by Melissa Brock | Nov 3, 2019 | Ask the admission office |
What does ACT stand for? Here’s the answer for those trivia seekers! The ACT originally stood for American College Test, but now it’s just called by its three letters — A–C–T.
Kind of like deciding on a major, it’s a big deal. Here’s what your child needs to know to get ready for this all-important test.
What is the ACT?
The ACT is a multiple-choice entrance exam used by most colleges and universities — from liberal arts colleges to large state universities. This test is one component of your entire profile that admission committees use to make admission decisions.
The test, administered by ACT Inc., simply measures your college readiness. It also provides colleges with a yardstick to compare all students who apply to their school.
But don’t worry, your ACT isn’t the only factor. College admission committees review your high school GPA, the classes you take in high school, letters of recommendation from teachers or mentors, extracurricular activities, admission interviews and personal essays.
This can be a tad confusing: Various schools put a different weight on the ACT. Some schools might not consider the ACT for admission at all. Generally, the higher you score on the ACT, the more options you’ll have for attending and paying for college.
What is the History of the ACT?
Everet Franklin Lindquist, professor of education at the University of Iowa, launched the American College Testing Program in 1959. He designed the ACT to test students’ general educational development. In other words, Lindquist wanted to test practical knowledge — academic achievement over intelligence. The ACT’s rival, the SAT, tested mainly theory-based reasoning skills.
The first ACT was a four-part exam. It included 45-minute sections for English, mathematics, social studies and natural science. Lindquist’s test was scored using a 36-point system — and that scoring system is still used today.
Many of the 75,000 students who took the test in 1959 were Midwesterners. The SAT is still more popular on the coasts and the ACT is still taken more heavily in the middle of the country.
ACT Changes Over the Years
The ACT has changed a bit over the years:
- The ACT underwent a makeover in 1989. It swapped out the social studies and natural science sections and replaced them with reading and science reasoning.
- ACT added a writing section in 2005. This was a clear countermove in response to the SAT’s writing section.
ACT recently unrolled some new options — but they won’t be officially available until September 2020:
- Single section retesting: You will be able to retest just one, two or three section(s) without having to take the whole test again. For example, let’s say you take the full test on one of the national test dates. You’re not crazy about your math score, so you take only the math test at a later date and try to achieve a higher score the second time.
- You can report your superscore: Superscoring means that you average your four best individual subject scores from each individual ACT test. For example, let’s say you take the ACT once and get a 24 on the math test and a 32 on the English test. Let’s say you take it again. This time, you get a 25 on the math test and a 30 on the English test. You can send colleges two of your best scores from these two different test dates — the 25 on the math test and the 32 on the English test. You will also be able to submit these ACT superscores directly to colleges and universities. Just make sure the colleges you’re applying to accept superscores — not all of them do.
- You can opt for online testing: Bye-bye, traditional paper testing — if you choose. You can now take every ACT online during national test dates. Traditional paper testing is still available if you’re more comfortable with that method. The advantage to online testing? You’ll get your scores back much more quickly — in as little as two days.
What is on the ACT?
The ACT is divided into four specific testing areas, with an optional writing section. The tests are in this order: English, mathematics, reading and science.
English
The first test on the ACT is the English test. The English test is 45 minutes long and contains 75 questions. You get to edit the text — the ACT tests you on grammar, sentence structure and punctuation. In other words, you’ll need to insert where you think a passage needs a semicolon or a period, for example. It’ll also test your ability to critically understand how a passage flows and more.
Mathematics
Next, you’ll take the mathematics test. The mathematics test is 60 minutes long and contains 60 questions. It’s roughly divided into these types of math problems:
- Pre-algebra: About 20 percent
- Elementary algebra: About 20 percent
- Intermediate algebra: About 20 percent
- Coordinate geometry: About 15 percent
- Plane geometry: About 20 percent
- Trigonometry: About five percent
The ACT math section requires you to answer various word problems and others are straightforward math problems. Some have graphs or charts.
They range from easy to hard. The first 1-20 questions are easy, questions 21-40 are somewhat challenging and questions 41-60 are difficult. You might need to budget more time on the more challenging questions toward the end of the test.
Reading
Next, you’ll take the reading test — but not before you get a break! There’s a 10- to 15-minute break between the math and reading tests. The reading test is 35 minutes long and contains 40 questions. Specifically, you’ll read and answer questions about themes, tone and purpose. Overall, you’ll answer questions about how well you understand a particular passage. Specific topics include:
- Prose fiction/literary narrative: This section involves fiction passages and literary memoirs. You’ll be asked to read and then answer these multiple-choice questions.
- Social science: You’ll also answer questions about passages in psychology, sociology and education.
- Humanities: You’ll be asked to read and answer questions in the humanities — including essays and memoirs, plus nonfiction pieces on philosophy, literature and the arts.
- Natural science: This section involves science topics like biology, chemistry, physics and medicine.
Note: You will not need to be a subject matter expert in any of these topics. You should be able to read (quickly, though!) and use your reading comprehension skills to answer any of the questions involved.
Science Reasoning
Science reasoning is the last required section. The science section is 35 minutes long and contains 40 questions. The science section doesn’t actually test your specific science knowledge — it tests your ability to interpret scientific information using charts and graphs.
Writing
Finally, the ACT writing test is a 40-minute essay test that measures your writing skills. Many colleges and universities don’t require you to take the writing test — that’s good news for those of you who really don’t like to write! You can decide whether to sign up for the writing test after you ask the admission offices at the schools you’re applying to whether you should take the writing test.
Here’s how it works:
You’ll get a prompt that describes a complicated issue and which presents three different perspectives on that issue. You must write your answer in pencil on the lined pages of an answer folder. Students with a disability who cannot handwrite the essay will not have to write it by hand. (Check out information for students with disabilities on ACT’s website.)
When is the ACT Offered?
The ACT is always offered during the following months:
- February
- April
- June
- July (Note: The ACT is not offered in New York state in July.)
- September
- October
- December
Don’t forget to sign up for the ACT by the registration deadline. The registration deadline is usually during the month preceding the test date, but if you don’t manage to sign up on time, there’s always a late registration deadline.
Visit ACT for more information about test dates and learn how to register for a test.
Take the ACT
Knowing what’s on the ACT and what it stands for is great — but don’t forget to practice! Go through a few practice tests online or get a tutorial book from your local library.
Ask about the ACT when you’re on college campuses. You might already be asking, “What is the FAFSA?” and “What is rolling admission?” during your college visits. But don’t forget to ask each admission counselor when you should take the ACT.
Even more importantly, ask your admission counselor what ACT score each college requires. It’ll give you something to shoot for.
by Melissa Brock | Oct 26, 2019 | Build relationships |
Good for you for wanting to write a scholarship letter — or, if you’re a parent who wants your kiddo to write a letter — good job on asking him or her to write a scholarship thank you.
Scholarships can be a saving grace — in some cases, college, trade school grad school — might be impossible without one (or two or three).
Here’s how to pen the perfect message.
Why Write a Scholarship Thank You Letter?
Lots of companies, organizations and other entities give scholarships — and individuals do, too. You might not think that a faceless corporation would get a kick out of receiving a scholarship letter, but that’s just not true.
Let’s say you write to the board of directors and profusely thank them for your generosity, and you just might earn yourself more scholarships in the future. Maybe you find that a particular scholarship is renewable.
But it’s more than that. It’s more than just about what’s in it for you — it’s about building relationships with people and making a real human connection with someone or a group of people who has (excitedly!) proven their generosity.
When to write a scholarship thank you letter
You might think you only need to write a scholarship letter once you receive a scholarship. However, it’s a good idea to write a scholarship letter during any part of the scholarship process:
- Immediately after you interview for a scholarship
- After you do alumni interviews for admission to a particular college
- Once you audition for a scholarship (music, theatre, etc.)
- Once you’re evaluated in any way for a scholarship
In other words, anytime you actively do something to try to nab a scholarship, you need to thank someone for it.
Here’s a quick scenario. You interview for a business scholarship at a college with a professor that you know you’ll have in class someday. You send a thank you note and the professor sends an email back. The professor remembers you from the interview and gives you the scholarship because of your stellar interview — and who knows? Maybe because of your thank you note, too.
Furthermore, let’s say a college gives you a giant merit-based scholarship. Sure, it might seem like they give those to lots of students (liberal arts colleges often give out large merit-based scholarships to bring down their tuition costs) but consider this. Maybe you send a hand-written note to the admission counselor and lo and behold, another scholarship is available later — and since you’re such a kind, caring student, they recommend you for the scholarship first.
How Should My Scholarship Letter Sound?
Your letter should take on a formal tone. The type of letter you send will convey how formal it is — a typed letter is way more formal than a hand-written card or email. It’s a good idea to err on the side of formal when you’re writing a scholarship thank you letter.
You may want to consider a formal letter once you’ve interviewed for a scholarship or when you’ve received a scholarship. On the other hand, you might want to pen a handwritten thank you note to an admission counselor for your visit to campus (this is another great thank you opportunity!).
Steps to Write a Formal Scholarship Thank You Letter
Let’s walk through the steps so you’ll know exactly what you’ll need to do — but don’t copy the one we include below word-for-word. Add your own touch — and maybe even a little pizzazz.
Step 1: Check the name of the recipients, write the salutation and first paragraph.
Here’s what you’ll need to collect before you get started:
- The first and last name of the donor or organization that’s giving you a scholarship. Double-check — no, triple-check! — the spelling of any names. Quadruple check!
- The name of the scholarship. Again, make sure you’re spelling it right.
- The address, city, state and zip code of the scholarship donors.
Your salutation should start with “Dear” — no ifs, ands or buts. If you feel at all the desire to write “Hey” or “Whazzup” at the beginning of a scholarship letter, squish it immediately. You’re writing a formal thank you.
Your intro doesn’t have to be boring, though most letters you’ll see start with, “I’m writing to thank you for your generous scholarship.” Bland, huh? You can get a bit more creative than that, but remember — always start with the purpose of your letter.
Step 2: Write the second paragraph.
Get a little friendly here — if you didn’t in the first paragraph. First, talk about yourself a little more. Maybe you’re into martial arts or dance. Maybe you play the bari sax in your school band — scholarship donors are real people who want to know who you are. Explain why the donor’s investment means so much to you.
Can you think of other things to add? Of course you can. Make it memorable. If you did an interview with that person, add a personal touch, such as “I really enjoyed hearing you talk about your love of Shakespeare in my interview. We recently performed Hamlet at the community little theatre and I played Ophelia.”
Step 3: Write the conclusion.
Finally, you’ll want to end with a robust thank you and a promise to honor the donor’s or donors’ investments. This is the time to make your donor feel good and laud them with phrases like, “I wouldn’t be able to continue my education without you.”
Step 4: Add the closing and sign your name.
You’ll also need a complimentary close to sign off your letter. Use “Sincerely,” “Best wishes” or “All the best” for the closing. “Thanks a bunch,” probably doesn’t strike quite the right vibe.
Next, actually sign your letter — don’t just type your name. You’ll type your name under your signature.
Put it All Together
Now that you’ve digested all of that, let’s put all the parts together.
[Date] — be sure to write this out like this: October 25, 2019
[Mr. or Mrs. First and Last Name of Donor or Name of Organization ]
[Name of Scholarship]
[Address]
[City, State, Zip]
Dear [Donor Name or Organization Name],
First paragraph: Explain why you’re writing your letter.
Thanks so much for choosing me to be your [Name of scholarship] scholarship recipient. I was so excited when I got your letter in the mail!
Second paragraph: Talk a little bit about yourself and explain why the letter means so much to you.
I’m a ballet dancer and a travel enthusiast (my grandparents have taken me to 26 countries around the world). My love of travel has spurred me to learn two other languages — French and Spanish.
I’m planning to major in English and get either a business management or a communication studies minor. I really want to be a journalist someday — and my major goal is to write for The New York Times. I plan to write for my college newspaper, but I’m not quite sure which school I’m attending yet. I’ll be sure to make a decision soon, after I wrap up a couple more college visits.
Third paragraph: Wrap it up and thank the person or organization again and explain that you’re going to “take good care of” the donor’s investment.
This scholarship helps me achieve my dreams of becoming a journalist and I’m so thankful to you to help make that happen. I hope one day I’ll be able to pay it forward and help another student in need.
Sincerely,
[Sign your name here]
[Your name]
[City, State, Zip]
Wait — What About the Envelope?
Put your letter in a #10 business envelope with a Z-fold (YouTube it if you’re not sure what that means — it means that you’ll fold your letter once and then back again), and if you want a polished look, you can was design one using tools like Canva’s envelope maker.
Write your address in the upper left-hand corner. You might be wondering if it’s okay to handwrite this part. It sure is.
Put your recipient’s name, the name of the organization and address in the center of the envelope. Finally, put a stamp in the upper right-hand corner. Your letter shouldn’t be overly thick because it’ll just have one sheet of paper in it — so you should only need one Forever stamp.
Write the Best Possible Scholarship Letter
One question you might be wondering: How long does this thing have to be? Luckily, not long. A scholarship letter can be just three short paragraphs like the one above — but make an effort to be sincerely thankful and try your hardest to make a connection, just like you would if you were sharing a handshake and thanking the donor in person.
You might not know your donor’s name right off the bat if the scholarship is coming from an organization. However, do your best to find the name of the person in charge, such as the CEO of the organization that’s giving you the scholarship. It’s much better to put a person’s name on the letter rather than sending it to a large corporation — you wouldn’t want your efforts to be wasted.
by Melissa Brock | Oct 20, 2019 | Ask the admission office |
You — or someone you know — has decided to go off to college. Hurray! Whether you or your kiddo are headed off to a university, liberal arts college, community college or elsewhere, you might learn that a college’s application process involves “rolling admission.”
What is rolling admission? It simply means that the college(s) you’re interested in will review applications as they receive them.
What Do I Need to Know About Rolling Admission?
Rolling admission means that colleges accept (and deny) students on a continuing basis. For example, you can get an admission decision whether you apply to colleges in October or April — you’ll usually find out whether you’ve been admitted within approximately two to four weeks.
But does that mean you should wait until April of your senior year to apply to schools? Probably not. Some schools have a priority deadline for rolling admission. Your application should be in earlier so you can increase your chance of acceptance. Beyond the priority deadline, the school will accept applications until all spots are filled.
Rolling admission is different than early decision or early action. Early decision schools are binding, which means that you apply early to a school and then you must attend that school when you’re accepted.
Early action schools are non-binding, which means that you can apply to several early decision schools and then make a final decision on May 1 — just like you can with rolling admission.
The major difference between early decision and early action schools is that they have a firm application deadline — unlike schools with rolling admission.
Steps to Apply to a College with Rolling Admission
Rolling admission offers a lot of benefits — particularly when you’re a busy high school student. Let’s say you (or your kiddo, if you’re a parent) must balance play rehearsal, cross country practice, homework and more every night of the week. It’s tough to find time to apply, so rolling admission can offer a little breathing room.
Step 1: Visit colleges so you know where you’d like to apply.
Visit several different types of schools. Call up the admission office at each college or university and talk to an actual person. For example, you might talk to the campus visit coordinator at a liberal arts college and a state university and plan to visit each school’s engineering department.
Visit schools early on in your high school years — don’t wait until April of your senior year and then go on a college visit frenzy. Start sophomore or junior year and ease into it. Sprinkle a couple of visits throughout summer break after sophomore year. Add one to spring break junior year. Hit even more colleges during the fall of your senior year.
Think you’re behind on college visits? It’s okay — that’s why rolling admission is a major benefit. Treat this as an adventure. Visiting colleges can be so much fun!
Step 2: Ask colleges about their application processes.
Ask multiple questions about the application processes and admission requirements at every school (in detail!). The admission counselor is the best person to ask when you’re on your college visits. Here are five great questions you can ask your admission counselor:
- When does your application process open?
- When must my application be complete?
- What does your application involve (essay, letters of recommendation, resume, etc.)?
- What are your best tips for filling out the application?
- How long will it take me to complete?
Step 3: Apply for admission.
You’re ready to apply? Yesssssssss! So exciting. Read the application form in depth. (After all, it’s not a good feeling when you submit something as important as a college application and you realize that you’ve forgotten to include, say, a critical part of your college essay.) Your application form, which is almost always done online but could be done on a paper version in some cases, may include:
- An essay or another type of writing sample: Get help with this! This must be your very best work. It’s worth it to have an English teacher or other savvy adult work through the components of the essay or writing sample.
- Letters of recommendation: Some schools require you to submit letters of recommendation. Others do not. Check with each individual school for more information. Be sure you select people who can speak to your academic strengths — in other words, steer clear of athletic coaches or others who cannot comment on your performance in the classroom. Choose teachers from core subjects — math, English, science and history.
- List of activities: The application will ask for a list of your activities — both in school and outside of school. Be sure it’s a comprehensive, chronological list that highlights your interests. Schools will take your activities into serious consideration when they assess your application.
- Creative work: Schools might require you to submit creative work for additional scholarships or as a requirement for admission.
Another quick note: The application may ask you whether you plan to file the Free Application For Student Aid, or the FAFSA. Don’t plan to file the FAFSA? You might need to indicate that on your application.
Your application might allow you to apply to several schools at once — the Common, Coalition and Universal applications can allow you to apply for over 800 schools at once!
Step 4: Send in your transcripts and test scores.
Each school may ask for your transcripts and test scores, but make sure you’re sending the right information.
- Transcripts: Ask your high school to mail in an official copy of your transcripts. Some colleges and universities don’t require official transcripts at the time of application and may just need them when you officially graduate. Ask the school to be sure.
- Test scores (ACT or SAT tests are the most common): Have you taken your ACT or SAT? If not, take them — pronto — and have the scores sent directly to the schools you’re applying to. Learn about testing dates and fees on the ACT and SAT websites.
Step 5: Pay the application fee and submit.
Some applications require an application fee and others offer a free application — especially when you do a college visit at that particular school. You can pay the application fee via check, money order or credit card. Double-check to make sure that you included everything that’s required for the application and take a deep breath — and hit submit. Hurray!
Step 6: Wait for an official acceptance.
You’ll receive notification of your acceptance via regular mail within two to four weeks — do a happy dance! You might often receive a couple of other notifications from a school, possibly via email and maybe even communication from your admission counselor or other admission personnel at the schools you applied to.
Now, you know that there’s also the possibility of a denied application. What happens if you’re not accepted? You can file an appeal. Every college handles appeals differently, so do your best to learn everything about the appeal process first.
Be sure you have a good reason for an appeal — not just being upset with the admission office’s decision. Write an appeal letter that points to specific reasons for lackluster performance, such as a death in the family or a long-term illness that you suffered from during your sophomore year. Be explicit. And whatever you do, don’t be accusatory toward the admission office for denying you.
Get an alternative plan ready to go at a different college, because appeals often don’t succeed — particularly if you’re denied admission from a highly selective school. Also remember that just because you’ve been denied admission at one point, it doesn’t mean you can’t reapply as a transfer student someday.
Why Opt for a School with Rolling Admission?
Rolling admission shouldn’t be the only reason you apply to a school. There obviously must be other compelling factors. Rolling admission should only be one of the “extra perks” that can help you make your best decision ever. Other factors that are arguably more important include:
- Fit: Does the school feel “right” to you?
- Location: Is the college in the right city, state or even the right country?
- Academics: Does the college excel in the major you’ve selected — or even better, have an overall excellent academic reputation? Remember, you don’t need to have your major selected prior to attending college.
- Athletics: Is the coach for the sport you play the one you can envision playing for over the next four years? Are your teammates people you know you can get along with?
- Social: Is the social atmosphere the right one for you? What do students do on the weekends? A great way to gauge that is to do an overnight visit on campus before you make your final decision.
- Career opportunities: Does the school offer an excellent career center that can help you make connections over the next four years? Can the career center offer you leads to internships and alumni connections that can make it possible for you to get a job after you graduate?
Can you think of other factors that will make it on your list? Of course you can. Maybe a school makes it onto your list because it has an outstanding knitting club — or a championship bowling team.
Find the Right Fit College No Matter What
One more thing to remember: A college’s specific admission type doesn’t indicate the caliber of the school at all. Just because a school is an “early decision” school doesn’t mean it’s “better” — just like rolling admission doesn’t mean it’s a “B” school. A lot of great schools require rolling admission. In short, don’t base your assessment of a school on the type of admission it uses.
by Melissa Brock | Oct 9, 2019 | Financial aid and scholarships |
The perfect college visit scenario: You crunch through the leaves on a beautiful college campus and listen to a tour guide’s perfect spiel on a 70-degree October day.
The reality: You might’ve had the gorgeous campus tour. But then — you find yourself in the financial aid director’s office. He’s saying words like “FAFSA” and “FSA ID” — and then, he turns you loose. You feel a little… blurry.
A college decision is a thrilling adventure — so let’s keep it that way. We’ll completely demystify the FAFSA for you.
What is the Free Application For Student Aid (FASFA)?
The Free Application For Student Aid (FAFSA) is a free application that gives you access to federal and institutional aid to pay for college. You’ll get access to federal grants, work study and loans. Colleges use your FAFSA results to determine your eligibility for different types of aid. Private financial aid providers may also use your FAFSA application to determine whether you qualify for the type of aid they provide as well.
Still sound a little murky? Never fear — we’ll cover how to file the FAFSA next.
How to fill out the FAFSA
Here are the steps you’ll need to take to fill out the FAFSA — whether you’re a student, parent, guardian, grandparent or if you’re filling it out for yourself.
First, grab a few documents before you even sit down at the computer:
- Social Security numbers for parents and students
- Your driver’s license number
- Your alien registration number if you aren’t a U.S. citizen
- Tax returns and W-2s
- Information for income such as child support, interest income and more
- Statements for cash, savings and checking accounts, investment accounts and more
Step 1: Get your FSA ID.
An FSA ID is a username and password that’s unique and confirms your identity when you’re looking at or signing official financial aid documents. Let’s say you’re filling out the FAFSA for your dependent student. You’ll need two separate FSA IDs — one for you and one for your child. Remember that you’ll need to remember your FSA ID every year that you file the FAFSA — lock it in your memory bank.
Just kidding. You might never remember it ever again. Write it down and save it somewhere safe.
Step 2: Go to the FAFSA login page.
Find “Start here” on FAFSA.gov and enter your student’s name, Social Security number and date of birth. Be absolutely sure your name and Social Security numbers match what’s on your Social Security card — lots of financial aid personnel at colleges encounter a problem when these don’t match.
Step 3: List colleges and universities.
You can list up to 10 colleges and universities where you want the FAFSA sent — but you must choose at least one. Use the Federal School Code search to identify each of the schools on your list.
Step 4: Know your dependency status.
Some students might consider themselves an independent student — but the reality is that it’s really tough to declare yourself an independent student, even if you don’t live with your parents. Here’s the checklist that can lead you through the process so you know for sure.
Step 5: Add parent information.
You’re going to have to add legal parent(s) on the FAFSA if you’re a dependent student or add your own name if you’re filing for a dependent.
- You must almost always list a stepparent who is married to your legal parent.
- Let’s say that your parents are divorced — you’ll include information for the parent you live with most of the time.
- You’ll need to list both parents if they live together, regardless of whether they’re the same or opposite sex.
Step 6: Offer up financial information.
You’ll need to gather up tax information from 2018 for the 2020-2021 FAFSA.
The data retrieval tool (IRS DRT) takes most of the work out of filing the FAFSA. It pulls information from the IRS and prepopulates it onto your FAFSA. Here’s a quick overview of how it works:
- Go to the IRS website through the DRT and fill out your name exactly as it is on your taxes.
- You’ll be able to find a page that tells you that your tax information is ready to go and you’ll be able to use that page to import your information directly onto the FAFSA form.
- You’ll be able to see “Transferred from the IRS” in the correct fields on your FAFSA but won’t be able to see exactly what’s in these fields. In other words, you won’t be able to change this information.
- You can opt to fill in all parts of the FAFSA manually instead of using the IRS DRT.
Step 7: Sign and submit your FAFSA.
Sign with your FSA ID and that ensures that your form is processed quickly. You do have the option to print, sign and mail in a signature page to submit your FAFSA, though that won’t be processed as quickly as it would if you used the FSA ID.
How does the FAFSA work?
Next, the magic happens in each college’s financial aid office. The colleges you’re interested in attending will use your FAFSA results to determine your eligibility for financial aid. The financial aid office at every school uses a couple of pieces of information, including:
- Expected Family Contribution (EFC): Your EFC is a formulated number (the formula is established by the federal government) which helps colleges and universities determine how much you could feasibly pay for college. (Note: Don’t be alarmed if your EFC seems high. Many families feel that way.)
- Year in school
- Enrollment status: The schools will need to know whether you’re going to be a full-time or half-time student.
- Cost of attendance (COA): The COA is the amount you’ll pay to attend each school. It may include — but is not limited to — tuition, room, board and fees, books, supplies, transportation costs, loan fees and more.
The schools you’re considering might have other forms you’ll need to fill out to get financial aid specifically from each school, so check each financial aid office for more information.
Each school will also have a different timeline to release aid. Some colleges can get your financial aid award to you within two weeks — but this varies from school to school. Just ask.
What does the FAFSA get you?
Contrary to popular belief, you don’t have to file the FAFSA — but know that you could miss out on certain need-based aid if you don’t. The aid you could get comes in four major flavors: Scholarships, grants, loans and work study. Here’s the scoop.
Federal aid
Federal aid is given through the U.S. Department of Education primarily through grants, work study funds and low-interest loans.
- Grants don’t have to be repaid, unless you withdraw from school and owe money to the program that provides you the grant.
- Work study is a program through your school that allows you to work at your school and earn money.
- Federal student loans are borrowed money that must be repaid. Federal student loans are the best loans you can get because they typically offer the lowest interest rates on the market.
There are other federal aid opportunities, too. You might qualify for aid as the spouse or dependent of a veteran, as a foster care youth and more.
State aid
You might not qualify for federal grants — so check with the department of education, the higher education agency or adult education agency in your state to see what types of grants may be available to you. Note: The colleges and universities you’ve applied to will also be able to tell you whether you qualify for state grants or other state aid.
College or university aid
The colleges and universities you’ve applied to will evaluate your FAFSA and award you directly from their own funds, too. Scholarships can offer you a major boost. Scholarships are like grants — you don’t have to pay back the money you’re awarded.
You’ll see the need-based scholarships you’ve received after you get your financial aid award. But if you want to be proactive, ask your admission counselor at each college for more information about all scholarships available.
When is the FAFSA due?
The federal FAFSA deadline is June 30, but the schools you’re applying to might require you to submit it before then. Don’t miss schools’ deadlines — check with each individual school so you don’t miss out on getting as much financial aid as possible.
As of October 1, 2019, you could file the FAFSA for the 2020-2021 academic year.
File the FAFSA now
You’ll be able to check your FAFSA form’s status immediately after you submit the online form. A paper FAFSA form takes a bit longer. You can learn more about 7–10 days you mail it in — either log in to fafsa.gov or contact the Federal Student Aid Information Center.
Again — remember that you should never pay money to complete the FAFSA. You know you’ve encountered a scam website if a site asks you for your credit card information. Close out of the website immediately and go to fafsa.ed.gov.