The meaning of financial aid isn’t always clear to all families. In fact, many people believe that financial aid will cover the cost of college, but that’s not the cost for all. In my years of admission, I’ve seen situations where financial aid covered the cost of college in full, and I’ve seen situations where the only thing offered to students is $5,500 in student loans.
However, as a whole, undergraduates and graduate students received $240.7 billion in 2022-23 from all grants, federal loans, federal education tax benefits and federal work-study. The average aid per full-time equivalent (FTE) student in 2022-23 was $15,480 per undergraduate student and $28,300 per graduate student, according to the College Board.
Financial aid can seem like the most daunting hump in the getting-your-kid-to-college process. But what is financial aid, anyway? What does it entail? Don’t worry, it’s normal to be confused.
Let’s compare financial aid to baking a cake. The ingredients — scholarships, grants, loans, work-study and out-of-pocket funds — are combined to create a finished product: Your child’s final financial aid award.
Hang in there! Let’s dive in and learn more.
What is Financial Aid?
Financial aid, which you may understand, is aid provided to help cover the cost of your child’s education. Scholarships are a part of financial aid.
Financial aid can include both money that needs to be repaid and money that doesn’t need to be repaid. Financial aid can come from various sources, including federal and state governments, colleges or universities, private organizations and banks. Financial aid helps make education more affordable by reducing out-of-pocket costs for students and their families. It’s a wonderful thing and one of the best ways to pay for college!
Types of Financial Aid
What are the different types of financial aid? Let’s take a look at the definition, eligibility and some popular types of financial aid.
Grants
Grants are money that your child does not need to repay. Eligibility for grants varies, but they are often need-based and might come from your state or the federal government.
Popular grants from the federal government include the Pell Grant and the FSEOG Grant.
Scholarships
Scholarships differ from grants because they are typically based on merit or other specific criteria. However, like grants, your child does not have to repay scholarships. Scholarships are not necessarily awarded based on need (but they might be).
Loans
Your child must repay loans with interest. There are two different types of loans: federal vs. private loans, and the terms, interest rates and repayment plans depend on the type of loans your child takes on.
Direct Subsidized and Unsubsidized loans: The U.S. Department of Education (through the federal government) offers two kinds of Direct loans to students: Direct Subsidized loans, which are based on need. The government pays the interest on subsidized loans while your child is in school as long as they attend college at least part-time as well as after the first six months after they leave school. Direct Unsubsidized loans are not based on financial need, and interest accumulates right away on Direct Unsubsidized loans. Students can borrow anywhere from $5,500 and $12,500 in Subsidized or Unsubsidized loans depending on their year in school.
Direct PLUS loans: Parents, this one’s for you! Parents of undergraduate students can get Direct PLUS loans (also commonly called Parent PLUS loans) for students, but those pursuing a graduate degree can also get a PLUS loan. This is a federal loan that requires a credit check.
Private student loans:Private student loans come from private companies, like banks and credit unions. Private loans might have variable interest rates and cannot be consolidated with Direct loans. These loans (which are typically more expensive than federal student loans) include terms and conditions set by the lender. Private lenders want to see a credit score to qualify. Private loans may only come in a variable interest rate (instead of a fixed rate).
When deciding between federal and private student loans, learn as much as you can, and if your child can do so, avoid them. Learn about repayment fees, interest rates (such as variable or fixed), when repayment starts and the total cost of the loan, including interest. Learn about any interest rate reductions as well.
Work-study programs are federal programs. Money comes from the federal government and goes directly into your student’s wallet. Students must apply for a work-study job on campus, and jobs might include working in the cafeteria, admission office, academic office or more on campus. However, note that work-study programs are not automatic — students must proactively apply for a job and go to work in order to receive a paycheck.
Of the above options, grants and scholarships are free money. Work-study is not technically free money, because your child must put forth the effort to earn it. It also typically does not go directly toward tuition — most colleges and universities pay your child. They must put it toward tuition and fees themselves.
Who Qualifies for Financial Aid?
Anyone can qualify for financial aid, which is why it’s important to apply for it, even if you don’t think your child will “get anything.”
Factors that affect financial aid for students include financial and other general eligibility for financial aid requirements, including:
Financial need, including income
U.S. citizenship or eligible noncitizenship
Enrollment status
Special circumstances (such as for independent students and veterans)
Your student will eventually receive a financial aid award letter from all colleges they applied to. When the letter will arrive depends on the school.
This is the confusing part for many families, and rightfully so. Each school follows a unique process in terms of dates, deadlines, procedures and awards. They even follow a different process for how they display your child’s aid! Your child might receive a financial aid award letter from various schools at different times of the year.
The amount of aid offered can cover up to the full cost of attending college. It will be broken down into three categories: free money they don’t have to pay back, earned money (typically work-study) and borrowed money (either from federal or private student loans).
It’s important to understand every aspect of the various financial aid awards and how they’re packaged, because it might be different compared to other financial aid awards your child receives.
There are several steps your child can take to get need-based or merit-based aid.
1. Apply for admission.
Your child can’t get scholarships from colleges until he or she applies. What type of admission does each college have? Rolling admission? Early decision? Early action?
It’s important to know each admission type, ensure your child follows all directions and applies well ahead of the deadline. Applying incorrectly (or late) could also directly affect your child’s financial aid opportunities.
2. Ask colleges about scholarships.
All colleges post information about scholarships on their websites. To get a full understanding of what a school offers, it’s a good idea to make contact with the admission office at each school. Colleges and universities can’t post every single scholarship they offer on their websites. Those lists are long!
For example, an alumna could have donated a scholarship for red-headed students education majors who like to knit. (Okay, that could be an exaggeration.) But there are dozens of scholarships that you might not know about unless you take the time to turn over every single stone at a particular college.
You probably want your child to apply for every bit of scholarship money possible. That means doing some extensive research online, in your community and through your school counselor’s office. There’s no one way to piece together the scholarship opportunities available to your kiddo. You can search in the following places, according to the U.S. Department of Education:
The financial aid office at the colleges your child plans to attend
Your child’s school counselor
Scholarship search tools — but make sure they’re valid
State grant agencies
Library reference section
Foundations, religious or community organizations, local businesses, civic groups
Organizations related to field of interest
Ethnicity-based organizations
Your employer or your kids’ employers
Pro tip: Ask colleges whether they offer scholarship competitions. Many do, and it’s a great way to earn more scholarship money.
4. File the FAFSA and (if required) the CSS Profile.
It’s important to file the FAFSA even if you think your child won’t qualify for anything. If the college requires the CSS Profile, complete that as well.
Two of the best ways to receive financial aid include filing the Free Application for Federal Student Aid (FAFSA), and if the schools your child is considering require it, the CSS Profile.
FAFSA Overview
The FAFSA is just like it sounds — a free application you file to determine whether your child can receive federal financial aid in the form of federal grants, loans and work-study. Colleges and universities also use the FAFSA to determine how much aid to award your child.
To complete the FAFSA form, all contributors (your student, you and your spouse if you are no longer married to your child’s other parent) must create a StudentAid.gov account using their FSA ID, ensuring their name and Social Security number match exactly. Once you gather necessary documents like tax returns and financial records, dependent students must include parent information, and you must accurately reflect marital or financial status changes. You and your child can sign and submit the form only after all contributors have completed their sections, with confirmation provided via email.
You can typically file the FAFSA on October 1, but recent lags in the new FAFSA simplification (which made the FAFSA shorter) have pushed out the FAFSA to December 1. You can still sign up for an account prior to December 1.
Should you file the FAFSA, even if you think your child won’t “get” any aid from it?
Yes! You must also file the FAFSA every academic year your child is in school or they won’t qualify for additional federal financial aid (including renewable aid they received the previous year). It’s usually easier to renew the FAFSA because the FAFSA stores your personal and demographic information.
CSS Profile Overview
The CSS Profile is also a free application, but it differs from the FAFSA. The CSS Profile is for institutional aid, not federal aid, and it asks more detailed questions, such as the net worth of small family businesses, home equity, medical expenses and more. It also asks you questions that do a deeper dive into your child’s income and assets.
You won’t pay anything for the CSS Profile if you make under $100,000 per year, if your child qualifies for an SAT waiver or if a student is an orphan or ward of the court under age 24. If you don’t qualify, submitting your CSS Profile to one college costs $25, and additional reports cost $16 each.
Not every school requires the CSS Profile, so check the list of participating institutions to learn more about whether the schools your child is interested in require the CSS Profile. The financial aid application process definitely lengthens when you file both the FAFSA and CSS Profile, but they can both help your child qualify for both federal and institutional aid.
5. Compare financial aid awards.
You’ve applied to several schools, filed the FAFSA, auditioned or interviewed for scholarships and attended scholarship events. Next, you’ll receive financial aid awards from schools. Sit down and compare them.
Be sure you do an apples-to-apples comparison. What does that mean? Let’s say you’re getting a $19,000 merit-based scholarship from College X and a $17,000 merit-based scholarship from College Y. That doesn’t mean that it’s necessarily cheaper to go to College Y.
What’s the full price for each? Figure that out, then subtract the amount of financial aid you’re awarded from each college to see which is cheaper.
Many families wonder if they’re doing “the right things” when they look into financial aid, so here are some of the most common financial aid mistakes to keep in mind:
Not applying early enough: Your child can start applying for financial aid early. In fact, it’s never too early to apply for scholarships! (My daughter received scholarships in fifth and sixth grade and I still look for opportunities all the time.)
Believing the FAFSA will cover everything: One of the most common FAFSA mistakes is thinking filing the FAFSA will take care of the full college bill. Filing the FAFSA does not mean it will cover all your child’s college bills. In some cases, the FAFSA will only offer federal loans. Don’t make the mistake of thinking that your ticket to financial aid involves filing the FAFSA, because it likely won’t take care of everything.
Not exploring all available aid options: Leave no stone unturned in your quest to look for available aid. This means creating a robust plan to look for scholarships, looking into merit-based scholarships and more.
Overlooking school-specific aid: Ensure you understand everything you need to do to apply for school-specific scholarships and other types of aid at each institution your child’s considering. For example, if a school offers a presidential scholarship, ensure your child knows how to apply for it if they qualify.
Learning how to avoid financial aid errors is one of the most beneficial things you can do for your student, and it can seem tricky because every school does things just a little differently.
Financial Aid Myths Debunked
You’ve heard the financial aid myths, like “only low-income students qualify for financial aid,” (ridiculous!) so let’s go over some of those. Steer clear of these dangerous ideas!
1. Only low-income students qualify for financial aid.
REALITY: Students of all income levels qualify for financial aid, whether it is merit-based, financial-based or other types of aid. Financial aid eligibility is based on various factors, not just income. Many families with higher incomes still qualify for aid due to their specific financial circumstances, especially due to the cost of attendance at different schools.
2. Only students with excellent grades get financial aid.
REALITY: While good grades can help with merit-based scholarships, financial aid is primarily need-based. Students from various academic backgrounds can qualify for grants, loans, and work-study programs.My family earns too much money, so I won’t qualify for financial aid.
3. Private colleges are always more expensive.
REALITY: While private schools often have higher sticker prices, they also tend to offer more generous financial aid packages. In some cases, attending a private school can be more affordable than a public university.
4. Applying for financial aid is a one-time process.
REALITY: You need to reapply for financial aid every year because financial situations can change.
5. Financial aid only comes in the form of loans.
REALITY: Financial aid can come in various forms, such as grants, scholarships, work-study and loans. Not all aid has to be repaid.
6. You should wait until you’re accepted to a college to apply for financial aid.
REALITY: It’s important to apply for financial aid as soon as possible. Most schools have deadlines, and aid is often distributed on a first-come, first-served basis.
7. Only U.S. citizens can receive financial aid.
REALITY: Many non-citizens, including permanent residents and eligible non-citizens, can qualify for financial aid. Some states and colleges also offer aid to undocumented students.
8. Scholarships are only for star athletes or high academic achievers.
REALITY: Scholarships are available for a wide range of criteria, including community service, hobbies, unique experiences or even being left-handed! Opportunities exist for so many different types of students!
9. Parent savings in a 529 plan will prevent financial aid eligibility.
REALITY: While savings in a 529 plan are considered in financial aid calculations, they have a relatively small impact compared to income. Most families are better off saving for college than relying solely on financial aid.
10. Financial aid packages are non-negotiable.
REALITY: In some cases, you can appeal a financial aid decision. If your family’s financial situation changes or if you receive a better offer from another school, you may be able to negotiate for more aid.
Maximize Your Child’s Financial Aid Opportunities
Understanding how this process works is the best way to establish as much control and your choices for financing college.
Most importantly, financial aid can come from a variety of sources: federal and state agencies, colleges, high schools, community organizations, foundations, corporations and more. Do everything you can to learn more about all your child’s opportunities and how it will help them in the future.
FAQs
What is financial aid and what does it do?
Financial aid can help your child tackle the costs of college. It comes in a wide variety of forms, and it’s truthfully like a puzzle you can put together to help pay for college. Whether it comes in the form of scholarships, grants or a small amount of loans, when put with the money that comes out of your pocket, it can make a huge difference in your child’s life.
Do you pay back financial aid?
Financial aid in the form of a loan must be paid back. You must repay federal loans after you graduate or stop attending school, with a grace period of six months after finishing school. Your child must also repay private student loans. Your child doesn’t need to repay other forms of financial aid, such as scholarships and grants.
Is all financial aid free money?
No, financial aid is not all free money. It includes loans, which your child must repay. For example, if your child receives federal student loans, they will have to repay them typically within six months after graduation.
As a parent, you’re probably no stranger to the financial strain college can impose. With rising tuition costs, fees, textbooks, and living expenses, it’s easy to see how many families feel overwhelmed. The idea of your child taking on significant student loan debt right out of the gate is unsettling for most parents. Fortunately, there’s a way to ease the burden: outside scholarships.
Outside scholarships offer valuable financial assistance to help your child cover college expenses without accumulating debt. But how do you, as a parent, guide your high schooler in finding and applying for these scholarships? The process can feel like navigating a maze, but with the right information and approach, it’s manageable — and well worth the effort.
This guide will show you how to support your child in securing outside scholarships, from discovering where to find them to crafting a winning application. Let’s explore the steps together.
Why Outside Scholarships Matter for Your Child’s College Education
While many parents are familiar with financial aid options like the Free Application for Federal Student Aid (FAFSA) for need-based financial aid like the Parent PLUS loan or school-specific scholarships like merit aid, outside scholarships are often an untapped resource. These scholarships are offered by private organizations, businesses, foundations or individuals, and they come with a number of distinct advantages.
First, outside scholarships aren’t tied to a specific college or university, so your child can apply to a wide range of opportunities, regardless of where they plan to attend. This significantly broadens the pool of potential aid.
Moreover, outside scholarships often have unique criteria, allowing your child to stand out based on talents, interests, or other characteristics. Some awards may be merit-based, while others may focus on extracurricular involvement, leadership, or community service. And many are not tied to financial need, so even if your family doesn’t qualify for need-based aid, your child might still be eligible for outside scholarships.
Simply put, these scholarships can help reduce your child’s reliance on loans and ease the financial stress for your family. But where should you and your child begin the search?
Preparation for the Scholarship Application
When applying for a scholarship, preparation is absolutely essential. It’s not just about submitting an application; it’s about presenting a complete and compelling package that makes your child stand out among the competition. To start, ensure that all the required documents are organized and up-to-date, including transcripts, test scores, and a detailed resume that highlights their extracurricular activities, community involvement, and any leadership roles. A well-crafted essay is also crucial, often being the key component that distinguishes one applicant from another.
The essay should be personal, insightful, and tailored to the scholarship’s focus, giving the committee a sense of your child’s passions, goals, and why they’re deserving of the award. Letters of recommendation are another important part of the application process. Help your child select recommenders who know them well and can speak to their strengths in detail, whether it’s a teacher, coach, or community leader.
Once everything is in order, it’s important to review the entire application multiple times for any mistakes or missing information. In addition to preparing these materials, it can be helpful to review past successful scholarship applications to understand what committees are looking for. For this, you can explore the resource Edubirdie docs page, where you’ll find a treasure trove of student notes, essays, and other academic documents. This page is a great place to see examples of strong student work, which can provide inspiration or a benchmark as your child prepares their own application. The more prepared and thorough your child is, the better their chances of securing that much-needed scholarship!
Where to Find Outside Scholarships
The scholarship search can feel daunting, but there are plenty of accessible resources to help your child get started. Here’s a list of effective places to look for scholarships that will make a difference.
1. Online Scholarship Search Engines
One of the easiest ways to start the scholarship hunt (and skipping the student loans!) is by utilizing online search platforms designed to match students with scholarship opportunities based on their background, academic performance, and interests. Some of the best websites include:
Fastweb: One of the most comprehensive databases of scholarships, tailored to each student’s profile.
Scholarships.com: Offers an extensive list of opportunities, along with helpful advice and tips.
Chegg Scholarships: Not only for textbook rentals, Chegg has a reliable scholarship search function.
Cappex: Known for its easy-to-use search engine and personalized scholarship matches.
Encourage your child to create an account and fill out their profile thoroughly. The more detailed their profile, the better the platform can match them with scholarships that fit their qualifications.
2. Local Community Organizations and Businesses
While national scholarships get a lot of attention, don’t overlook local opportunities. Many community organizations, local businesses, and even religious institutions offer scholarships to students in their area. These awards are often smaller but come with less competition, which increases your child’s chances of winning.
Encourage your child to check with local Rotary Clubs, Lions Clubs, and chambers of commerce. Small businesses, such as local banks and credit unions, also frequently offer scholarships. Reaching out to these organizations can pay off in unexpected ways.
3. High School Counselors and Financial Aid Offices
School counselors are often a gold mine of scholarship information. Many high schools keep lists of scholarships specifically available to their students or know about opportunities that aren’t widely advertised. Encourage your child to regularly check in with their school counselor or college guidance office for updates on outside scholarships.
If your child has already selected their prospective colleges, have them reach out to the schools’ financial aid offices to see if they maintain lists of external scholarships that their students frequently apply for.
4. Professional and Industry-Specific Scholarships
If your child is passionate about a particular field of study, there may be professional organizations that offer scholarships specifically for students entering that field. For example:
The American Institute of Architects (AIA) offers scholarships to future architects.
The National Society of Black Engineers (NSBE) provides financial support to students pursuing engineering careers.
The American Medical Association (AMA) has scholarships for students aiming for a career in healthcare.
Encourage your child to explore professional organizations in their field of interest — they often have scholarships designed to support the next generation of professionals.
5. Unique or Niche Scholarships
Scholarships come in all shapes and sizes, and some of the most interesting ones focus on niche qualifications or unique talents. Some scholarships are awarded based on seemingly quirky criteria, such as being left-handed or crafting prom outfits out of duct tape.
Here are a few examples:
The Duck Brand “Stuck at Prom” Scholarship: Awards students for creating prom outfits made entirely of duct tape.
The Vegetarian Resource Group Scholarship: Offers funds to students who promote vegetarianism in their communities.
The National Make It With Wool Competition: Rewards students who demonstrate skill in sewing or knitting woolen garments.
Encouraging your child to think outside the box can open doors to scholarships they might not have initially considered.
How Parents Can Support the Scholarship Application Process
Now that you know where to find scholarships, it’s time to focus on the application process. While your child will be doing the heavy lifting, there are several ways you can help make the journey smoother and more successful.
Scholarship deadlines can sneak up quickly, and missing just one requirement could mean losing out on an opportunity. Help your child create a spreadsheet or calendar to track deadlines, required materials, and submission dates. Keeping everything in one place will make the process much more manageable.
Every scholarship will have its own unique set of requirements. Some may request transcripts, while others will require essays, letters of recommendation, or specific formatting. Go over the instructions with your child to ensure nothing is overlooked.
Many scholarships require an essay as part of the application process, and this is where your child can truly shine. Encourage them to write essays that are personal, engaging, and relevant to the scholarship’s focus. Avoid generic responses. Scholarship committees want to know why your child is deserving of the award—and storytelling can make a big impact.
Essays are often the deciding factor for competitive scholarships, so this is where you can provide valuable support, whether that’s brainstorming ideas or proofreading drafts.
Some scholarships require letters of recommendation from teachers, coaches, or community leaders. Encourage your child to ask for these letters early, giving their recommenders plenty of time to write a strong, thoughtful endorsement. It’s also helpful to provide the recommender with specific details about the scholarship and a list of your child’s achievements to make their job easier.
Encourage your child to submit applications early, rather than waiting until the last minute. This will help avoid any technical glitches and give your child extra time for revisions if necessary. Make sure they double-check each submission for errors—scholarship committees won’t look kindly on typos or incomplete applications.
While helping your child through the scholarship process, watch out for these common mistakes:
Neglecting small scholarships: Smaller awards can add up over time, so encourage your child to apply for them as well.
Missing deadlines: Organization is key — don’t let an application fall through the cracks because of a missed deadline.
Overlooking follow-up: If your child wins a scholarship, remind them to send a thank-you note to the organization. This simple gesture can help maintain relationships and potentially lead to more opportunities in the future.
As a parent, supporting your child’s pursuit of outside scholarships can significantly reduce the financial burden of college. With the right resources and strategies, your family can unlock valuable funding opportunities that will help your child achieve their academic dreams without excessive student loans.
The key is to start early, stay organized, and encourage your child to pursue a range of scholarships, from local opportunities to niche awards. The journey may take some effort, but the potential rewards — a debt-free college experience — are more than worth it. After all, wouldn’t it be great to see your child graduate without a mountain of debt looming overhead and find ways to pay for everything beyond tuition, including room and board?
Your Child Can Get Outside Scholarships After High School
One of the most misunderstood ideas about getting outside scholarships is that many students think they can’t get them after high school, that they’ve “missed the boat,” but they can absolutely get outside scholarships after high school. I have a list of about 20 scholarships I want my current students to apply for after they’ve gone off to college!
Don’t give up on all the options, and take advantage of them. It’s never too late to achieve a debt-free degree!
Parents, have you ever considered how you’ll pay for college? What’s a great way to get in shape and grow a side hustle? Why not consider a dog walking business?
Starting a dog walking business isn’t just about earning an income. You can tap into so many other benefits — schedule flexibility, offering practical solutions for dog owners and a pathway to take care of a portion of your child’s college education. Plus, who can resist those puppy licks and love?
Here’s how to start a dog walking business to pay for college, and if you want to start small, how to start a dog walking business in your neighborhood.
Key Takeaway
There are approximately 29,000 dog walking enterprises in the U.S. Starting a dog walking business can be a lucrative way to pay for your child’s college education. Arm yourself with a love for canines, some treats, dog training knowledge, credentials to start a successful business.
Why Start a Dog Walking Business to Pay for College?
Starting a dog walking business to pay for college has so many benefits, including the opportunity for supplemental income, flexibility, low overhead costs and long-term financial planning:
Supplemental income: The most obvious benefit of starting a dog walking business is that it offers a reliable source of income to contribute toward your child’s college fund. It can help alleviate the burden of college tuition and expenses.
Flexibility: Luckily, you don’t have to commit to a nine-to-five job with a dog walking job. You can walk dogs whenever it works for you! (Well, obviously within the confines of your clients’ schedules — the people, not the dogs.) Ultimately, you can balance your responsibilities as a dog walker with your existing commitments.
Can work on the business with your child: Why not take your child along? Your college-bound child can learn more about building their own business in college. This comes with dozens of lessons, including entrepreneurship, financial management, customer service and the value of hard work. Plus, you can get in some quality bonding time. Who doesn’t love connecting with their high schooler and at the same time, teaching them about responsibility and work ethic? Your child can even learn how to start a dog walking business as a teenager.
Low overhead costs: Luckily, you don’t need much in the way of capital to start a dog walking business. You likely don’t even need to purchase leashes, because the dog owners will likely have those for you. You may just need basic supplies like waste bags and great tennis shoes for walking. There’s no need for a physical storefront or expensive equipment.
Long-term financial planning: Starting a dog walking business now means you’ll fund your child’s college education and set a foundation for long-term financial stability. You can keep growing your business even after your child graduates from college! (They may also want to make a veterinary practice transition after their experience!)
The amount of money you can earn is limitless, so consider setting a goal and going to town (literally!) with a dog in tow!
How to Start a Dog Walking Business to Pay for College
So, how do you get a dog walking business going? Is it as simple as grabbing a couple of leashes and hitting the pavement? Let’s take a look at some steps you can take.
Step 1: Understand the market.
Before diving in, it’s essential to understand the dog walking market in your area. Research the demand for dog walking services, what competitors are charging and any additional services they offer. Remember, your service isn’t just about walking dogs; it’s about offering peace of mind to pet owners who are unable to provide their pets with daily exercise due to work or other commitments.
Step 2: Craft a flexible business plan and build credentials.
A clear plan serves as the foundation of your dog walking business. Consider the following:
Services offered: Besides walking, you might offer pet sitting, feeding or even basic grooming.
Pricing structure: Determine how you’ll charge (per walk, per day, per week) and whether you’ll offer packages or subscriptions.
Branding: Create a memorable name and logo that resonate with your target market.
Clients may also want you to demonstrate your credentials, such as your ability to do pet first aid/CPR, which you can get through the American Red Cross or Pet Professional Guild; basic dog training knowledge, insurance, bonding and membership in professional organizations.
In addition, do your best to build client testimonials that can help establish trust and bring new customers to your business.
Step 3: Streamline operations with technology.
Leverage technology to manage your schedule, client communications, and payments. Platforms like ThriveNeighbor can be particularly useful, offering tools designed to streamline the administrative side of your business. This allows you to focus more on your studies and less on paperwork, all while providing a professional service to your clients.
Step 4: Market your services.
Utilize resources, social media and word of mouth to promote your dog walking business. Tailor your marketing efforts to highlight the benefits for busy college students, professionals and local residents. Emphasize the flexibility of your services, the health benefits for their pets and the peace of mind your reliability offers. Create flyers and business cards to leave in local pet stores or vet offices. Remember, your marketing should highlight the benefits of your services.
Step 5: Deliver exceptional service.
Excelling in the dog walking business requires more than just showing up. Build strong relationships with your clients (both human and canine) by being reliable, professional and genuinely caring. Incorporate personal touches, such as sending updates during walks or remembering individual preferences to set your service apart.
Step 6: Manage your finances wisely.
Keep meticulous records of your income and expenses. Use financial management tools or software to track your earnings and budget effectively. Your goal is to make money while minimizing debt, so financial prudence is key. Consider setting aside a portion of your earnings for business growth or unexpected expenses.
Step 7: Balance business with everyday life.
The flexibility of a dog walking business is its greatest advantage. Schedule walks around your regular nine-to-five job and other commitments, ensuring you’re never compromising the rest of your schedule. Use the business as an opportunity to enhance your time management skills, balancing client commitments with academic deadlines and opportunities for rest and relaxation.
Step 8: Embrace the benefits beyond income.
Apart from the financial rewards, your dog walking business offers numerous benefits. It’s a chance to engage with your community, build a network, and develop entrepreneurial skills. Furthermore, the physical activity and time spent with pets can be a great stress reliever, offering a welcome break from the pressures of everyday life.
Step 9: Leverage online resources.
Tap into online resources to grow your business, such as running continual Facebook ads or promoting your business to a list. These resources can provide valuable insights, tools and networking opportunities to help grow your business and reach more customers. You can also take an online training course, such as this one on dog First Aid and CPR to boost your resume and get more clients.
Step 10: Seek feedback and adjust.
Ask for feedback regularly and be open to making adjustments. Whether it’s changing your routes, offering additional services or adjusting your pricing, being responsive to your clients’ needs will help your business thrive.
How Much Can You Make with a Dog Walking Business?
The cost of dog walking services can vary depending on various factors:
Location
Walk duration
Number of dogs
Additional services offered
Reputation of the dog walking business
The average hourly pay in California is $16.99 an hour, according to ZipRecruiter. Pay ranges between $14.23 to $19.47 in California, though you might make more, such as up to $25 or $35 per hour.
Some dog walkers may offer discounts for regular or multiple walks per week, while others may charge extra for additional services such as feeding, administering medication or longer walks.
Dog walking rates may be higher in urban areas with higher living costs compared to rural areas. Research local dog walking businesses and compare prices to find one that fits your budget and meets your needs.
How Effectively Can a Dog Walking Business Help Pay for College?
So, can it really help pay for college? It entirely depends on the number of clients you have and what you charge. For example, let’s say you walk three dogs for an hour each day, and you charge $25 per dog.
3 x $35 = $75 per day
If you walk them for seven days (three dogs, each day of the week), that’s $525, and if you do that for four weeks, you earn $2,100 per month. (That might be on the higher end of what you might be able to charge, depending on your area.)
Throw in some extras, like grooming or giving pets medication, and you could earn even more! This one small business could easily help pay for your child’s college tuition, but again, it depends on the number of consistent clients you have and the amount they’re willing to pay.
Consider a Dog Walking Business to Pay for Your Child’s College Education
If you love dogs, this type of business may make a lot of sense for you! If you like animals in general, you could consider expanding your business — though it’s not likely that you’ll get a lot of traction from a cat-walking business! However, there is a great need for pet sitting when families go away on vacation or on holidays.
Ultimately, consider how you might want to create a side hustle that revolves around pets and helps you craft a lifestyle that helps pay for college and gives your child countless opportunities.
FAQs
Is it hard to start a dog walking business?
Anyone can start a dog walking business because no formal qualifications are needed, though you do need to know a bit about handling dogs and dog training. You may also need to know some formal skills, such as pet CPR. Also, you may need a firm understanding of how to market your business to your area.
How do I start being a dog walker?
Start advertising your services everywhere — in coffee shops, in restaurants, in other businesses. Start running Facebook ads to dog owners in your area to make them aware of your services, and get one or two clients to give you a positive testimonial. Consider setting up a Facebook page and website to advertise your services as well.
Where do dog walkers make the most money?
As you might expect, dog walkers make the most money in large cities, so if you live in a large metropolitan area, you’ll have a lot of benefits in the form of potential clientele. Dog walkers make the most money in cities like Los Angeles, Chicago, Washington, D.C. and New York.
With college tuition soaring, families and students nationwide face the daunting challenge of funding higher education. Traditional savings plans, scholarships and financial aid often fall short of covering the total cost of college, leading many to seek alternative solutions.
Enter the innovative strategy of starting a rental property business — a venture that promises financial returns and teaches valuable lessons in entrepreneurship and management.
This approach addresses the immediate financial needs for education and sets the foundation for long-term financial independence. By investing in real estate, students and their families can create a stream of income that helps bridge the gap between scholarships and savings, making the dream of a college education a more achievable reality.
So, what are the best college towns for rental properties? Let’s take a look.
Key Takeaway
Approximately 10.6 million American tax filers declared rental income — among 17.7 million properties, about 7.1% of 1040 filers are possible landlords.
The best college towns for rental properties: Athens, Boulder, College Station, Madison, Gainesville, Ithaca, Chapel Hill, and Ann Arbor.
The Best College Towns for Rental Properties
You want just the right combination of steady demand, robust rental market in a neighborhood close to campus. Here’s a quick view of the best college towns for rental properties and the top colleges for real estate:
Athens, Georgia (University of Georgia): Athens is known for its vibrant music scene and thriving college community. The University of Georgia attracts a large student population, creating steady demand for rental properties.
Boulder, Colorado (University of Colorado Boulder): Boulder offers a picturesque setting with access to outdoor activities and a progressive culture. The University of Colorado Boulder contributes to a robust rental market driven by students and young professionals.
College Station, Texas (Texas A&M University): College Station benefits from a stable economy and a growing population due to Texas A&M University. The college town’s relatively affordable housing market and strong rental demand make it attractive for real estate investors.
Madison, Wisconsin (University of Wisconsin-Madison): Madison boasts a dynamic arts scene, outdoor recreational opportunities, and a diverse population. The University of Wisconsin-Madison sustains a strong rental market, particularly in neighborhoods close to campus.
Gainesville, Florida (University of Florida): Gainesville offers a warm climate, cultural attractions and affordable living costs. The University of Florida’s large student population creates a consistent demand for rental properties in the area. Gainesville is also known for its educational opportunities, not only through the University of Florida, but also through its public school system, which reflects Florida’s statewide efforts to provide quality education.
Ithaca, New York (Cornell University and Ithaca College): Despite its small size, Ithaca benefits from its picturesque surroundings and the presence of Cornell University and Ithaca College. The student population contributes to a competitive rental market, particularly in areas close to campus.
Chapel Hill, North Carolina (University of North Carolina at Chapel Hill): Chapel Hill features a charming downtown area, access to research opportunities, and a strong sense of community. The University of North Carolina at Chapel Hill drives demand for rental properties in the area.
Ann Arbor, Michigan (University of Michigan): Ann Arbor offers a blend of cultural amenities, a thriving arts scene and a highly educated population. The University of Michigan’s prestigious reputation attracts students and faculty members, supporting strong student rentals in a robust rental market.
The Power of Real Estate Investment
What are the advantages of real estate investment? Real estate can offer investors incredible potential beyond simply investing in college.
Passive Income Generation
Real estate investments offer the opportunity to generate passive income through rental properties. Rental income from tenants provides a steady stream of cash flow without requiring active involvement in day-to-day operations.
Diversification and Stability
Real estate investments can serve as a diversification strategy within an investment portfolio. Diversification means you spread opportunity and risk in your portfolio.
Unlike stocks and bonds, real estate values tend to be less volatile, providing stability and a hedge against market fluctuations.
Tangible Asset Ownership
Real estate investment involves tangible asset ownership, providing a sense of security and control over the investment. Property ownership allows you to leverage physical assets to generate income and build wealth over time.
Appreciation Potential
Real estate properties have the potential to appreciate over time, increasing your net worth. Strategic property selection in high-demand areas or emerging markets can lead to significant capital gains in the long term.
Equity Build-Up
As you make mortgage payments and property values increase, you can build equity in your real estate holdings. Equity accumulation allows you to leverage your properties for future investments or access liquidity when needed.
Retirement Planning
Real estate investment can be a key component of retirement planning, providing a source of passive income during retirement years. Rental properties can be a reliable income stream to supplement retirement savings and social security benefits.
Tax Deductions and Benefits
Rental property owners are eligible for various tax deductions, including mortgage interest, property taxes, maintenance expenses and depreciation. These tax benefits can reduce taxable income and increase cash flow from rental properties.
Depreciation Advantage
Real estate investors can use depreciation deductions to offset rental income and reduce tax liabilities. Depreciation allows investors to allocate a portion of the property’s value as an expense over its useful life, providing significant tax savings.
Hedge Against Inflation
Rental properties hedge against inflation, as property values and rental income tend to increase over time. Real estate investments offer protection against the eroding effects of inflation, preserving the purchasing power of investment returns.
By highlighting the advantages of real estate investment, including passive income generation, long-term wealth accumulation, and tax benefits, investors can better understand the potential rewards and opportunities associated with owning rental properties.
Understanding the Basics of Starting a Rental Property Business
This journey begins with thorough market research to identify promising locations, understand the initial capital requirements and familiarize oneself with the legal landscape of property management. Planning and education are pivotal in this journey; prospective landlords must educate themselves on property selection, financing options and tenant management to ensure the success of their venture.
Key considerations include:
Assessing your financial readiness
Understanding the responsibilities of property management
Developing a solid business plan
It’s not just about purchasing a property; it’s about creating a business model that aligns with your college funding goals. Engaging in this business requires learning and adaptability as the market constantly evolves.
For students and parents alike, embarking on this path offers a hands-on learning experience in financial planning and real estate, providing a means to fund education and valuable life skills that extend far beyond the classroom.
7 Steps to Launch Your Rental Property Business
Launching a rental property business requires meticulous planning and a step-by-step approach to ensure success. Here’s how to get started:
Step 1: Begin real estate research.
Begin with comprehensive research to identify lucrative rental markets. Look for areas with strong demand, such as nearby colleges, which can be particularly appealing to students and parents.
Step 2: Financially prepare.
Assess your financial situation to determine how much you can invest without jeopardizing your or your child’s education savings. Ideally, you will have paid off the main home you live in and can use cash to pay for your investment property. Otherwise, if you must borrow to finance the property, ensure that everything makes sense financially. It should not be an emotional decision but a business decision.
Step 3: Choose a property.
Choose a property that matches your goals and budget. Consider factors like location, condition of the property and potential rental income. Properties near campuses can be ideal due to the constant demand from students.
Step 4: Consider legal and tax requirements.
Understand the legal requirements for landlords in your area and consider the tax implications of owning a rental property. Consulting with a real estate attorney and a tax advisor may be beneficial.
Step 5: Decide on your management strategy.
Decide whether you’ll manage the property yourself or hire a property management company. A management company can save time and stress as a busy parent, though it will impact your profits.
Step 6: Market your rental.
Develop a marketing strategy to attract tenants. Utilize online platforms, local advertising and college bulletin boards to reach potential renters.
Step 7: Balance responsibilities.
For college students and parents handling the opportunity together, balancing the responsibilities of managing a rental property with academic and personal commitments is crucial. Effective time management and organization are vital to ensuring your educational and business ventures thrive.
Financial Planning: Budgeting for Your Business and College
Effective financial planning is critical when balancing the start-up costs of a rental property business with college expenses. If you choose to balance real estate with the cost of your child’s college education, check out some strategies to manage your finances effectively:
Outline all anticipated expenses for both your rental business and college costs.
Include initial investment, ongoing maintenance, tuition, books and living expenses.
Prioritize the allocation of rental income toward covering college expenses, reinvesting in your property and building a contingency fund for unexpected costs.
Don’t overlook traditional financial aid options. Scholarships, grants and student loans can supplement your income from rental properties, reducing the financial burden.
Regularly review your budget. As your rental business grows, you may find opportunities to increase your rental rates or reduce expenses.
Consider how your rental business can support you financially, even after your child has graduated from college. Long-term planning can help ensure your investment provides sustained income and contributes to your financial independence.
By following these steps and focusing on immediate and future financial goals, students and parents can effectively manage a rental property business while covering college education costs.
Pros and Cons of Using a Rental Property to Fund College
Using a rental property to fund college expenses via FAFSA can have several advantages and drawbacks.
Pros
In addition to the tax benefits and asset appreciation benefits already mentioned, other benefits include:
Stable income source: Rental properties can provide a steady income stream through rental payments, which can help cover tuition fees, accommodation costs and other educational expenses.
Long-term investment: Investing in rental properties offers the potential for long-term wealth accumulation and financial stability, which can be beneficial for funding college education and future endeavors.
Ownership control: Unlike other forms of financial aid or loans, owning a rental property provides individuals with a tangible asset and a degree of control over their financial situation.
Cons
What are the downsides? Unfortunately, you’ll want to consider these potential downsides to investing in real estate for college costs:
Initial capital requirement: Acquiring a rental property often requires a significant initial investment, including down payments, closing costs and ongoing maintenance expenses, which may pose financial challenges for some individuals or families.
Market risks: The value of rental properties and the rental market can be subject to fluctuations, economic downturns and changes in local market conditions, which may affect the property’s profitability and ability to generate income.
Property management responsibilities: Owning and managing rental properties involves various responsibilities, including property maintenance, tenant management, legal compliance and financial record-keeping, which can be time-consuming and require specific skills and knowledge.
Tenant issues: Dealing with problematic tenants, rental vacancies, property damage and legal disputes can be stressful and may impact the financial viability of the rental property as a source of funding for college education.
Cash flow variability: Rental income may not always be consistent or sufficient to cover all college expenses, especially during vacancy periods or economic uncertainty, which could require you to pull alternative funding sources or financial planning strategies.
Rental Income Can Fund Education, but Be Wise
Rental income provides a steady, passive revenue stream.
Many have leveraged this strategy successfully, such as buying a duplex for your daughter near campus so she could live in one unit while renting out the other.
This approach can cover her tuition fees and provided living expenses, illustrating the tangible benefits of integrating real estate investment into education funding strategies.
This practical application of entrepreneurship in real estate offers a viable pathway for students and parents aiming to mitigate the high costs of college education. However, it also comes with financial risks, management responsibilities and market uncertainties that you should carefully consider before pursuing this option.
It’s important to arm yourself with a list of questions to ask colleges, but not just when you and your student are on campus. It’s important to know what you’ll ask year-round, at every point through the college visit.
I used to work in college admission, and one family asked me such difficult questions when I was an admission counselor that I gave them an “A+” for “hardest questions of the year” and said, “You should go talk to my boss.”
They asked me questions like, “What does the college pay for water and electricity and how does that work into my son’s tuition?”
Relevant questions get to what you need to know. Asking the right person the right questions is paramount.
What are the questions you should be asking? Whether you shoot a list of questions over to an admission counselor or want to pull a list before you go to a college fair, here’s a well-rounded list of questions to ask.
General Questions to Ask Colleges
The topic “questions to ask colleges” is a bit interesting because there are general questions to ask colleges, and then there are ways to break it up because you’ll meet lots of individual people during the visit, including admission counselors, financial aid officers, coaches,
What are some general questions to ask colleges? Let’s take a quick look at some questions you must ask:
Can you tell me more about the academic support services available on campus?
What opportunities are there for undergraduate research or internships?
How does the college support students in finding housing options?
What clubs and extracurricular activities are popular on campus?
Are there study abroad programs available, and how are they facilitated?
Can you describe the campus safety measures and resources?
What career services are offered to students and alumni?
What percentage of students receive financial aid, and what types of aid are available?
How does the college foster diversity and inclusion among its student body?
Now, let’s dive into more pointed questions you can ask during other points in the college journey. Specifically, we’ll walk through questions to ask college admissions, coaches, college interviewers, financial aid officers, professors and career services personnel.
Questions to Ask College Admissions
I frequently received the following questions about college admissions, and I welcomed them! I’ll add another bonus question that I think is a super great one: What would you change about this college/university. Whoo, that gets the admission counselor’s wheels turning!
What are the application deadlines and requirements?
Can you explain the process for applying for financial aid or scholarships?
Are there any special programs or initiatives for first-generation college students?
Can you provide information about the acceptance rate and the profile of the incoming freshman class?
Are interviews with admissions officers or alumni recommended or required?
How does the college support students’ transition from high school to college?
Are there opportunities for early admission or dual enrollment programs?
Can you share insights into the college’s retention and graduation rates?
What resources are available for students with disabilities?
Questions to Ask College Coaches
If your child plans to play sports in college, whether they’re considering a Division I, II or III program, here are some common questions you should ask any college coach:
What is the team’s philosophy and approach to training and competition?
How do you support student-athletes in balancing academics and athletics?
What are the expectations for off-season training and conditioning?
Can you provide information about the team’s schedule and travel commitments?
How are playing time and positions determined within the team?
What academic support services are available for student-athletes?
Can you talk about the team’s recent accomplishments and goals for the future?
How do you handle injuries and medical support for athletes?
What are the team’s facilities like, and are there plans for upgrades or expansions?
How do you assist athletes in pursuing opportunities beyond college sports?
Questions to Ask College Interviewers
As part of the college search process, your child may interview with an alumnus or alumna of the college or university, and while they may ask your child questions, you may wonder about what your child should ask them. Your child must have questions in mind to ask! Here are a few suggestions:
Can you tell us about your own experience at this college/university?
What qualities or attributes is the college looking for in its students?
How does the college support students in exploring and declaring their majors?
Can you share some examples of unique opportunities or experiences available to students here?
How would you describe the campus community and student life?
What advice do you have for students transitioning from high school to college?
How accessible are professors and advisors for students seeking guidance or mentorship?
Can you describe any recent changes or developments on campus?
What do you think sets this college apart from others?
How does the college foster a sense of belonging and inclusivity among its students?
Questions to Ask Financial Aid Officers
When you’re on a college visit, you want to talk with financial aid officers as well. If you didn’t schedule a college visit and include a financial aid officer, you want to call up the admission office and get that added to your schedule.
What types of financial aid are available, and how does my child apply for them?
Can you explain the different types of loans and their terms?
Are there any scholarships or grants specifically available for incoming freshmen?
How does the college determine financial aid packages?
Are there work-study opportunities available, and how does my child qualify for them?
Can you provide information on the FAFSA and CSS Profile deadlines?
What happens if my financial circumstances change after I’ve submitted my financial aid application?
Are there any additional forms or documents required for financial aid consideration?
Can you explain the process for appealing a financial aid decision?
Are there resources available to help students understand and manage their student loan debt?
Questions to Ask Professors
You can meet with professors when you visit college campuses. It’s a good idea because your child can get an idea of who they will take classes from in college. Consider the following questions:
Can you tell us about your research interests and current projects?
How accessible are professors outside of class for student questions and discussions?
What opportunities are there for undergraduate students to participate in research or collaborate with faculty?
Can you describe the typical class size for introductory and upper-level courses in your department?
What teaching methods do you employ to engage students and facilitate learning?
Are there opportunities for students to work as teaching or research assistants?
How do you encourage critical thinking and intellectual curiosity in your courses?
Can you share examples of how you integrate real-world applications into your teaching?
What resources does the department provide to support student success in your courses?
How do you approach advising and mentorship for students majoring in your field?
Questions to Ask Career Services Personnel
If you get a chance to meet with career services (and I recommend it!) you can put forth a few questions from them.
What types of career development resources and services does the college offer to students?
Can you describe the process for students to access career counseling and advising services?
Are there workshops or seminars available to help students develop essential career skills such as resume writing, interviewing and networking?
How does the college assist students in identifying internship opportunities related to their field of study?
Does the college have partnerships with employers or alumni networks to facilitate job placements for graduating students?
Can you provide examples of companies or organizations where recent graduates have secured employment or internships?
Are there opportunities for students to participate in career fairs, networking events or informational interviews with professionals in various industries?
What support services are available to alumni who may be seeking career advancement or transitioning to new roles?
How does the career services office collaborate with academic departments and student organizations to enhance students’ career readiness?
Are there specific programs or initiatives aimed at helping students from underrepresented backgrounds succeed in their career pursuits?
Current students and alumni can provide valuable insights into their personal experiences, challenges and successes at the college. Gather as many firsthand accounts as you can while you’re on campus.
What do you enjoy most about attending this college/university?
Can you describe the academic atmosphere and classroom dynamics?
How accessible are professors outside of class for questions and assistance?
What are the most popular extracurricular activities or student organizations on campus?
How would you describe the social scene and campus community?
What are some common challenges that students face here, and how does the college support students in overcoming them?
Can you share your experience with housing options and campus living?
How do students typically spend their weekends or free time on campus?
What opportunities are there for undergraduate research, internships, or study abroad programs?
How has your experience at this college/university prepared you for your future career or graduate studies?
How to Get Great Answers to Your Questions
Conduct thorough research about the college, its programs, campus culture and other relevant information before you even get on campus. This will help you ask more specific and targeted questions during your interactions. Don’t be afraid to write down the questions ahead of time and refer to them during the college tour. Better yet, print questions from this list!
Here are some tips regarding asking smart questions:
Go for open-ended questions: Frame your questions in a way that encourages detailed and meaningful responses. Open-ended questions typically begin with “how,” “what,” “why” or “can you describe.”
Listen carefully: Pay close attention to the responses you receive and ask follow-up questions to clarify any points that are unclear or require further elaboration.
Seek multiple perspectives: Don’t rely on a single source for information. Seek out insights from various individuals such as admissions officers, professors, students, alumni and support staff to gain a well-rounded understanding of the college experience. Ask the same question of all of them — my favorite is, “What would you change about this place?” It’s fun to watch them stumble around to answer it!
Utilize information sessions: Take advantage of information sessions and admission events to interact directly with college representatives and explore campus facilities.
Ask for specific examples: When seeking information about academic programs, support services or extracurricular opportunities, ask for specific examples or anecdotes that illustrate how students have benefited from these resources. Get them to tell stories!
Follow up via email or phone: If you have additional questions or need further clarification after your initial interaction, don’t hesitate to follow up with individuals at colleges via email or phone.
Finally, pay attention to how your questions are received and whether the responses align with your expectations and goals. Trust you and your child’s instincts when evaluating the information provided to make informed decisions about your college options.
Embracing the Power of Questions
One family once astounded me with their insightful inquiries during an admissions office visit. Their probing questions about the finer details of college operations left me impressed. From inquiries about utility expenses to sustainability initiatives, they demonstrated a keen awareness of what matters. While I may not have had all the answers, their questions underscored the importance of seeking relevant information.
Key Inquiries for Savvy Parents
Savvy parents ask questions related to the following things.
1. Who’s Your Child’s Admission Counselor?
Getting to know your child’s admission counselor is paramount. This dedicated individual serves as your family’s liaison to the college experience. From financial aid guidance to insider knowledge about campus life, admission counselors offer invaluable support.
2. Understanding the Admission Process
In today’s evolving educational landscape, understanding the admission process is essential. Staying informed empowers both parents and students.
3. Connecting with Key Individuals
Facilitating connections with professors and other campus figures can profoundly impact your child’s college journey. Whether it’s through virtual meetings or campus visits, fostering these relationships fosters a supportive academic environment.
4. Engaging with Current Students
Encouraging your child to interact with current students provides invaluable insights into campus life. From firsthand accounts of academic rigor to candid discussions about campus culture, these interactions offer a glimpse into the student experience.
5. Clarifying Expectations and Values
Asking about the unique experiences a college offers helps align your child’s expectations with institutional values. By understanding what sets a college apart, you can ensure a better fit for your child’s academic and personal growth.
6. Exploring Financial Aid Options
Navigating the complexities of financial aid early on empowers families to make informed decisions. Utilizing net price calculators and engaging with financial aid offices enables you to plan for college costs proactively.
Don’t Be Afraid to Ask Tough Questions
As parents, it’s our responsibility to advocate for our children and seek the answers we need. Don’t hesitate to ask tough questions and push for clarity throughout the college search process. Remember, you’re the customer, and your child’s future deserves nothing less than your diligent inquiry.
In conclusion, embracing the power of questions is the hallmark of savvy prospective parents. By asking the right questions and engaging with college stakeholders, you pave the way for a transformative college experience for your child. So, let’s put a zip in our step and embark on this exhilarating journey together!
Types of Financial Aid
