxes, or hiring movers can all raise the total cost of transitioning into a first apartment. 

These costs vary based on distance and how much help your child needs. Here are some additional considerations:

• Weather-related utilities: Heating costs often rise in winter, and air-conditioning may raise electricity bills in summer. Expect these fluctuations.
• Medical or health needs: Your child may need funds for over-the-counter medicines, prescriptions, or urgent care visits. Planning can prevent stress.
• Minor repairs or replacements: Broken appliances, damaged personal items or lost keys can introduce surprise costs. It helps to set aside a small buffer each month.

Families should estimate these expenses together before choosing a move-in date, especially during busy seasons when prices are higher. Planning ahead ensures the move goes smoothly and prevents unexpected financial pressure during an already stressful time.

Evaluate Roommate Arrangements Carefully

Students often reduce costs by living with roommates. Parents can help them think through the financial and emotional implications of shared living. Here are the important factors to consider:

• Splitting bills: Rent and utilities are often split evenly. Parents can encourage their children to set clear expectations early to avoid misunderstandings.
• Shared purchases: Items like Wi-Fi equipment, kitchen supplies, or cleaning products may be purchased collectively. Your child should create a simple system for dividing costs.
• Communication: Regular check-ins about bills, chores, and shared items help prevent conflicts that can derail the living experience.

Build a Realistic Budget

Parents play an essential role in helping students set up their first apartment budget. Clarity makes the transition easier and supports healthy financial habits. 

A simple beginner-friendly budget includes:

• Rent
• Utilities
• Internet
• Groceries
• Transportation
• Personal expenses
• Savings for unexpected needs

Parents can also help their children map out income sources, including part-time or full-time work, family support, or financial aid that permits living expenses. Budgeting is a skill, and many students will adjust their estimates during the first few months. 

Supporting them through that process builds independence and confidence.

Review the Lease Carefully

Before signing a contract, families should walk through the lease together. Your child may be unfamiliar with legal language. Reviewing documentation together helps avoid costly misunderstandings.

Key areas to check include:

• Length of lease
• Rent amounts and due dates
• Utility responsibilities
• Rules for guests
• Parking arrangements
• Pet policies
• Move-out conditions
• Other costs related to homeowners association (HOA) rules (if applicable) 

Parents can explain why lease agreements matter and how to follow them responsibly.

Work Toward Healthy Long-Term Habits

Apartment living introduces a student to true financial independence. Families can frame this as an opportunity for growth rather than a source of stress. Help your child practice:

• Paying bills on time
• Tracking expenses weekly
• Reviewing monthly statements
• Comparing prices before buying
• Preparing for irregular or occasional costs

These skills support them long after college and can reduce the likelihood of financial emergencies.

Prepare for Life Beyond the Dorms

Leaving the dorms is a meaningful step toward adulthood. For many families, the goal is not perfection but preparation. 

When students understand the real costs of an apartment and learn how to estimate them responsibly, they gain confidence in their ability to manage daily life.

Parents who walk through each cost, discuss budgeting strategies, and encourage realistic planning help set their children up for a stable apartment experience. This shared preparation makes apartment living more manageable and strengthens your child’s financial foundation.

It can also be helpful to revisit the budget together after the first month or two. Kids often need time to adjust their estimates once they see actual bills and spending patterns. Offering support during that early learning curve, without taking over, helps them build independence while still feeling guided. 

This steady, collaborative approach ensures they leave the dorms not only with excitement but also with practical skills they’ll use long after college.

Why Thinking About Retirement in College isn’t as Crazy as it Sounds

by Melissa Brock | Nov 18, 2025 | Ask the admission office | 0 comments

When you’re knee-deep in textbooks, finals, and ramen noodles, the idea of retirement might feel like a lifetime away. Most college students are focused on scraping together enough money for tuition, rent, or the occasional pizza night, not imagining themselves lounging on a beach decades from now. Still, thinking about retirement while in college isn’t just wise, it could be the smartest financial decision you ever make.

In fact, your college years offer a powerful opportunity to lay the groundwork for lifelong financial freedom. So, can you save for retirement in college? Absolutely, and we’ll explain how and why in this article.

The Power of Time and Compound Interest

Here’s the truth: time is your biggest financial advantage. The earlier you begin saving and investing, the more time your money has to grow thanks to compound interest. For example, someone who starts investing $50 a month at age 19 can accumulate significantly more by retirement than someone who waits until they’re 30 and doubles that amount.

Even small steps, like opening a Roth IRA or contributing to a low-fee index fund, can add up in incredible ways over time. You don’t need to have thousands saved to get started. What you need is consistency and the vision to see how your future self will thank you.

Why College Is the Ideal Time to Start

College is one of the rare times in life when your expenses may be lower, and your mindset is still forming around money. Many students don’t yet have mortgages, children, or extensive debt obligations. Even if you’re living on a shoestring budget, these years are ideal for building solid financial habits that set the stage for financial independence.

More importantly, college is where many lifelong money beliefs are born. When you take the time now to learn about budgeting, investing, and saving for the long term, you’re training yourself to make better financial decisions long after graduation. These habits build momentum.

Rethinking the Definition of Retirement

Retirement doesn’t have to mean stopping work entirely at age 65. In today’s world, it’s more about having the financial flexibility to choose how you spend your time. Some people want to retire early to travel, pursue passion projects, or start a business without financial pressure. Others want to downshift into part-time work or spend more time with family. Retirement is really about freedom, the freedom to live life on your terms.

That freedom doesn’t happen by accident. It starts with intentional planning.

The Role of FIRE (Financial Independence, Retire Early)

The FIRE movement has made early retirement more mainstream. But its core philosophy is about more than quitting a job early. It’s about making intentional financial choices today that lead to more options tomorrow.

And no, you don’t have to eat beans for every meal or work 100-hour weeks to make FIRE work. It’s about being mindful of how you earn, save, and spend.

Resources like Think Save Retire provide practical, motivational content that helps individuals start this journey early. From side hustle tips to budgeting strategies and retirement calculators, it’s a hub for those ready to take control of their time and money. The earlier you expose yourself to this kind of mindset, the more it becomes a natural part of your financial DNA.

What Steps Can You Take Now?

Even if your income is modest and your expenses feel high, you can still make moves that lead toward early financial freedom. Here are a few ways to start:

1. Track Your Spending

Awareness is everything. Use budgeting apps or simple spreadsheets to see where your money is going. It’s hard to fix what you can’t see.

2. Start a Savings Habit

Even if it’s just $10 a week, build the muscle of saving. Automate it if possible. That discipline will serve you in every phase of life.

3. Learn About Investing

You don’t need a finance degree to understand basic investing principles. Read blogs, listen to podcasts, or take free online courses. Familiarizing yourself with terms like Roth IRA, index funds, and compound interest can give you a massive head start.

4. Take Advantage of Free Money

If you have a part-time job with access to a 401(k), contribute enough to get the employer match. That’s free money. Scholarships, grants, and student discounts are also forms of free money, use them to reduce debt and increase your saving capacity.

5. Embrace Frugality Without Feeling Deprived

Living within your means isn’t about going without. It’s about choosing wisely so you can afford what truly matters to you later.

Connecting the Dots Between College and Long-Term Wealth

Most students think in terms of semesters, not decades. But if you can zoom out and consider your long-term goals, your future can look remarkably different. Avoiding debt, or at least managing it wisely, makes saving for retirement far less daunting.

Learning how to think about your future self is a powerful exercise. When you envision who you want to be 10, 20, or 40 years from now, the decisions you make today begin to change. It becomes easier to say no to impulse purchases and yes to setting money aside for the future.

Thinking about retirement during college doesn’t mean you’re skipping the joy and spontaneity of these years. It means you’re positioning yourself to have more of that joy and freedom later—on your terms. By shifting your mindset now, you’re not just preparing for retirement. You’re building a foundation for financial independence that can last a lifetime.

It may sound crazy at first, but it’s one of the most rational moves you can make.

Preparing for the Future of Work: Why Remote Teaching Experience Gives Teens a Competitive Edge

by Melissa Brock | Oct 30, 2025 | Ask the admission office | 0 comments

Remote teaching experience is a great way to enhance your career. Having a TEFL certificate identifies you as a job candidate who has the dedication and stamina to work hard to achieve your goals. It shows potential employers that you possess the skills needed to stick with tasks until they are completed and that you have those very important work-related soft skills that are sought out in the workplace.  The skills from remote teaching jobs include the following:

• Adaptability
• Teamwork
• Excellent communication skills
• Time management
• Emotional maturity

The good news is you do not have to wait until you are out of your teens to obtain TEFL certification. With parental consent, you can start a TEFL course at the age of sixteen, and some companies hire teachers when they are eighteen. What are the benefits of teaching remotely at such a young age? This article goes into detail on how teaching remotely can give teens a competitive edge in the workforce. It addresses how online teaching is an excellent opportunity for teens to enhance their careers. It also identifies the benefits of being taught remotely and how remote teacher jobs can also help teens in future work endeavors.

Where Can Teens Teach Remotely?

While you may be able to start a TEFL course at the age of sixteen, the minimum age for paid teaching positions is typically eighteen. Listed below are some ways that teens can begin working as online teaching jobs remote.

• The North American Language and Culture Assistant Program (NALCAP) is a program in Spain that hires teaching assistants. Candidates can be as young as eighteen if they are in at least their sophomore year of college.
• Online tutoring is a great option for teens. Tutoring is a fantastic way for high school students to gain teaching experience, earn extra cash and help other students.
• After school learning centers often hire teens to teach online. These centers provide learning material for teens to teach online. They also provide video conferencing materials and introduce teens to collaboration methods that will prove to be useful throughout their careers. TEFL certification is extremely useful in these centers because of the vast number of immigrant students who attend to improve their English language skills.

What are the benefits that teens obtain by teaching remotely?

Let’s take a look at the benefits of teaching remotely.

Competency in Digital Literacy

Despite being very proficient in digital literacy skills, many teens do not understand business technologies. Teaching online gives them the opportunity to become capable of using technology in the workplace. These capabilities allow them to snag lucrative employment positions. This knowledge also makes them aware of how to navigate business etiquette while online.

Resume Enhancement

Teaching remotely as a teen shows potential employers that the individual is responsible, driven, and proactive. This gives them an advantage over other job applicants. Teaching remotely is a great resume enhancement.

Ability to Pursue Studies

Online teaching allows students to generate income and gain valuable work experience, while also letting them pursue their studies. It can also help them decide if teaching is their preferred field. 

Invaluable Life Skills

Remote teaching helps you hone life skills that will help you throughout your life. They will be especially lucrative when you learn them early in your career. 

Employers are constantly looking for employees who possess these skills. Time management and organizational skills show that you can complete your work on time in a professional manner. The ability to collaborate, communicate and have empathy for others is also important because the ability to work with others, no matter what their background is essential in today’s job market. You must be able to communicate effectively to get projects completed. Lastly, good organizational skills are a must in the work environment. 

How Can Being Taught Remotely as a Teen Help You in Your Future Job Endeavors?

Teens today have a multitude of resources available to them. The emergence of various online learning platforms allows them to extend their learning capabilities beyond the traditional classroom. Technology allows them to hone skills that will prepare them for an increasingly competitive and changing job market. Some of the benefits of online learning that will be useful in the workforce are listed here.

Credential Building

Learning online gives students the opportunity to build especially useful credentials that will give strength to their resumes. Teens who complete TEFL certification can start building a professional portfolio that will be impressive no matter what field they choose.

Career Readiness

Teens who engage in online learning develop self-reliance and essential time management skills that are useful in any career. By learning these skills early, students have an advantage in the job market. Employers seek out candidates with these very valuable soft skills. Many would rather hire an inexperienced worker who possesses them than a more experienced employee who has not demonstrated these skills. 

Self-Directedeness

Online learning requires a student to take responsibility for their education. Being self-motivated and able to work without direct supervision is also a valuable work trait. As an online student, you have shown that you can keep up with deadlines and work-related tasks in a timely manner.

Remote Learning Can Give Teens an Edge

Remote teaching can give teens a distinctive edge in today’s competitive workplace. Obtaining a TEFL certificate is one way to give your career a jumpstart and allow you to gain the skills needed to compete in the worldwide job market. You can visit tefl.org to see reviews from those who experienced TEFL. They might be useful in helping you decide if you want to pursue certification. As a teen, you have so many options concerning your career and life goals, remote teaching could be a way to start examining some of those options. It can definitely be a way to enhance your resume and give you invaluable work experience.